The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Intercorp Financial Services's Dividend Payout Ratio for the
months ended in Mar. 2026 was 0.00.
The historical rank and industry rank for Intercorp Financial Services's Dividend Payout Ratio or its related term are showing as below:
LIM:IFS'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.2 Med: 0.47 Max: 1.64
Current: 0.2
During the past 13 years, the highest Dividend Payout Ratio of Intercorp Financial Services was 1.64. The lowest was 0.20. And the median was 0.47.
LIM:IFS's Dividend Payout Ratio is ranked better than 78.48% of 1171
companies
in the Banks industry
Industry Median: 0.32
vs LIM:IFS: 0.20
During the past 13 years, the highest Trailing Annual Dividend Yield of Intercorp Financial Services was 13.91%. The lowest was 1.94%. And the median was 4.07%.
During the past 12 months, Intercorp Financial Services's average Dividends Per Share Growth Rate was -2.00% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was -18.20% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was -10.80% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Intercorp Financial Services was 16.50% per year. The lowest was -18.20% per year. And the median was 5.50% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Intercorp Financial Services (LIM:IFS) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Intercorp Financial Services Dividend Payout Ratio Related Terms
Intercorp Financial Services Dividend Payout Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Intercorp Financial Services Dividend Payout Ratio Chart
LIM:IFS vs PNC, USB: Dividend Payout Ratio Comparison
For the Banks - Regional subindustry, Intercorp Financial Services's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Intercorp Financial Services Dividend Payout Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Intercorp Financial Services's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where Intercorp Financial Services's Dividend Payout Ratio falls into.
Intercorp Financial Services Dividend Payout Ratio Calculation
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
Intercorp Financial Services's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Intercorp Financial Services (LIM:IFS) has a Dividend Payout Ratio of 0.00 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Intercorp Financial Services and its competitors. Over the past decade, Intercorp Financial Services' Dividend Payout Ratio has ranged from 0.20 to 1.64. According to the industry distribution chart, Intercorp Financial Services ranks #252 out of 1171 companies in the Banks industry, placing it in the top 21.5%.
Is Intercorp Financial Services' Dividend Payout Ratio too high?
Intercorp Financial Services' current Dividend Payout Ratio is 0.00. Over the past 10 years, this metric has ranged from a low of 0.20 to a high of 1.64. Based on the distribution chart, Intercorp Financial Services ranks #252 out of 1171 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Intercorp Financial Services has a GF Score™ of 42/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Intercorp Financial Services' Dividend Payout Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Intercorp Financial Services ranks #252 out of 1171 companies for Dividend Payout Ratio. This places Intercorp Financial Services in the top 22% of its industry — outperforming the majority of peers. The industry median Dividend Payout Ratio is 0.32. Historically, Intercorp Financial Services' own Dividend Payout Ratio has ranged from 0.20 to 1.64 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,171 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Intercorp Financial Services and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Intercorp Financial Services's current Dividend Payout Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Intercorp Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Intercorp Financial Services (LIM:IFS) is currently considered Significantly Overvalued. The stock's GF Value™ is $32.05, compared to a current price of $56.05 — trading 74.9% above its estimated fair value. The current Dividend Payout Ratio is 0.00. Intercorp Financial Services' overall GF Score™ is 42/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Intercorp Financial Services (LIM:IFS), the current Dividend Payout Ratio is 0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Intercorp Financial Services (LIM:IFS) Overvalued in 2026?
Based on GuruFocus' analysis, Intercorp Financial Services stock appears to be overvalued.
The current stock price of $56.05 is trading 74.9% above its estimated GF Value™ of $32.05.
GuruFocus considers Intercorp Financial Services to be Significantly Overvalued.
Key valuation signals for LIM:IFS:
Dividend Payout Ratio: 0.00
GF Value™: $32.05 vs. price of $56.05 (74.9% above fair value)
No single metric tells the full story. See the LIM:IFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Intercorp Financial Services Inc is a provider of banking, insurance, wealth management services, and payments for retail customers and commercial clients in Peru. Its purpose is centered around building financial well-being together. The company has three operating business segments: Banking, mainly loans, credit facilities, deposits, and current accounts; Insurance provides life annuity products with single-premium payment and conventional life insurance products, as well as other retail insurance products; and Wealth management provides brokerage and investment management services. Inteligo serves mainly Peruvian citizens.
42GF Score
Get the complete analysis for LIM:IFS
Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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