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During the past 3 years, the average Book Value Per Share Growth Rate was 11.00% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 7.80% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 9.50% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the book value growth rate using book value per share data.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Intercorp Financial Services was 32.50% per year. The lowest was 1.90% per year. And the median was 12.70% per year.
During the past 13 years, the highest P/B Ratio of Intercorp Financial Services was 2.69. The lowest was 0.76. And the median was 1.37.
Warning Sign:
Intercorp Financial Services Inc stock PB Ratio (=1.83) is close to 5-year high of 1.85.
Intercorp Financial Services (LIM:IFS) Book Value per Share Explanation
Usually a company's book value and Tangible Book per Share may not reflect its true value. The assets may be carried on the balance sheets at the original cost minus depreciation. This may underestimate the true economic values of the assets. It also may over-estimate their true economic value because the assets can become obsolete.
For financial companies such as banks and insurance companies, their assets may be reported in current market value of the assets owned. Book values of financial companies are more accurate indicator of the economic value of the company.
Intercorp Financial Services Book Value per Share Related Terms
Intercorp Financial Services Book Value per Share Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Intercorp Financial Services Book Value per Share Chart
LIM:IFS vs PNC, USB: Book Value per Share Comparison
For the Banks - Regional subindustry, Intercorp Financial Services's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Intercorp Financial Services PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Intercorp Financial Services's PB Ratio distribution charts can be found below:
* The bar in red indicates where Intercorp Financial Services's PB Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Intercorp Financial Services (LIM:IFS) has a Book Value per Share of $32.83 as of Mar. 2026. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Intercorp Financial Services and its competitors.
Is Intercorp Financial Services' Book Value per Share too high?
Intercorp Financial Services' current Book Value per Share is $32.83. Overall, Intercorp Financial Services has a GF Score™ of 38/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Intercorp Financial Services' Book Value per Share compare to PNC and USB?
Intercorp Financial Services' Book Value per Share of $32.83 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Book Value per Share for a Banks company?
A good Book Value per Share depends on the Banks industry context. However, Book Value per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Book Value per Share mean?
A high Book Value per Share can signal that a stock is expensive relative to its fundamentals. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Intercorp Financial Services and its competitors. Intercorp Financial Services's current Book Value per Share is $32.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Intercorp Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Intercorp Financial Services (LIM:IFS) is currently considered Significantly Overvalued. The stock's GF Value™ is $32.03, compared to a current price of $59.97 — trading 87.2% above its estimated fair value. The current Book Value per Share is $32.83. Intercorp Financial Services' overall GF Score™ is 38/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Book Value per Share calculated?
Book Value per Share is calculated from a company's financial statements. For Intercorp Financial Services (LIM:IFS), the current Book Value per Share is $32.83 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Intercorp Financial Services (LIM:IFS) Overvalued in 2026?
Based on GuruFocus' analysis, Intercorp Financial Services stock appears to be overvalued.
The current stock price of $59.97 is trading 87.2% above its estimated GF Value™ of $32.03.
GuruFocus considers Intercorp Financial Services to be Significantly Overvalued.
Key valuation signals for LIM:IFS:
Book Value per Share: $32.83
GF Value™: $32.03 vs. price of $59.97 (87.2% above fair value)
No single metric tells the full story. See the LIM:IFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Intercorp Financial Services Inc is a provider of banking, insurance, wealth management services, and payments for retail customers and commercial clients in Peru. Its purpose is centered around building financial well-being together. The company has three operating business segments: Banking, mainly loans, credit facilities, deposits, and current accounts; Insurance provides life annuity products with single-premium payment and conventional life insurance products, as well as other retail insurance products; and Wealth management provides brokerage and investment management services. Inteligo serves mainly Peruvian citizens.
38GF Score
Get the complete analysis for LIM:IFS
Book Value per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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