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Yiren Digital's gross profit for the
three
months ended in Mar. 2026 was €91.6 Mil. Yiren Digital's gross profit for the trailing twelve months (TTM) ended in Mar. 2026 was €522.7 Mil.
Gross Margin % is calculated as gross profit divided by its revenue. Yiren Digital's gross profit for the
three
months ended in Mar. 2026 was €91.6 Mil. Yiren Digital's Revenue for the
three
months ended in Mar. 2026 was €116.4 Mil. Therefore, Yiren Digital's Gross Margin % for the quarter that ended in Mar. 2026 was 78.70%.
Yiren Digital had a gross margin of 78.70% for the quarter that ended in Mar. 2026 => Durable competitive advantage
During the past 13 years, the highestGross Margin % of Yiren Digital was 94.44%. The lowest was 72.12%. And the median was 85.52%.
Warren Buffett believes that firms with excellent long term economics tend to have consistently higher margins.
Durable competitive advantage creates a high Gross Margin % because of the freedom to price in excess of cost. Companies can be categorized by their Gross Margin %
1. Greater than 40% = Durable competitive advantage
2. Less than 40% = Competition eroding margins
3. Less than 20% = no sustainable competitive advantage
Consistency of Gross Margin is key
Yiren Digital had a gross margin of 78.70% for the quarter that ended in Mar. 2026 => Durable competitive advantage
Yiren Digital Gross Profit Related Terms
Yiren Digital Gross Profit Historical Data
* Premium members only.
The historical data trend for Yiren Digital's Gross Profit can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:19YA vs JFIN, ANTA, SUIG: Gross Profit Comparison
For the Credit Services subindustry, Yiren Digital's Gross Profit, along with its competitors' market caps and Gross Profit data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Yiren Digital Gross Profit vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Yiren Digital's Gross Profit distribution charts can be found below:
* The bar in red indicates where Yiren Digital's Gross Profit falls into.
Gross Profit for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €522.7 Mil.
Gross Profit is the numerator in the calculation of Gross Margin.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
A positive Gross Profit is only the first step for a company to make a net profit. The gross profit needs to be big enough to also cover related labor, equipment, rental, marketing/advertising, research and development and a lot of other costs in selling the products.
Yiren Digital (FRA:19YA) has a Gross Profit of €522.7 Mil as of Mar. 2026. Gross Profit equals net sales less total cost of goods sold. View historical data on Yiren Digital and its competitors.
Is Yiren Digital's Gross Profit too high?
Yiren Digital's current Gross Profit is €522.7 Mil. Overall, Yiren Digital has a GF Score™ of 56/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Yiren Digital's Gross Profit compare to JFIN and ANTA?
Yiren Digital's Gross Profit of €522.7 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Profit for a Credit Services company?
A good Gross Profit depends on the Credit Services industry context. However, Gross Profit should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Profit mean?
A high Gross Profit can signal that a stock is expensive relative to its fundamentals. Gross Profit equals net sales less total cost of goods sold. View historical data on Yiren Digital and its competitors. Yiren Digital's current Gross Profit is €522.7 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Yiren Digital stock overvalued right now?
Based on GuruFocus' analysis, Yiren Digital (FRA:19YA) is currently considered Possible Value Trap. The stock's GF Value™ is €4.04, compared to a current price of €0.91 — trading 77.6% below its estimated fair value. The current Gross Profit is €522.7 Mil. Yiren Digital's overall GF Score™ is 56/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Profit calculated?
Gross Profit is calculated from a company's financial statements. For Yiren Digital (FRA:19YA), the current Gross Profit is €522.7 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Yiren Digital (FRA:19YA) Overvalued in 2026?
Based on GuruFocus' analysis, Yiren Digital stock appears to be undervalued.
The current stock price of €0.91 is trading 77.6% below its estimated GF Value™ of €4.04.
GuruFocus considers Yiren Digital to be Possible Value Trap.
Key valuation signals for FRA:19YA:
Gross Profit: €522.7 Mil
GF Value™: €4.04 vs. price of €0.91 (77.6% below fair value)
No single metric tells the full story. See the FRA:19YA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Yiren Digital Ltd is an AI-powered platform providing a comprehensive suite of financial and lifestyle services in China. Its mission is to elevate customers' financial well-being and enhance their quality of life by delivering digital financial services, tailor-made insurance solutions, and premium lifestyle services. The company supports clients at various growth stages, addressing financing needs arising from consumption and production activities, while aiming to augment the overall well-being and security of individuals, families, and businesses.
56GF Score
Get the complete analysis for FRA:19YA
Gross Profit is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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