S & U (FRA:97V) ROC %: % (As of Jan. 2026)


FRA:97V S & U PLC FRA:97V
75 GF Score
Price €22.60
GF Value €22.67
! 4 Warning Signs
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What is S & U ROC %?

S & U FRA:97V 75 ROC % is % as of Jan. 2026. GuruFocus rates FRA:97V with a GF Score™ of 75/100 and a GF Value™ of €22.67. The stock has 4 warning signs investors should review.

ROC %does not apply to banks.

FRA:97V
75GF Score
S & U PLC FRA:97V
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
S & U (FRA:97V) has a ROC % of % as of Jan. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on S & U and its competitors.
Is S & U's ROC % too high?
S & U's current ROC % is %. Overall, S & U has a GF Score™ of 75/100, reflecting its overall financial health beyond just this single metric.
How does S & U's ROC % compare to V and MA?
S & U's ROC % of % can be compared against companies in the Credit Services industry. The industry median ROC % is 1.98. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Credit Services company?
The median ROC % among Credit Services companies is 1.98, based on 417 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on S & U and its competitors. For the Credit Services industry, the median ROC % is 1.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. S & U's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is S & U stock overvalued right now?
S & U (FRA:97V) has a current ROC % of %. The stock's GF Value™ is €22.67, compared to a current price of €22.60 — trading 0.3% below its estimated fair value. The current ROC % is %. S & U's overall GF Score™ is 75/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For S & U (FRA:97V), the current ROC % is % as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is S & U (FRA:97V) Overvalued in 2026?

Based on GuruFocus' analysis, S & U stock appears to be undervalued. The current stock price of €22.60 is trading 0.3% below its estimated GF Value™ of €22.67.

Key valuation signals for FRA:97V:

  • ROC %: %
  • GF Value™: €22.67 vs. price of €22.60 (0.3% below fair value)
  • GF Score™: 75/100 with 4 warning signs

No single metric tells the full story. See the FRA:97V stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

S & U Business Description

Other Exchanges SUSl:UKSUS:UK47IE.PFD:UK
Address Cranmore Boulevard, 2 Stratford Court, Solihull, Birmingham, West Midlands, GBR, B90 4QT
S & U PLC is a UK-based company. It is engaged in providing motor finance, property bridging, and specialist finance services. The company operates through the following business segments: Motor finance, and Property bridging finance. The majority of the revenue for the company is derived from the Motor finance segment which operates within the non-prime market sector, and acts as a supplier of specialist finance facilities, through motor dealers throughout the UK which facilitate the purchase of new and used cars, vans, motorbikes, and caravans. The company's finance products allow motor dealers across the UK to provide credit facilities.
75GF Score

Get the complete analysis for FRA:97V

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€22.60
Price
€22.67
GF Value