Yiren Digital (FRA:19YA) Cash Flow from Financing: €10.7 Mil (TTM As of Mar. 2026)

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FRA:19YA Yiren Digital Ltd FRA:19YA
56 GF Score
Price €1.05
GF Value €4.17
Valuation Possible Value Trap
! 4 Warning Signs
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What is Yiren Digital Cash Flow from Financing?

Yiren Digital FRA:19YA 56 Cash Flow from Financing is €10.7 Mil as of Mar. 2026. GuruFocus rates FRA:19YA with a GF Score™ of 56/100 and a GF Value™ of €4.17 (Possible Value Trap). The stock has 4 warning signs investors should review.

Cash from financing is the cash generated/spent from financial activities such as share issuance (buy back), debt issuance (repayment), and dividends paid to preferred and common stockholders.

For the three months ended in Mar. 2026, Yiren Digital paid €0.0 Mil more to buy back shares than it received from issuing new shares. It received €0.0 Mil from issuing more debt. It paid €0.0 Mil more to buy back preferred shares than it received from issuing preferred shares. It received €0.0 Mil from paying cash dividends to shareholders. It received €0.0 Mil on other financial activities. In all, Yiren Digital spent €0.0 Mil on financial activities for the three months ended in Mar. 2026.


Yiren Digital  (FRA:19YA) Cash Flow from Financing Explanation

Cash from financing contains six items:

1. Issuance of Stock:
A company may raise cash from issuing new shares. Issuance of stock represents the cash inflow from offering common stock, which is the additional capital contribution to the entity during the period.

Yiren Digital's issuance of stock for the three months ended in Mar. 2026 was €0.0 Mil.

2. Repurchase of Stock:
A company may raise cash from issuing new shares. It can also use cash to buy back shares. Repurchase of stock represents the cash outflow to reacquire common stock during the period.

Yiren Digital's repurchase of stock for the three months ended in Mar. 2026 was €0.0 Mil.

3. Net Issuance of Debt:
Net issuance of debt is the cash a company received or spent through debt related activities such as debt issuance or debt repayment. If a company pays down its debt during the period, this number will be negative. If a company issued more debt, it receives cash and this number is positive.

Yiren Digital's net issuance of debt for the three months ended in Mar. 2026 was €0.0 Mil. Yiren Digital received €0.0 Mil from issuing more debt.

4. Net Issuance of Preferred Stock:
A company may raise cash from issuing new preferred shares. It can also use cash to buy back preferred shares. If this number is positive, it means that the company has received more cash from issuing preferred shares than it has paid to buy back preferred shares. If this number is negative, it means that company has paid more cash to buy back preferred shares than it has received for issuing preferred shares.

Yiren Digital's net issuance of preferred for the three months ended in Mar. 2026 was €0.0 Mil. Yiren Digital paid €0.0 Mil more to buy back preferred shares than it received from issuing preferred shares.

5. Cash Flow for Dividends:
Cash flow for dividends refers to the payment of cash to shareholders as dividends when the company generates income.

Yiren Digital's cash flow for dividends for the three months ended in Mar. 2026 was €0.0 Mil. Yiren Digital received €0.0 Mil from paying cash dividends to shareholders.

6. Other Financing:
Money spent or earned by company from other financial activities.

Yiren Digital's other financing for the three months ended in Mar. 2026 was €0.0 Mil. Yiren Digital received €0.0 Mil on other financial activities.


Yiren Digital Cash Flow from Financing Related Terms


Yiren Digital Cash Flow from Financing Historical Data

* Premium members only.

The historical data trend for Yiren Digital's Cash Flow from Financing can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Yiren Digital Cash Flow from Financing Chart

Yiren Digital Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cash Flow from Financing
Get a 7-Day Free Trial Premium Member Only Premium Member Only 59.39 -66.23 -73.11 -36.36 80.34

Yiren Digital Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cash Flow from Financing Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -10.28 54.04 0.00 0.00 -43.37
FRA:19YA
56GF Score
Yiren Digital Ltd FRA:19YA
Cash Flow from Financing is just one metric. See GF Score™, valuation, warning signs, and more.
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Yiren Digital Cash Flow from Financing Calculation

This is the cash generated/spent from financial activities such as share issuance (buy back), debt issuance (repayment), and dividends paid to preferred and common stockholders. In the calculation of free cash flow, cash from financing is not calculated because it is not related to operating activities.

Yiren Digital's Cash from Financing for the fiscal year that ended in Dec. 2025 is calculated as:

Yiren Digital's Cash from Financing for the quarter that ended in Mar. 2026 is:


Cash Flow from Financing for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €10.7 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Cash Flow from Financing of €10.7 Mil mean?
Yiren Digital (FRA:19YA) has a Cash Flow from Financing of €10.7 Mil as of Mar. 2026. Cash Flow from Financing is the amount of cash earned or paid from financing operations. View historical data for Yiren Digital and its competitors.
Is Yiren Digital's Cash Flow from Financing too high?
Yiren Digital's current Cash Flow from Financing is €10.7 Mil. Overall, Yiren Digital has a GF Score™ of 56/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Yiren Digital's Cash Flow from Financing compare to SUIG and ANTA?
Yiren Digital's Cash Flow from Financing of €10.7 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Flow from Financing for a Credit Services company?
A good Cash Flow from Financing depends on the Credit Services industry context. However, Cash Flow from Financing should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Flow from Financing mean?
A high Cash Flow from Financing can signal that a stock is expensive relative to its fundamentals. Cash Flow from Financing is the amount of cash earned or paid from financing operations. View historical data for Yiren Digital and its competitors. Yiren Digital's current Cash Flow from Financing is €10.7 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Yiren Digital stock overvalued right now?
Based on GuruFocus' analysis, Yiren Digital (FRA:19YA) is currently considered Possible Value Trap. The stock's GF Value™ is €4.17, compared to a current price of €1.05 — trading 74.8% below its estimated fair value. The current Cash Flow from Financing is €10.7 Mil. Yiren Digital's overall GF Score™ is 56/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Flow from Financing calculated?
Cash Flow from Financing is calculated from a company's financial statements. For Yiren Digital (FRA:19YA), the current Cash Flow from Financing is €10.7 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Yiren Digital (FRA:19YA) Overvalued in 2026?

Based on GuruFocus' analysis, Yiren Digital stock appears to be undervalued. The current stock price of €1.05 is trading 74.8% below its estimated GF Value™ of €4.17. GuruFocus considers Yiren Digital to be Possible Value Trap.

Key valuation signals for FRA:19YA:

  • Cash Flow from Financing: €10.7 Mil
  • GF Value™: €4.17 vs. price of €1.05 (74.8% below fair value)
  • GF Score™: 56/100 with 4 warning signs

No single metric tells the full story. See the FRA:19YA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Yiren Digital Business Description

Other Exchanges YRD:USAYRD N:Mexico
Address 118 Jianguo Road, 28th Floor, China Merchants Bureau Building, Chaoyang District, Beijing, CHN, 100022
Yiren Digital Ltd is an AI-powered platform providing a comprehensive suite of financial and lifestyle services in China. Its mission is to elevate customers' financial well-being and enhance their quality of life by delivering digital financial services, tailor-made insurance solutions, and premium lifestyle services. The company supports clients at various growth stages, addressing financing needs arising from consumption and production activities, while aiming to augment the overall well-being and security of individuals, families, and businesses.
56GF Score

Get the complete analysis for FRA:19YA

Cash Flow from Financing is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.05
Price
€4.17
GF Value