Intercorp Financial ServicesLIM:IFS 42 OCF Yield % is 9.97 as of Jul. 01, 2026, which is 47% below its 10-year median of 18.92. GuruFocus rates LIM:IFS with a GF Score™ of 42/100 and a GF Value™ of $32.05 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,502 Banks companies, Intercorp Financial Services ranks better than 52.86% on this metric.
OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Intercorp Financial Services OCF Yield % Related Terms
Intercorp Financial Services OCF Yield % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Intercorp Financial Services's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Intercorp Financial Services OCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Intercorp Financial Services's OCF Yield % distribution charts can be found below:
* The bar in red indicates where Intercorp Financial Services's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Intercorp Financial Services (LIM:IFS) has a OCF Yield % of 9.97 as of Jul. 01, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Intercorp Financial Services and its competitors. This is 47% below median its historical median of 18.92. According to the industry distribution chart, Intercorp Financial Services ranks #708 out of 1502 companies in the Banks industry, placing it in the top 47.1%.
Is Intercorp Financial Services' OCF Yield % too high?
Intercorp Financial Services' current OCF Yield % of 9.97 is 47% below median its 10-year median of 18.92. The Banks industry median OCF Yield % is 9.32. Intercorp Financial Services' value of 9.97 is 7% above this industry median. Based on the distribution chart, Intercorp Financial Services ranks #708 out of 1502 companies in the Banks industry, which is above the industry midpoint. Overall, Intercorp Financial Services has a GF Score™ of 42/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Intercorp Financial Services' OCF Yield % compare to PNC and USB?
According to the Banks industry distribution chart, Intercorp Financial Services ranks #708 out of 1502 companies for OCF Yield %. This puts Intercorp Financial Services in the upper half of its industry. The industry median OCF Yield % is 9.32. Intercorp Financial Services' value of 9.97 is 7% above this benchmark. While the company's 10-year median is 18.92 vs. the industry median of 9.32, Intercorp Financial Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.32, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Intercorp Financial Services's current OCF Yield % of 9.97 is 7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Intercorp Financial Services and its competitors. For the Banks industry, the median OCF Yield % is 9.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Intercorp Financial Services's current OCF Yield % is 9.97, which is 47% below median its own 10-year median of 18.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Intercorp Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Intercorp Financial Services (LIM:IFS) is currently considered Significantly Overvalued. The stock's GF Value™ is $32.05, compared to a current price of $56.05 — trading 74.9% above its estimated fair value. The current OCF Yield % is 9.97, which is 47% below median its 10-year median of 18.92 and 7% above the Banks industry median of 9.32. Intercorp Financial Services' overall GF Score™ is 42/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Intercorp Financial Services (LIM:IFS), the current OCF Yield % is 9.97 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Intercorp Financial Services (LIM:IFS) Overvalued in 2026?
Based on GuruFocus' analysis, Intercorp Financial Services stock appears to be overvalued.
The current stock price of $56.05 is trading 74.9% above its estimated GF Value™ of $32.05.
GuruFocus considers Intercorp Financial Services to be Significantly Overvalued.
Key valuation signals for LIM:IFS:
OCF Yield %: 9.97 (47% below median its 10-year median of 18.92)
GF Value™: $32.05 vs. price of $56.05 (74.9% above fair value)
Industry Position: 7% above the Banks median (#708 of 1502)
No single metric tells the full story. See the LIM:IFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Intercorp Financial Services Inc is a provider of banking, insurance, wealth management services, and payments for retail customers and commercial clients in Peru. Its purpose is centered around building financial well-being together. The company has three operating business segments: Banking, mainly loans, credit facilities, deposits, and current accounts; Insurance provides life annuity products with single-premium payment and conventional life insurance products, as well as other retail insurance products; and Wealth management provides brokerage and investment management services. Inteligo serves mainly Peruvian citizens.
42GF Score
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