Intercorp Financial Services (LIM:IFS) Tariff Resilience Score: 9/10 (As of Jul. 04, 2026)


LIM:IFS Intercorp Financial Services Inc LIM:IFS
39 GF Score
Price $58.00
GF Value $32.04
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Intercorp Financial Services Tariff Resilience Score?

Intercorp Financial Services LIM:IFS 39 Tariff Resilience Score is 9 as of Jul. 04, 2026. GuruFocus rates LIM:IFS with a GF Score™ of 39/100 and a GF Value™ of $32.04 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,607 Banks companies, Intercorp Financial Services ranks better than 99.25% on this metric.

Intercorp Financial Services has the Tariff Resilience Score of 9, which implies that the company might have Highly Resilient.

Intercorp Financial Services has As a financial services company, IFS is largely insulated from direct tariff impacts. Its operations are primarily domestic, with limited exposure to international trade fluctuations.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Intercorp Financial Services might have Highly Resilient.

Intercorp Financial Services  (LIM:IFS) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Intercorp Financial Services Tariff Resilience Score Related Terms

LIM:IFS vs PNC, USB: Tariff Resilience Score Comparison

For the Banks - Regional subindustry, Intercorp Financial Services's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Intercorp Financial Services Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, Intercorp Financial Services's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where Intercorp Financial Services's Tariff Resilience Score falls into.


LIM:IFS
39GF Score
Intercorp Financial Services Inc LIM:IFS
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 9 mean?
Intercorp Financial Services (LIM:IFS) has a Tariff Resilience Score of 9 as of Jul. 04, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, Intercorp Financial Services ranks #12 out of 1607 companies in the Banks industry, placing it in the top 0.7%.
Is Intercorp Financial Services' Tariff Resilience Score too high?
Intercorp Financial Services' current Tariff Resilience Score is 9. Based on the distribution chart, Intercorp Financial Services ranks #12 out of 1607 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Intercorp Financial Services has a GF Score™ of 39/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Intercorp Financial Services' Tariff Resilience Score compare to PNC and USB?
According to the Banks industry distribution chart, Intercorp Financial Services ranks #12 out of 1607 companies for Tariff Resilience Score. This places Intercorp Financial Services in the top 1% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. Intercorp Financial Services's current Tariff Resilience Score is 9. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Intercorp Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Intercorp Financial Services (LIM:IFS) is currently considered Significantly Overvalued. The stock's GF Value™ is $32.04, compared to a current price of $58.00 — trading 81% above its estimated fair value. The current Tariff Resilience Score is 9. Intercorp Financial Services' overall GF Score™ is 39/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For Intercorp Financial Services (LIM:IFS), the current Tariff Resilience Score is 9 as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Intercorp Financial Services (LIM:IFS) Overvalued in 2026?

Based on GuruFocus' analysis, Intercorp Financial Services stock appears to be overvalued. The current stock price of $58.00 is trading 81% above its estimated GF Value™ of $32.04. GuruFocus considers Intercorp Financial Services to be Significantly Overvalued.

Key valuation signals for LIM:IFS:

  • Tariff Resilience Score: 9
  • GF Value™: $32.04 vs. price of $58.00 (81% above fair value)
  • GF Score™: 39/100 with 6 warning signs

No single metric tells the full story. See the LIM:IFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Intercorp Financial Services Business Description

Other Exchanges IFS:USA9IFA:Germany
Address Avenue Carlos Villaran 140, 5th Floor, Urbanizacion Santa Catalina, La Victoria, Lima, PER, 13
Intercorp Financial Services Inc is a provider of banking, insurance, wealth management services, and payments for retail customers and commercial clients in Peru. Its purpose is centered around building financial well-being together. The company has three operating business segments: Banking, mainly loans, credit facilities, deposits, and current accounts; Insurance provides life annuity products with single-premium payment and conventional life insurance products, as well as other retail insurance products; and Wealth management provides brokerage and investment management services. Inteligo serves mainly Peruvian citizens.
39GF Score

Get the complete analysis for LIM:IFS

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$58.00
Price
$32.04
GF Value