Intercorp Financial Services (LIM:IFS) Beginning Cash Position: $3,645 Mil (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

LIM:IFS Intercorp Financial Services Inc LIM:IFS
38 GF Score
Price $58.00
GF Value $32.01
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Intercorp Financial Services Beginning Cash Position?

Intercorp Financial Services LIM:IFS -2.52% 38 Beginning Cash Position is $3,645 Mil as of Mar. 2026. GuruFocus rates LIM:IFS with a GF Score™ of 38/100 and a GF Value™ of $32.01 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Intercorp Financial Services's Beginning Cash Position for the quarter that ended in Mar. 2026 was $3,645 Mil.

Intercorp Financial Services's quarterly Beginning Cash Position declined from Sep. 2025 ($3,593 Mil) to Dec. 2025 ($3,380 Mil) but then increased from Dec. 2025 ($3,380 Mil) to Mar. 2026 ($3,645 Mil).

Intercorp Financial Services's annual Beginning Cash Position declined from Dec. 2023 ($3,751 Mil) to Dec. 2024 ($2,678 Mil) but then increased from Dec. 2024 ($2,678 Mil) to Dec. 2025 ($3,535 Mil).

Intercorp Financial Services Beginning Cash Position Related Terms

Intercorp Financial Services Beginning Cash Position Historical Data

* Premium members only.

The historical data trend for Intercorp Financial Services's Beginning Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Intercorp Financial Services Beginning Cash Position Chart

Intercorp Financial Services Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Beginning Cash Position
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5,355.85 4,845.35 3,750.76 2,678.30 3,535.18

Intercorp Financial Services Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Beginning Cash Position Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3,535.18 3,750.19 3,592.92 3,379.75 3,644.55
LIM:IFS
38GF Score
Intercorp Financial Services Inc LIM:IFS
Beginning Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Intercorp Financial Services Beginning Cash Position Calculation

Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement.

What does a Beginning Cash Position of $3,645 Mil mean?
Intercorp Financial Services (LIM:IFS) has a Beginning Cash Position of $3,645 Mil as of Mar. 2026. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on Intercorp Financial Services and its competitors.
Is Intercorp Financial Services' Beginning Cash Position too high?
Intercorp Financial Services' current Beginning Cash Position is $3,645 Mil. Overall, Intercorp Financial Services has a GF Score™ of 38/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Intercorp Financial Services' Beginning Cash Position compare to PNC and USB?
Intercorp Financial Services' Beginning Cash Position of $3,645 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Beginning Cash Position for a Banks company?
A good Beginning Cash Position depends on the Banks industry context. However, Beginning Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Beginning Cash Position mean?
A high Beginning Cash Position can signal that a stock is expensive relative to its fundamentals. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on Intercorp Financial Services and its competitors. Intercorp Financial Services's current Beginning Cash Position is $3,645 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Intercorp Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Intercorp Financial Services (LIM:IFS) is currently considered Significantly Overvalued. The stock's GF Value™ is $32.01, compared to a current price of $58.00 — trading 81.2% above its estimated fair value. The current Beginning Cash Position is $3,645 Mil. Intercorp Financial Services' overall GF Score™ is 38/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Beginning Cash Position calculated?
Beginning Cash Position is calculated from a company's financial statements. For Intercorp Financial Services (LIM:IFS), the current Beginning Cash Position is $3,645 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Intercorp Financial Services (LIM:IFS) Overvalued in 2026?

Based on GuruFocus' analysis, Intercorp Financial Services stock appears to be overvalued. The current stock price of $58.00 is trading 81.2% above its estimated GF Value™ of $32.01. GuruFocus considers Intercorp Financial Services to be Significantly Overvalued.

Key valuation signals for LIM:IFS:

  • Beginning Cash Position: $3,645 Mil
  • GF Value™: $32.01 vs. price of $58.00 (81.2% above fair value)
  • GF Score™: 38/100 with 6 warning signs

No single metric tells the full story. See the LIM:IFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Intercorp Financial Services Business Description

Other Exchanges IFS:USA9IFA:Germany
Address Avenue Carlos Villaran 140, 5th Floor, Urbanizacion Santa Catalina, La Victoria, Lima, PER, 13
Intercorp Financial Services Inc is a provider of banking, insurance, wealth management services, and payments for retail customers and commercial clients in Peru. Its purpose is centered around building financial well-being together. The company has three operating business segments: Banking, mainly loans, credit facilities, deposits, and current accounts; Insurance provides life annuity products with single-premium payment and conventional life insurance products, as well as other retail insurance products; and Wealth management provides brokerage and investment management services. Inteligo serves mainly Peruvian citizens.
38GF Score

Get the complete analysis for LIM:IFS

Beginning Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$58.00
Price
$32.01
GF Value