Intercorp Financial ServicesLIM:IFS 39 PS Ratio is 3.08 as of Jul. 04, 2026, which is 34% above its 10-year median of 2.29. GuruFocus rates LIM:IFS with a GF Score™ of 39/100 and a GF Value™ of $32.04 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,517 Banks companies, Intercorp Financial Services ranks worse than 52.21% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Intercorp Financial Services's share price is $58.00.
Intercorp Financial Services's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was $18.84. Hence, Intercorp Financial Services's PS Ratio for today is 3.08.
Warning Sign:
Intercorp Financial Services Inc stock PS Ratio (=3.08) is close to 5-year high of 3.08.
The historical rank and industry rank for Intercorp Financial Services's PS Ratio or its related term are showing as below:
LIM:IFS'
s PS Ratio Range Over the Past 10 Years
Min: 1.18 Med: 2.29 Max: 4.15
Current: 3.08
During the past 13 years, Intercorp Financial Services's highest PS Ratio was 4.15. The lowest was 1.18. And the median was 2.29.
LIM:IFS's PS Ratio is ranked worse than 52.21% of 1517
companies
in the Banks industry
Industry Median: 2.98
vs LIM:IFS: 3.08
During the past 13 years, Intercorp Financial Services's highest 3-Year average Revenue per Share Growth Rate was 26.90% per year. The lowest was -1.90% per year. And the median was 7.50% per year.
Back to Basics: PS Ratio
Intercorp Financial Services (LIM:IFS) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Intercorp Financial Services PS Ratio Related Terms
Intercorp Financial Services PS Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Intercorp Financial Services's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Intercorp Financial Services PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Intercorp Financial Services's PS Ratio distribution charts can be found below:
* The bar in red indicates where Intercorp Financial Services's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Intercorp Financial Services's Share Price of today is $58.00. Intercorp Financial Services's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $18.84.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Intercorp Financial Services (LIM:IFS) has a PS Ratio of 3.08 as of Jul. 04, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Intercorp Financial Services and its competitors. This is 34% above median its historical median of 2.29. Over the past decade, Intercorp Financial Services' PS Ratio has ranged from 1.18 to 4.15. According to the industry distribution chart, Intercorp Financial Services ranks #792 out of 1517 companies in the Banks industry, placing it in the top 52.2%.
Is Intercorp Financial Services' PS Ratio too high?
Intercorp Financial Services' current PS Ratio of 3.08 is 34% above median its 10-year median of 2.29. Over the past 10 years, this metric has ranged from a low of 1.18 to a high of 4.15. The Banks industry median PS Ratio is 2.98. Intercorp Financial Services' value of 3.08 is 3.4% above this industry median. Based on the distribution chart, Intercorp Financial Services ranks #792 out of 1517 companies in the Banks industry, which is below the industry midpoint. Overall, Intercorp Financial Services has a GF Score™ of 39/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Intercorp Financial Services' PS Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Intercorp Financial Services ranks #792 out of 1517 companies for PS Ratio. This places Intercorp Financial Services in the lower half of its industry. The industry median PS Ratio is 2.98. Intercorp Financial Services' value of 3.08 is 3.4% above this benchmark. Historically, Intercorp Financial Services' own PS Ratio has ranged from 1.18 to 4.15 over the past decade. While the company's 10-year median is 2.29 vs. the industry median of 2.98, Intercorp Financial Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 2.98, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Intercorp Financial Services's current PS Ratio of 3.08 is 3.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Intercorp Financial Services and its competitors. For the Banks industry, the median PS Ratio is 2.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Intercorp Financial Services's current PS Ratio is 3.08, which is 34% above median its own 10-year median of 2.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Intercorp Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Intercorp Financial Services (LIM:IFS) is currently considered Significantly Overvalued. The stock's GF Value™ is $32.04, compared to a current price of $58.00 — trading 81% above its estimated fair value. The current PS Ratio is 3.08, which is 34% above median its 10-year median of 2.29 and 3.4% above the Banks industry median of 2.98. Intercorp Financial Services' overall GF Score™ is 39/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Intercorp Financial Services (LIM:IFS), the current PS Ratio is 3.08 as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Intercorp Financial Services (LIM:IFS) Overvalued in 2026?
Based on GuruFocus' analysis, Intercorp Financial Services stock appears to be overvalued.
The current stock price of $58.00 is trading 81% above its estimated GF Value™ of $32.04.
GuruFocus considers Intercorp Financial Services to be Significantly Overvalued.
Key valuation signals for LIM:IFS:
PS Ratio: 3.08 (34% above median its 10-year median of 2.29)
GF Value™: $32.04 vs. price of $58.00 (81% above fair value)
Industry Position: 3.4% above the Banks median (#792 of 1517)
No single metric tells the full story. See the LIM:IFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Intercorp Financial Services Inc is a provider of banking, insurance, wealth management services, and payments for retail customers and commercial clients in Peru. Its purpose is centered around building financial well-being together. The company has three operating business segments: Banking, mainly loans, credit facilities, deposits, and current accounts; Insurance provides life annuity products with single-premium payment and conventional life insurance products, as well as other retail insurance products; and Wealth management provides brokerage and investment management services. Inteligo serves mainly Peruvian citizens.
39GF Score
Get the complete analysis for LIM:IFS
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