S & UFRA:97V 77 FCF Yield % is -9.30 as of Jun. 29, 2026. GuruFocus rates FRA:97V with a GF Score™ of 77/100 and a GF Value™ of €22.46. The stock has 4 warning signs investors should review. Among 540 Credit Services companies, S & U ranks worse than 68.7% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
As of today, S & U's Trailing 12-Month Free Cash Flow is €-25.6 Mil, and Market Cap is €279.2 Mil. Therefore, S & U's FCF Yield % for today is -9.30%.
The historical rank and industry rank for S & U's FCF Yield % or its related term are showing as below:
FRA:97V'
s FCF Yield % Range Over the Past 10 Years
Min: -22.41 Med: -0.45 Max: 39.77
Current: -9.3
During the past 13 years, the highest FCF Yield % of S & U was 39.77%. The lowest was -22.41%. And the median was -0.45%.
FRA:97V's FCF Yield % is ranked worse than 68.7% of 540
companies
in the Credit Services industry
Industry Median: -0.395
vs FRA:97V: -9.30
S & U's FCF Margin % for the quarter that ended in Jan. 2026 was -103.76%.
S & U FCF Yield % Explanation
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
S & U FCF Yield % Related Terms
S & U FCF Yield % Historical Data
* Premium members only.
The historical data trend for S & U's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, S & U's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
S & U FCF Yield % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, S & U's FCF Yield % distribution charts can be found below:
* The bar in red indicates where S & U's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
S & U (FRA:97V) has a FCF Yield % of -9.30 as of Jun. 29, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on S & U and its competitors. According to the industry distribution chart, S & U ranks #371 out of 540 companies in the Credit Services industry, placing it in the top 68.7%.
Is S & U's FCF Yield % too high?
S & U's current FCF Yield % is -9.30. Based on the distribution chart, S & U ranks #371 out of 540 companies in the Credit Services industry, which is below the industry midpoint. Overall, S & U has a GF Score™ of 77/100, reflecting its overall financial health beyond just this single metric.
How does S & U's FCF Yield % compare to V and MA?
According to the Credit Services industry distribution chart, S & U ranks #371 out of 540 companies for FCF Yield %. This places S & U in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Credit Services company?
A good FCF Yield % depends on the Credit Services industry context. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on S & U and its competitors. S & U's current FCF Yield % is -9.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is S & U stock overvalued right now?
S & U (FRA:97V) has a current FCF Yield % of -9.30. The stock's GF Value™ is €22.46, compared to a current price of €22.40 — trading 0.3% below its estimated fair value. The current FCF Yield % is -9.30. S & U's overall GF Score™ is 77/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For S & U (FRA:97V), the current FCF Yield % is -9.30 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is S & U (FRA:97V) Overvalued in 2026?
Based on GuruFocus' analysis, S & U stock appears to be undervalued.
The current stock price of €22.40 is trading 0.3% below its estimated GF Value™ of €22.46.
Key valuation signals for FRA:97V:
FCF Yield %: -9.30
GF Value™: €22.46 vs. price of €22.40 (0.3% below fair value)
No single metric tells the full story. See the FRA:97V stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
S & U PLC is a UK-based company. It is engaged in providing motor finance, property bridging, and specialist finance services. The company operates through the following business segments: Motor finance, and Property bridging finance. The majority of the revenue for the company is derived from the Motor finance segment which operates within the non-prime market sector, and acts as a supplier of specialist finance facilities, through motor dealers throughout the UK which facilitate the purchase of new and used cars, vans, motorbikes, and caravans. The company's finance products allow motor dealers across the UK to provide credit facilities.
77GF Score
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FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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