S & U (FRA:97V) OCF Yield %: -8.94 (As of Jun. 30, 2026)


FRA:97V S & U PLC FRA:97V
75 GF Score
Price €22.60
GF Value €22.46
! 4 Warning Signs
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What is S & U OCF Yield %?

S & U FRA:97V +0.89% 75 OCF Yield % is -8.94 as of Jun. 30, 2026. GuruFocus rates FRA:97V with a GF Score™ of 75/100 and a GF Value™ of €22.46. The stock has 4 warning signs investors should review. Among 540 Credit Services companies, S & U ranks worse than 70.37% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, S & U's Trailing 12-Month Cash Flow from Operations is €-24.6 Mil, and Market Cap is €279.6 Mil. Therefore, S & U's OCF Yield % for today is -8.94%.

The historical rank and industry rank for S & U's OCF Yield % or its related term are showing as below:

FRA:97V' s OCF Yield % Range Over the Past 10 Years
Min: -22.08   Med: -0.29   Max: 40.22
Current: -8.94


During the past 13 years, the highest OCF Yield % of S & U was 40.22%. The lowest was -22.08%. And the median was -0.29%.

FRA:97V's OCF Yield % is ranked worse than
70.37% of 540 companies
in the Credit Services industry
Industry Median: -0.02 vs FRA:97V: -8.94

S & U's OCF Margin % for the quarter that ended in Jan. 2026 was %.


S & U OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


S & U OCF Yield % Related Terms


S & U OCF Yield % Historical Data

* Premium members only.

The historical data trend for S & U's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

S & U OCF Yield % Chart

S & U Annual Data
Trend Jan17 Jan18 Jan19 Jan20 Jan21 Jan22 Jan23 Jan24 Jan25 Jan26
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.68 -22.66 -0.18 32.92 -7.33

S & U Semi-Annual Data
Jul16 Jan17 Jul17 Jan18 Jul18 Jan19 Jul19 Jan20 Jul20 Jan21 Jul21 Jan22 Jul22 Jan23 Jul23 Jan24 Jul24 Jan25 Jul25 Jan26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -22.77 4.38 60.84 26.80 -33.76

FRA:97V vs V, MA, AXP: OCF Yield % Comparison

For the Credit Services subindustry, S & U's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


S & U OCF Yield % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, S & U's OCF Yield % distribution charts can be found below:

* The bar in red indicates where S & U's OCF Yield % falls into.


FRA:97V
75GF Score
S & U PLC FRA:97V
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

S & U OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

S & U's OCF Yield % for the fiscal year that ended in Jan. 2026 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=-24.761 / 337.7978
=-7.33%

S & U's annualized OCF Yield % for the quarter that ended in Jan. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=-57.023 * 2 / 337.7978
=-33.76%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of -8.94 mean?
S & U (FRA:97V) has a OCF Yield % of -8.94 as of Jun. 30, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on S & U and its competitors. According to the industry distribution chart, S & U ranks #380 out of 540 companies in the Credit Services industry, placing it in the top 70.4%.
Is S & U's OCF Yield % too high?
S & U's current OCF Yield % is -8.94. Based on the distribution chart, S & U ranks #380 out of 540 companies in the Credit Services industry, which is below the industry midpoint. Overall, S & U has a GF Score™ of 75/100, reflecting its overall financial health beyond just this single metric.
How does S & U's OCF Yield % compare to V and MA?
According to the Credit Services industry distribution chart, S & U ranks #380 out of 540 companies for OCF Yield %. This places S & U in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Credit Services company?
A good OCF Yield % depends on the Credit Services industry context. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on S & U and its competitors. S & U's current OCF Yield % is -8.94. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is S & U stock overvalued right now?
S & U (FRA:97V) has a current OCF Yield % of -8.94. The stock's GF Value™ is €22.46, compared to a current price of €22.60 — trading 0.6% above its estimated fair value. The current OCF Yield % is -8.94. S & U's overall GF Score™ is 75/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For S & U (FRA:97V), the current OCF Yield % is -8.94 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is S & U (FRA:97V) Overvalued in 2026?

Based on GuruFocus' analysis, S & U stock appears to be overvalued. The current stock price of €22.60 is trading 0.6% above its estimated GF Value™ of €22.46.

Key valuation signals for FRA:97V:

  • OCF Yield %: -8.94
  • GF Value™: €22.46 vs. price of €22.60 (0.6% above fair value)
  • GF Score™: 75/100 with 4 warning signs

No single metric tells the full story. See the FRA:97V stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


S & U Business Description

Other Exchanges SUSl:UKSUS:UK47IE.PFD:UK
Address Cranmore Boulevard, 2 Stratford Court, Solihull, Birmingham, West Midlands, GBR, B90 4QT
S & U PLC is a UK-based company. It is engaged in providing motor finance, property bridging, and specialist finance services. The company operates through the following business segments: Motor finance, and Property bridging finance. The majority of the revenue for the company is derived from the Motor finance segment which operates within the non-prime market sector, and acts as a supplier of specialist finance facilities, through motor dealers throughout the UK which facilitate the purchase of new and used cars, vans, motorbikes, and caravans. The company's finance products allow motor dealers across the UK to provide credit facilities.
75GF Score

Get the complete analysis for FRA:97V

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€22.60
Price
€22.46
GF Value