MGYR (Magyar Bancorp) Beginning Cash Position: $34.11 Mil (As of Mar. 2026)

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MGYR Magyar Bancorp Inc MGYR
62 GF Score
Price $18.34
GF Value $16.38
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Magyar Bancorp Beginning Cash Position?

Magyar Bancorp MGYR +0.25% 62 Beginning Cash Position is $34.11 Mil as of Mar. 2026. GuruFocus rates MGYR with a GF Score™ of 62/100 and a GF Value™ of $16.38 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Magyar Bancorp's Beginning Cash Position for the quarter that ended in Mar. 2026 was $34.11 Mil.

Magyar Bancorp's quarterly Beginning Cash Position increased from Sep. 2025 ($7.05 Mil) to Dec. 2025 ($7.09 Mil) and increased from Dec. 2025 ($7.09 Mil) to Mar. 2026 ($34.11 Mil).

Magyar Bancorp's annual Beginning Cash Position increased from Sep. 2023 ($30.94 Mil) to Sep. 2024 ($72.53 Mil) but then declined from Sep. 2024 ($72.53 Mil) to Sep. 2025 ($25.60 Mil).

Magyar Bancorp Beginning Cash Position Related Terms

Magyar Bancorp Beginning Cash Position Historical Data

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The historical data trend for Magyar Bancorp's Beginning Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Magyar Bancorp Beginning Cash Position Chart

Magyar Bancorp Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Beginning Cash Position
Get a 7-Day Free Trial Premium Member Only Premium Member Only 61.73 75.20 30.94 72.53 25.60

Magyar Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Beginning Cash Position Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 72.94 7.05 7.09 34.11 0.00
MGYR
62GF Score
Magyar Bancorp Inc MGYR
Beginning Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
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Magyar Bancorp Beginning Cash Position Calculation

Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement.

What does a Beginning Cash Position of $34.11 Mil mean?
Magyar Bancorp (MGYR) has a Beginning Cash Position of $34.11 Mil as of Mar. 2026. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on Magyar Bancorp and its competitors.
Is Magyar Bancorp's Beginning Cash Position too high?
Magyar Bancorp's current Beginning Cash Position is $34.11 Mil. Overall, Magyar Bancorp has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Magyar Bancorp's Beginning Cash Position compare to JDVB and CNBP?
Magyar Bancorp's Beginning Cash Position of $34.11 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Beginning Cash Position for a Banks company?
A good Beginning Cash Position depends on the Banks industry context. However, Beginning Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Beginning Cash Position mean?
A high Beginning Cash Position can signal that a stock is expensive relative to its fundamentals. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on Magyar Bancorp and its competitors. Magyar Bancorp's current Beginning Cash Position is $34.11 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Magyar Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Magyar Bancorp (MGYR) is currently considered Modestly Overvalued. The stock's GF Value™ is $16.38, compared to a current price of $18.34 — trading 12% above its estimated fair value. The current Beginning Cash Position is $34.11 Mil. Magyar Bancorp's overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Beginning Cash Position calculated?
Beginning Cash Position is calculated from a company's financial statements. For Magyar Bancorp (MGYR), the current Beginning Cash Position is $34.11 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Magyar Bancorp (MGYR) Overvalued in 2026?

Based on GuruFocus' analysis, Magyar Bancorp stock appears to be overvalued. The current stock price of $18.34 is trading 12% above its estimated GF Value™ of $16.38. GuruFocus considers Magyar Bancorp to be Modestly Overvalued.

Key valuation signals for MGYR:

  • Beginning Cash Position: $34.11 Mil
  • GF Value™: $16.38 vs. price of $18.34 (12% above fair value)
  • GF Score™: 62/100 with 5 warning signs

No single metric tells the full story. See the MGYR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Magyar Bancorp Business Description

Address 400 Somerset Street, New Brunswick, NJ, USA, 08901
Magyar Bancorp Inc is an independent, community financial services provider offering traditional banking services to individual, business, and government customers. The Company attracts retail deposits through its main office in New Brunswick, New Jersey, and branch offices in Middlesex and Somerset Counties, and invests those funds mainly in commercial and residential real estate loans, commercial business loans, SBA loans, home equity loans and lines of credit, construction and land loans, and investment securities. Revenues are derived mainly from interest on loans and securities and from fees and service charges, with lending relationships focused on small to mid-sized businesses and individual consumers in central and northern New Jersey.
62GF Score

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Beginning Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$18.34
Price
$16.38
GF Value