S & U (FRA:97V) Beginning Cash Position: €4.0 Mil (As of Jan. 2026)

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FRA:97V S & U PLC FRA:97V
77 GF Score
Price €22.80
GF Value €23.77
! 4 Warning Signs
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What is S & U Beginning Cash Position?

S & U FRA:97V -0.87% 77 Beginning Cash Position is €4.0 Mil as of Jan. 2026. GuruFocus rates FRA:97V with a GF Score™ of 77/100 and a GF Value™ of €23.77. The stock has 4 warning signs investors should review.

S & U's Beginning Cash Position for the quarter that ended in Jan. 2026 was €4.0 Mil.

S & U's quarterly Beginning Cash Position increased from Jan. 2025 (€0.0 Mil) to Jul. 2025 (€6.0 Mil) but then declined from Jul. 2025 (€6.0 Mil) to Jan. 2026 (€4.0 Mil).

S & U's annual Beginning Cash Position declined from Jan. 2024 (€3.7 Mil) to Jan. 2025 (€0.0 Mil) but then increased from Jan. 2025 (€0.0 Mil) to Jan. 2026 (€6.0 Mil).

S & U Beginning Cash Position Related Terms

S & U Beginning Cash Position Historical Data

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The historical data trend for S & U's Beginning Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

S & U Beginning Cash Position Chart

S & U Annual Data
Trend Jan17 Jan18 Jan19 Jan20 Jan21 Jan22 Jan23 Jan24 Jan25 Jan26
Beginning Cash Position
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 3.66 0.00 6.01

S & U Semi-Annual Data
Jul16 Jan17 Jul17 Jan18 Jul18 Jan19 Jul19 Jan20 Jul20 Jan21 Jul21 Jan22 Jul22 Jan23 Jul23 Jan24 Jul24 Jan25 Jul25 Jan26
Beginning Cash Position Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 6.03 4.04
FRA:97V
77GF Score
S & U PLC FRA:97V
Beginning Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
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S & U Beginning Cash Position Calculation

Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement.

What does a Beginning Cash Position of €4.0 Mil mean?
S & U (FRA:97V) has a Beginning Cash Position of €4.0 Mil as of Jan. 2026. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on S & U and its competitors.
Is S & U's Beginning Cash Position too high?
S & U's current Beginning Cash Position is €4.0 Mil. Overall, S & U has a GF Score™ of 77/100, reflecting its overall financial health beyond just this single metric.
How does S & U's Beginning Cash Position compare to V and MA?
S & U's Beginning Cash Position of €4.0 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Beginning Cash Position for a Credit Services company?
A good Beginning Cash Position depends on the Credit Services industry context. However, Beginning Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Beginning Cash Position mean?
A high Beginning Cash Position can signal that a stock is expensive relative to its fundamentals. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on S & U and its competitors. S & U's current Beginning Cash Position is €4.0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is S & U stock overvalued right now?
S & U (FRA:97V) has a current Beginning Cash Position of €4.0 Mil. The stock's GF Value™ is €23.77, compared to a current price of €22.80 — trading 4.1% below its estimated fair value. The current Beginning Cash Position is €4.0 Mil. S & U's overall GF Score™ is 77/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Beginning Cash Position calculated?
Beginning Cash Position is calculated from a company's financial statements. For S & U (FRA:97V), the current Beginning Cash Position is €4.0 Mil as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is S & U (FRA:97V) Overvalued in 2026?

Based on GuruFocus' analysis, S & U stock appears to be undervalued. The current stock price of €22.80 is trading 4.1% below its estimated GF Value™ of €23.77.

Key valuation signals for FRA:97V:

  • Beginning Cash Position: €4.0 Mil
  • GF Value™: €23.77 vs. price of €22.80 (4.1% below fair value)
  • GF Score™: 77/100 with 4 warning signs

No single metric tells the full story. See the FRA:97V stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

S & U Business Description

Other Exchanges SUSl:UKSUS:UK47IE.PFD:UK
Address Cranmore Boulevard, 2 Stratford Court, Solihull, Birmingham, West Midlands, GBR, B90 4QT
S & U PLC is a UK-based company. It is engaged in providing motor finance, property bridging, and specialist finance services. The company operates through the following business segments: Motor finance, and Property bridging finance. The majority of the revenue for the company is derived from the Motor finance segment which operates within the non-prime market sector, and acts as a supplier of specialist finance facilities, through motor dealers throughout the UK which facilitate the purchase of new and used cars, vans, motorbikes, and caravans. The company's finance products allow motor dealers across the UK to provide credit facilities.
77GF Score

Get the complete analysis for FRA:97V

Beginning Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€22.80
Price
€23.77
GF Value