S & U (FRA:97V) Total Liabilities: €290.4 Mil (As of Jan. 2026)


FRA:97V S & U PLC FRA:97V
76 GF Score
Price €22.80
GF Value €23.11
! 4 Warning Signs
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What is S & U Total Liabilities?

S & U FRA:97V 76 Total Liabilities is €290.4 Mil as of Jan. 2026. GuruFocus rates FRA:97V with a GF Score™ of 76/100 and a GF Value™ of €23.11. The stock has 4 warning signs investors should review.

S & U's Total Liabilities for the quarter that ended in Jan. 2026 was €290.4 Mil.

S & U's quarterly Total Liabilities declined from Jan. 2025 (€247.14 Mil) to Jul. 2025 (€223.56 Mil) but then increased from Jul. 2025 (€223.56 Mil) to Jan. 2026 (€290.44 Mil).

S & U's annual Total Liabilities declined from Jan. 2024 (€271.42 Mil) to Jan. 2025 (€247.14 Mil) but then increased from Jan. 2025 (€247.14 Mil) to Jan. 2026 (€290.44 Mil).

S & U Total Liabilities Historical Data

* Premium members only.

The historical data trend for S & U's Total Liabilities can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

S & U Total Liabilities Chart

S & U Annual Data
Trend Jan17 Jan18 Jan19 Jan20 Jan21 Jan22 Jan23 Jan24 Jan25 Jan26
Total Liabilities
Get a 7-Day Free Trial Premium Member Only Premium Member Only 144.32 230.91 271.42 247.14 290.44

S & U Semi-Annual Data
Jul16 Jan17 Jul17 Jan18 Jul18 Jan19 Jul19 Jan20 Jul20 Jan21 Jul21 Jan22 Jul22 Jan23 Jul23 Jan24 Jul24 Jan25 Jul25 Jan26
Total Liabilities Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 271.42 291.92 247.14 223.56 290.44
FRA:97V
76GF Score
S & U PLC FRA:97V
Total Liabilities is just one metric. See GF Score™, valuation, warning signs, and more.
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S & U Total Liabilities Calculation

Total Liabilities are the liabilities that the company has to pay others. It is a part of the balance sheet of a company that shareholders do not own, and would be obligated to pay back if the company liquidated.

S & U's Total Liabilities for the fiscal year that ended in Jan. 2026 is calculated as

Total Liabilities=Total Assets (A: Jan. 2026 )-Total Equity (A: Jan. 2026 )
=577.18-286.739
=290.4

S & U's Total Liabilities for the quarter that ended in Jan. 2026 is calculated as

Total Liabilities=Total Assets (Q: Jan. 2026 )-Total Equity (Q: Jan. 2026 )
=577.18-286.739
=290.4

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Liabilities →
What does a Total Liabilities of €290.4 Mil mean?
S & U (FRA:97V) has a Total Liabilities of €290.4 Mil as of Jan. 2026. The total amount of liabilities as recorded on a company's balance sheet. View historical data for S & U and its competitors.
Is S & U's Total Liabilities too high?
S & U's current Total Liabilities is €290.4 Mil. Overall, S & U has a GF Score™ of 76/100, reflecting its overall financial health beyond just this single metric.
How does S & U's Total Liabilities compare to V and MA?
S & U's Total Liabilities of €290.4 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Liabilities for a Credit Services company?
A good Total Liabilities depends on the Credit Services industry context. However, Total Liabilities should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Liabilities mean?
A high Total Liabilities can signal that a stock is expensive relative to its fundamentals. The total amount of liabilities as recorded on a company's balance sheet. View historical data for S & U and its competitors. S & U's current Total Liabilities is €290.4 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is S & U stock overvalued right now?
S & U (FRA:97V) has a current Total Liabilities of €290.4 Mil. The stock's GF Value™ is €23.11, compared to a current price of €22.80 — trading 1.3% below its estimated fair value. The current Total Liabilities is €290.4 Mil. S & U's overall GF Score™ is 76/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Liabilities calculated?
Total Liabilities is calculated from a company's financial statements. For S & U (FRA:97V), the current Total Liabilities is €290.4 Mil as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is S & U (FRA:97V) Overvalued in 2026?

Based on GuruFocus' analysis, S & U stock appears to be undervalued. The current stock price of €22.80 is trading 1.3% below its estimated GF Value™ of €23.11.

Key valuation signals for FRA:97V:

  • Total Liabilities: €290.4 Mil
  • GF Value™: €23.11 vs. price of €22.80 (1.3% below fair value)
  • GF Score™: 76/100 with 4 warning signs

No single metric tells the full story. See the FRA:97V stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

S & U Business Description

Other Exchanges SUSl:UKSUS:UK47IE.PFD:UK
Address Cranmore Boulevard, 2 Stratford Court, Solihull, Birmingham, West Midlands, GBR, B90 4QT
S & U PLC is a UK-based company. It is engaged in providing motor finance, property bridging, and specialist finance services. The company operates through the following business segments: Motor finance, and Property bridging finance. The majority of the revenue for the company is derived from the Motor finance segment which operates within the non-prime market sector, and acts as a supplier of specialist finance facilities, through motor dealers throughout the UK which facilitate the purchase of new and used cars, vans, motorbikes, and caravans. The company's finance products allow motor dealers across the UK to provide credit facilities.
76GF Score

Get the complete analysis for FRA:97V

Total Liabilities is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€22.80
Price
€23.11
GF Value