Yiren Digital (FRA:19YA) EPS without NRI: €-1.09 (TTM As of Mar. 2026)


FRA:19YA Yiren Digital Ltd FRA:19YA
56 GF Score
Price €1.28
GF Value €3.82
Valuation Possible Value Trap
! 4 Warning Signs
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What is Yiren Digital EPS without NRI?

Yiren Digital FRA:19YA +4.92% 56 EPS without NRI is €-1.09 as of Mar. 2026. GuruFocus rates FRA:19YA with a GF Score™ of 56/100 and a GF Value™ of €3.82 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 430 Credit Services companies, Yiren Digital ranks worse than 232557.91% on this metric.

Yiren Digital's earnings per share without non-recurring items for the three months ended in Mar. 2026 was €-0.63. Its earnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was €-1.09.

During the past 12 months, Yiren Digital's average earnings per share (NRI) Growth Rate was -162.10% per year. During the past 10 years, the average earnings per share (NRI) Growth Rate was 0.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using Earnings per share without Non-Recurring Items (NRI) data.

The historical rank and industry rank for Yiren Digital's EPS without NRI or its related term are showing as below:

During the past 13 years, Yiren Digital's highest 3-Year average Earnings Per Share (NRI) Growth Rate was 335.30% per year. The lowest was -91.80% per year. And the median was 7.40% per year.

FRA:19YA's 3-Year EPS without NRI Growth Rate is not ranked *
in the Credit Services industry.
Industry Median: 11.5
* Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.

Yiren Digital's EPS (Diluted) for the three months ended in Mar. 2026 was €-0.71. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was €-1.01.

Yiren Digital's EPS (Basic) for the three months ended in Mar. 2026 was €-0.71. Its EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 was €-1.00.


Yiren Digital  (FRA:19YA) EPS without NRI Explanation

EPS without NRI removes onetime and unusual items from EPS, to provide investors with a more accurate measure of the company’s true earnings. The earnings are adjusted for items that are irregular or unusual in nature, and/or are non-recurring. This is calculated using Net Income (Continuing Operations) plus/minus any tax affected unusual Items and Goodwill Impairments/Write Offs. This can be used to fairly measure a company's profitability.


Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.


Yiren Digital EPS without NRI Related Terms


Yiren Digital EPS without NRI Historical Data

* Premium members only.

The historical data trend for Yiren Digital's EPS without NRI can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Yiren Digital EPS without NRI Chart

Yiren Digital Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS without NRI
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.74 1.82 3.03 2.21 -0.00

Yiren Digital Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EPS without NRI Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.44 0.46 0.24 -1.16 -0.63

FRA:19YA vs SUIG, ANTA, VRM: EPS without NRI Comparison

For the Credit Services subindustry, Yiren Digital's PE Ratio without NRI, along with its competitors' market caps and PE Ratio without NRI data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Yiren Digital PE Ratio without NRI vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Yiren Digital's PE Ratio without NRI distribution charts can be found below:

* The bar in red indicates where Yiren Digital's PE Ratio without NRI falls into.


FRA:19YA
56GF Score
Yiren Digital Ltd FRA:19YA
EPS without NRI is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Yiren Digital EPS without NRI Calculation

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Earnings Per Share without Non-Recurring Items is the amount of earnings without non-recurring items per outstanding share of the company's stock.

EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €-1.09

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS without NRI →
What does a EPS without NRI of €-1.09 mean?
Yiren Digital (FRA:19YA) has a EPS without NRI of €-1.09 as of Mar. 2026. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Yiren Digital and its competitors. According to the industry distribution chart, Yiren Digital ranks #999999 out of 430 companies in the Credit Services industry.
Is Yiren Digital's EPS without NRI too high?
Yiren Digital's current EPS without NRI is €-1.09. Based on the distribution chart, Yiren Digital ranks #999999 out of 430 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Yiren Digital has a GF Score™ of 56/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Yiren Digital's EPS without NRI compare to SUIG and ANTA?
According to the Credit Services industry distribution chart, Yiren Digital ranks #999999 out of 430 companies for EPS without NRI. This places Yiren Digital in the lower half of its industry. The industry median EPS without NRI is 11.50. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS without NRI for a Credit Services company?
The median EPS without NRI among Credit Services companies is 11.50, based on 430 companies in the industry. Companies in the top quartile (top 25%) have a EPS without NRI significantly above this median, while those in the bottom quartile fall well below. However, EPS without NRI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS without NRI mean?
A high EPS without NRI can signal that a stock is expensive relative to its fundamentals. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Yiren Digital and its competitors. For the Credit Services industry, the median EPS without NRI is 11.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Yiren Digital's current EPS without NRI is €-1.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Yiren Digital stock overvalued right now?
Based on GuruFocus' analysis, Yiren Digital (FRA:19YA) is currently considered Possible Value Trap. The stock's GF Value™ is €3.82, compared to a current price of €1.28 — trading 66.5% below its estimated fair value. The current EPS without NRI is €-1.09. Yiren Digital's overall GF Score™ is 56/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS without NRI calculated?
EPS without NRI is calculated from a company's financial statements. For Yiren Digital (FRA:19YA), the current EPS without NRI is €-1.09 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Yiren Digital (FRA:19YA) Overvalued in 2026?

Based on GuruFocus' analysis, Yiren Digital stock appears to be undervalued. The current stock price of €1.28 is trading 66.5% below its estimated GF Value™ of €3.82. GuruFocus considers Yiren Digital to be Possible Value Trap.

Key valuation signals for FRA:19YA:

  • EPS without NRI: €-1.09
  • GF Value™: €3.82 vs. price of €1.28 (66.5% below fair value)
  • GF Score™: 56/100 with 4 warning signs

No single metric tells the full story. See the FRA:19YA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Yiren Digital Business Description

Other Exchanges YRD:USAYRD N:Mexico
Address 118 Jianguo Road, 28th Floor, China Merchants Bureau Building, Chaoyang District, Beijing, CHN, 100022
Yiren Digital Ltd is an AI-powered platform providing a comprehensive suite of financial and lifestyle services in China. Its mission is to elevate customers' financial well-being and enhance their quality of life by delivering digital financial services, tailor-made insurance solutions, and premium lifestyle services. The company supports clients at various growth stages, addressing financing needs arising from consumption and production activities, while aiming to augment the overall well-being and security of individuals, families, and businesses.
56GF Score

Get the complete analysis for FRA:19YA

EPS without NRI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.28
Price
€3.82
GF Value