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Intercorp Financial Services (LIM:IFS) Cyclically Adjusted FCF per Share : $7.48 (As of Dec. 2024)


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What is Intercorp Financial Services Cyclically Adjusted FCF per Share?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Intercorp Financial Services's adjusted free cash flow per share for the three months ended in Dec. 2024 was $-2.801. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is $7.48 for the trailing ten years ended in Dec. 2024.

During the past 12 months, Intercorp Financial Services's average Cyclically Adjusted FCF Growth Rate was 8.90% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was 0.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Intercorp Financial Services was 0.60% per year. The lowest was -2.10% per year. And the median was -0.75% per year.

As of today (2025-05-23), Intercorp Financial Services's current stock price is $36.01. Intercorp Financial Services's Cyclically Adjusted FCF per Share for the quarter that ended in Dec. 2024 was $7.48. Intercorp Financial Services's Cyclically Adjusted Price-to-FCF of today is 4.81.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Intercorp Financial Services was 5.02. The lowest was 2.41. And the median was 3.36.


Intercorp Financial Services Cyclically Adjusted FCF per Share Historical Data

The historical data trend for Intercorp Financial Services's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Intercorp Financial Services Cyclically Adjusted FCF per Share Chart

Intercorp Financial Services Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.32 7.34 6.97 6.86 7.48

Intercorp Financial Services Quarterly Data
Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.86 7.29 7.74 8.19 7.48

Competitive Comparison of Intercorp Financial Services's Cyclically Adjusted FCF per Share

For the Banks - Regional subindustry, Intercorp Financial Services's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Intercorp Financial Services's Cyclically Adjusted Price-to-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Intercorp Financial Services's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Intercorp Financial Services's Cyclically Adjusted Price-to-FCF falls into.


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Intercorp Financial Services Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Intercorp Financial Services's adjusted Free Cash Flow per Share data for the three months ended in Dec. 2024 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Dec. 2024 (Change)*Current CPI (Dec. 2024)
=-2.801/133.1571*133.1571
=-2.801

Current CPI (Dec. 2024) = 133.1571.

Intercorp Financial Services Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201503 3.383 99.621 4.522
201506 -4.611 100.684 -6.098
201509 6.028 100.392 7.995
201512 6.307 99.792 8.416
201603 -1.259 100.470 -1.669
201606 -5.403 101.688 -7.075
201609 7.581 101.861 9.910
201612 2.107 101.863 2.754
201703 -5.779 102.862 -7.481
201706 2.954 103.349 3.806
201709 2.734 104.136 3.496
201712 8.192 104.011 10.488
201803 -5.479 105.290 -6.929
201806 -4.362 106.317 -5.463
201809 -1.372 106.507 -1.715
201812 5.620 105.998 7.060
201903 1.809 107.251 2.246
201906 1.988 108.070 2.450
201909 -3.082 108.329 -3.788
201912 2.863 108.420 3.516
202003 2.670 108.902 3.265
202006 14.682 108.767 17.974
202009 7.338 109.815 8.898
202012 5.474 109.897 6.633
202103 4.791 111.754 5.709
202106 0.302 114.631 0.351
202109 3.081 115.734 3.545
202112 -5.599 117.630 -6.338
202203 -4.536 121.301 -4.979
202206 0.301 125.017 0.321
202209 5.464 125.227 5.810
202212 -4.482 125.222 -4.766
202303 6.014 127.348 6.288
202306 -0.982 128.729 -1.016
202309 1.764 129.860 1.809
202312 -1.005 129.419 -1.034
202403 5.919 131.776 5.981
202406 -2.092 132.554 -2.102
202409 5.065 133.029 5.070
202412 -2.801 133.157 -2.801

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.


Intercorp Financial Services  (LIM:IFS) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Intercorp Financial Services's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=36.01/7.48
=4.81

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Intercorp Financial Services was 5.02. The lowest was 2.41. And the median was 3.36.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Intercorp Financial Services Cyclically Adjusted FCF per Share Related Terms

Thank you for viewing the detailed overview of Intercorp Financial Services's Cyclically Adjusted FCF per Share provided by GuruFocus.com. Please click on the following links to see related term pages.


Intercorp Financial Services Business Description

Traded in Other Exchanges
Address
Avenue Carlos Villaran 140, Urbanizacion Santa Catalina, La Victoria, Lima, PER, 13
Intercorp Financial Services Inc is a provider of financial services through banking, insurance, and wealth management businesses, as well as the recent integration of Izipay enhancing its payments ecosystem. The company has four operating segments; the Banking segment includes Mainly loans, credit facilities, deposits, and current accounts, the Insurance segment provides life annuity products with single-premium payment and conventional life insurance products and other retail insurance products, the Wealth Management segment provides brokerage and investment management services, and Payments segment provides administration services, operation and processing of credit and debit cards. Its geographical segments include Peru and Panama.