S & U (FRA:97V) Total Noninterest Expense: €70.9 Mil (As of Jan. 2026)

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FRA:97V S & U PLC FRA:97V
75 GF Score
Price €22.60
GF Value €23.77
! 4 Warning Signs
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What is S & U Total Noninterest Expense?

S & U FRA:97V -1.74% 75 Total Noninterest Expense is €70.9 Mil as of Jan. 2026. GuruFocus rates FRA:97V with a GF Score™ of 75/100 and a GF Value™ of €23.77. The stock has 4 warning signs investors should review.

S & U's Total Noninterest Expense for the six months ended in Jan. 2026 was €36.7 Mil. S & U's Total Noninterest Expense for the trailing twelve months (TTM) ended in Jan. 2026 was €70.9 Mil.

S & U Total Noninterest Expense Related Terms

S & U Total Noninterest Expense Historical Data

* Premium members only.

The historical data trend for S & U's Total Noninterest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

S & U Total Noninterest Expense Chart

S & U Annual Data
Trend Jan17 Jan18 Jan19 Jan20 Jan21 Jan22 Jan23 Jan24 Jan25 Jan26
Total Noninterest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 44.61 61.28 78.07 84.69 70.72

S & U Semi-Annual Data
Jul16 Jan17 Jul17 Jan18 Jul18 Jan19 Jul19 Jan20 Jul20 Jan21 Jul21 Jan22 Jul22 Jan23 Jul23 Jan24 Jul24 Jan25 Jul25 Jan26
Total Noninterest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 46.36 45.00 39.40 34.20 36.67
FRA:97V
75GF Score
S & U PLC FRA:97V
Total Noninterest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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S & U Total Noninterest Expense Calculation

Total Noninterest Expense is any expenses incurred that not related to interest. It includes:
Selling, General, & Admin. Expense
Occupancy
Equipment
Professional fees
Amortization of intangibles
Any other special income/charges (too numerous to list)
Some banks can do choose to report each of these items separately. Yet, there are a variety of noninterest expense which are simply too numerous to list.

Total Noninterest Expense for the trailing twelve months (TTM) ended in Jan. 2026 adds up the semi-annually data reported by the company within the most recent 12 months, which was €70.9 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Total Noninterest Expense of €70.9 Mil mean?
S & U (FRA:97V) has a Total Noninterest Expense of €70.9 Mil as of Jan. 2026. Total noninterest expense is any expenses incurred that not related to interest. View historical data on S & U and its competitors.
Is S & U's Total Noninterest Expense too high?
S & U's current Total Noninterest Expense is €70.9 Mil. Overall, S & U has a GF Score™ of 75/100, reflecting its overall financial health beyond just this single metric.
How does S & U's Total Noninterest Expense compare to V and MA?
S & U's Total Noninterest Expense of €70.9 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Noninterest Expense for a Credit Services company?
A good Total Noninterest Expense depends on the Credit Services industry context. However, Total Noninterest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Noninterest Expense mean?
A high Total Noninterest Expense can signal that a stock is expensive relative to its fundamentals. Total noninterest expense is any expenses incurred that not related to interest. View historical data on S & U and its competitors. S & U's current Total Noninterest Expense is €70.9 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is S & U stock overvalued right now?
S & U (FRA:97V) has a current Total Noninterest Expense of €70.9 Mil. The stock's GF Value™ is €23.77, compared to a current price of €22.60 — trading 4.9% below its estimated fair value. The current Total Noninterest Expense is €70.9 Mil. S & U's overall GF Score™ is 75/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Noninterest Expense calculated?
Total Noninterest Expense is calculated from a company's financial statements. For S & U (FRA:97V), the current Total Noninterest Expense is €70.9 Mil as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is S & U (FRA:97V) Overvalued in 2026?

Based on GuruFocus' analysis, S & U stock appears to be undervalued. The current stock price of €22.60 is trading 4.9% below its estimated GF Value™ of €23.77.

Key valuation signals for FRA:97V:

  • Total Noninterest Expense: €70.9 Mil
  • GF Value™: €23.77 vs. price of €22.60 (4.9% below fair value)
  • GF Score™: 75/100 with 4 warning signs

No single metric tells the full story. See the FRA:97V stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

S & U Business Description

Other Exchanges SUSl:UKSUS:UK47IE.PFD:UK
Address Cranmore Boulevard, 2 Stratford Court, Solihull, Birmingham, West Midlands, GBR, B90 4QT
S & U PLC is a UK-based company. It is engaged in providing motor finance, property bridging, and specialist finance services. The company operates through the following business segments: Motor finance, and Property bridging finance. The majority of the revenue for the company is derived from the Motor finance segment which operates within the non-prime market sector, and acts as a supplier of specialist finance facilities, through motor dealers throughout the UK which facilitate the purchase of new and used cars, vans, motorbikes, and caravans. The company's finance products allow motor dealers across the UK to provide credit facilities.
75GF Score

Get the complete analysis for FRA:97V

Total Noninterest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€22.60
Price
€23.77
GF Value