Yiren Digital (FRA:19YA) Interest Expense: €0.0 Mil (TTM As of Mar. 2026)

What is Yiren Digital Interest Expense?

Yiren Digital FRA:19YA +59.48% 55 Interest Expense is €0.0 Mil as of Mar. 2026. GuruFocus rates FRA:19YA with a GF Score™ of 55/100 and a GF Value™ of €3.76 (Possible Value Trap). The stock has 4 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Yiren Digital's interest expense for the three months ended in Mar. 2026 was € 0.0 Mil. Its interest expense for the trailing twelve months (TTM) ended in Mar. 2026 was €0.0 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Yiren Digital's Operating Income for the three months ended in Mar. 2026 was € -46.6 Mil. Yiren Digital's Interest Expense for the three months ended in Mar. 2026 was € 0.0 Mil. GuruFocus does not calculate Yiren Digital's interest coverage with the available data. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Yiren Digital (FRA:19YA) Interest Expense Explanation

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Yiren Digital's Interest Expense for the three months ended in Mar. 2026 was €0.0 Mil. Its Operating Income for the three months ended in Mar. 2026 was €-46.6 Mil. And its Long-Term Debt & Capital Lease Obligation for the three months ended in Mar. 2026 was €4.4 Mil.

Yiren Digital's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

GuruFocus does not calculate Yiren Digital's interest coverage with the available data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Yiren Digital Ltd has enough cash to cover all of its debt. Its financial situation is stable.

Yiren Digital Interest Expense Historical Data

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The historical data trend for Yiren Digital's Interest Expense can be seen below:

Yiren Digital Interest Expense Chart

Yiren Digital Annual Data

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Interest Expense

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-10.20

-3.56

0.00

Yiren Digital Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
Interest Expense	Get a 7-Day Free Trial															0.00	0.00	0.00	0.00	0.00

55GF Score

Yiren Digital Ltd FRA:19YA

Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.

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Yiren Digital Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €0.0 Mil.

Frequently Asked Questions Learn more about Interest Expense →

What does a Interest Expense of €0.0 Mil mean?

Yiren Digital (FRA:19YA) has a Interest Expense of €0.0 Mil as of Mar. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on Yiren Digital and its competitors.

Is Yiren Digital's Interest Expense too high?

Yiren Digital's current Interest Expense is €0.0 Mil. Overall, Yiren Digital has a GF Score™ of 55/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.

How does Yiren Digital's Interest Expense compare to SUIG and ANTA?

Yiren Digital's Interest Expense of €0.0 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good Interest Expense for a Credit Services company?

A good Interest Expense depends on the Credit Services industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high Interest Expense mean?

A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Yiren Digital and its competitors. Yiren Digital's current Interest Expense is €0.0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Yiren Digital stock overvalued right now?

Based on GuruFocus' analysis, Yiren Digital (FRA:19YA) is currently considered Possible Value Trap. The stock's GF Value™ is €3.76, compared to a current price of €1.22 — trading 67.6% below its estimated fair value. The current Interest Expense is €0.0 Mil. Yiren Digital's overall GF Score™ is 55/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is Interest Expense calculated?

Interest Expense is calculated from a company's financial statements. For Yiren Digital (FRA:19YA), the current Interest Expense is €0.0 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Yiren Digital (FRA:19YA) Overvalued in 2026?

Based on GuruFocus' analysis, Yiren Digital stock appears to be undervalued. The current stock price of €1.22 is trading 67.6% below its estimated GF Value™ of €3.76. GuruFocus considers Yiren Digital to be Possible Value Trap.

Key valuation signals for FRA:19YA:

Interest Expense: €0.0 Mil
GF Value™: €3.76 vs. price of €1.22 (67.6% below fair value)
GF Score™: 55/100 with 4 warning signs

No single metric tells the full story. See the FRA:19YA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Yiren Digital Business Description

Industry Financial Services Credit Services

Comparable Companies SUIG ANTA VRM JFIN JF AIJTY SPST SPFX SNTG XYF V MA AXP COF BOM:500034 PYPL AFRM SYF NSE:SHRIRAMFIN SOFI

Other Exchanges YRD:USA YRD N:Mexico

Address 118 Jianguo Road, 28th Floor, China Merchants Bureau Building, Chaoyang District, Beijing, CHN, 100022

Website https://ir.yiren.com

Yiren Digital Ltd is an AI-powered platform providing a comprehensive suite of financial and lifestyle services in China. Its mission is to elevate customers' financial well-being and enhance their quality of life by delivering digital financial services, tailor-made insurance solutions, and premium lifestyle services. The company supports clients at various growth stages, addressing financing needs arising from consumption and production activities, while aiming to augment the overall well-being and security of individuals, families, and businesses.

55GF Score

Get the complete analysis for FRA:19YA

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.22

Price

€3.76

GF Value

View FRA:19YA Analysis

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