S & U (FRA:97V) Payments of Debt: €-71.0 Mil (TTM As of Jan. 2026)

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FRA:97V S & U PLC FRA:97V
76 GF Score
Price €22.80
GF Value €23.64
! 4 Warning Signs
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What is S & U Payments of Debt?

S & U FRA:97V 76 Payments of Debt is €-71.0 Mil as of Jan. 2026. GuruFocus rates FRA:97V with a GF Score™ of 76/100 and a GF Value™ of €23.64. The stock has 4 warning signs investors should review.

S & U's Payments of Debt for the six months ended in Jan. 2026 was €-23.0 Mil.

S & U's Payments of Debt for the trailing twelve months (TTM) ended in Jan. 2026 was €-71.0 Mil.

S & U Payments of Debt Related Terms

S & U Payments of Debt Historical Data

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The historical data trend for S & U's Payments of Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

S & U Payments of Debt Chart

S & U Annual Data
Trend Jan17 Jan18 Jan19 Jan20 Jan21 Jan22 Jan23 Jan24 Jan25 Jan26
Payments of Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only -13.78 -2.92 -169.72 -115.68 -70.82

S & U Semi-Annual Data
Jul16 Jan17 Jul17 Jan18 Jul18 Jan19 Jul19 Jan20 Jul20 Jan21 Jul21 Jan22 Jul22 Jan23 Jul23 Jan24 Jul24 Jan25 Jul25 Jan26
Payments of Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.95 -44.50 -71.10 -48.00 -23.03
FRA:97V
76GF Score
S & U PLC FRA:97V
Payments of Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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S & U Payments of Debt Calculation

Payments of Debt represents all the cash outflow from debt, including both long-term debt and short-term debt.

Payments of Debt for the trailing twelve months (TTM) ended in Jan. 2026 adds up the semi-annually data reported by the company within the most recent 12 months, which was €-71.0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Payments of Debt →
What does a Payments of Debt of €-71.0 Mil mean?
S & U (FRA:97V) has a Payments of Debt of €-71.0 Mil as of Jan. 2026. Payments of Debt is all the cash outflow from debt, including both long-term debt and short-term debt. View historical data on S & U and its competitors.
Is S & U's Payments of Debt too high?
S & U's current Payments of Debt is €-71.0 Mil. Overall, S & U has a GF Score™ of 76/100, reflecting its overall financial health beyond just this single metric.
How does S & U's Payments of Debt compare to V and MA?
S & U's Payments of Debt of €-71.0 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Payments of Debt for a Credit Services company?
A good Payments of Debt depends on the Credit Services industry context. However, Payments of Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Payments of Debt mean?
A high Payments of Debt can signal that a stock is expensive relative to its fundamentals. Payments of Debt is all the cash outflow from debt, including both long-term debt and short-term debt. View historical data on S & U and its competitors. S & U's current Payments of Debt is €-71.0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is S & U stock overvalued right now?
S & U (FRA:97V) has a current Payments of Debt of €-71.0 Mil. The stock's GF Value™ is €23.64, compared to a current price of €22.80 — trading 3.6% below its estimated fair value. The current Payments of Debt is €-71.0 Mil. S & U's overall GF Score™ is 76/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Payments of Debt calculated?
Payments of Debt is calculated from a company's financial statements. For S & U (FRA:97V), the current Payments of Debt is €-71.0 Mil as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is S & U (FRA:97V) Overvalued in 2026?

Based on GuruFocus' analysis, S & U stock appears to be undervalued. The current stock price of €22.80 is trading 3.6% below its estimated GF Value™ of €23.64.

Key valuation signals for FRA:97V:

  • Payments of Debt: €-71.0 Mil
  • GF Value™: €23.64 vs. price of €22.80 (3.6% below fair value)
  • GF Score™: 76/100 with 4 warning signs

No single metric tells the full story. See the FRA:97V stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

S & U Business Description

Other Exchanges SUSl:UKSUS:UK47IE.PFD:UK
Address Cranmore Boulevard, 2 Stratford Court, Solihull, Birmingham, West Midlands, GBR, B90 4QT
S & U PLC is a UK-based company. It is engaged in providing motor finance, property bridging, and specialist finance services. The company operates through the following business segments: Motor finance, and Property bridging finance. The majority of the revenue for the company is derived from the Motor finance segment which operates within the non-prime market sector, and acts as a supplier of specialist finance facilities, through motor dealers throughout the UK which facilitate the purchase of new and used cars, vans, motorbikes, and caravans. The company's finance products allow motor dealers across the UK to provide credit facilities.
76GF Score

Get the complete analysis for FRA:97V

Payments of Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€22.80
Price
€23.64
GF Value