Intercorp Financial Services (LIM:IFS) Long-Term Debt: $2,895 Mil (As of Mar. 2026)


LIM:IFS Intercorp Financial Services Inc LIM:IFS
39 GF Score
Price $57.20
GF Value $32.07
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Intercorp Financial Services Long-Term Debt?

Intercorp Financial Services LIM:IFS -2.72% 39 Long-Term Debt is $2,895 Mil as of Mar. 2026. GuruFocus rates LIM:IFS with a GF Score™ of 39/100 and a GF Value™ of $32.07 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Intercorp Financial Services's Long-Term Debt for the quarter that ended in Mar. 2026 was $2,895 Mil.

Intercorp Financial Services's quarterly Long-Term Debt declined from Sep. 2025 ($2,773 Mil) to Dec. 2025 ($2,534 Mil) but then increased from Dec. 2025 ($2,534 Mil) to Mar. 2026 ($2,895 Mil).

Intercorp Financial Services's annual Long-Term Debt increased from Dec. 2023 ($2,579 Mil) to Dec. 2024 ($2,718 Mil) but then declined from Dec. 2024 ($2,718 Mil) to Dec. 2025 ($2,534 Mil).

Intercorp Financial Services  (LIM:IFS) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

Intercorp Financial Services Long-Term Debt Related Terms

Intercorp Financial Services Long-Term Debt Historical Data

* Premium members only.

The historical data trend for Intercorp Financial Services's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Intercorp Financial Services Long-Term Debt Chart

Intercorp Financial Services Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2,466.86 2,498.96 2,578.79 2,717.54 2,534.02

Intercorp Financial Services Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 2,684.44 2,773.49 2,534.02 2,895.14
LIM:IFS
39GF Score
Intercorp Financial Services Inc LIM:IFS
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of $2,895 Mil mean?
Intercorp Financial Services (LIM:IFS) has a Long-Term Debt of $2,895 Mil as of Mar. 2026.
Is Intercorp Financial Services' Long-Term Debt too high?
Intercorp Financial Services' current Long-Term Debt is $2,895 Mil. Overall, Intercorp Financial Services has a GF Score™ of 39/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Intercorp Financial Services' Long-Term Debt compare to PNC and USB?
Intercorp Financial Services' Long-Term Debt of $2,895 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for a Banks company?
A good Long-Term Debt depends on the Banks industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. Intercorp Financial Services's current Long-Term Debt is $2,895 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Intercorp Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Intercorp Financial Services (LIM:IFS) is currently considered Significantly Overvalued. The stock's GF Value™ is $32.07, compared to a current price of $57.20 — trading 78.4% above its estimated fair value. The current Long-Term Debt is $2,895 Mil. Intercorp Financial Services' overall GF Score™ is 39/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For Intercorp Financial Services (LIM:IFS), the current Long-Term Debt is $2,895 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Intercorp Financial Services (LIM:IFS) Overvalued in 2026?

Based on GuruFocus' analysis, Intercorp Financial Services stock appears to be overvalued. The current stock price of $57.20 is trading 78.4% above its estimated GF Value™ of $32.07. GuruFocus considers Intercorp Financial Services to be Significantly Overvalued.

Key valuation signals for LIM:IFS:

  • Long-Term Debt: $2,895 Mil
  • GF Value™: $32.07 vs. price of $57.20 (78.4% above fair value)
  • GF Score™: 39/100 with 6 warning signs

No single metric tells the full story. See the LIM:IFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Intercorp Financial Services Business Description

Other Exchanges IFS:USA9IFA:Germany
Address Avenue Carlos Villaran 140, 5th Floor, Urbanizacion Santa Catalina, La Victoria, Lima, PER, 13
Intercorp Financial Services Inc is a provider of banking, insurance, wealth management services, and payments for retail customers and commercial clients in Peru. Its purpose is centered around building financial well-being together. The company has three operating business segments: Banking, mainly loans, credit facilities, deposits, and current accounts; Insurance provides life annuity products with single-premium payment and conventional life insurance products, as well as other retail insurance products; and Wealth management provides brokerage and investment management services. Inteligo serves mainly Peruvian citizens.
39GF Score

Get the complete analysis for LIM:IFS

Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$57.20
Price
$32.07
GF Value