MGYR (Magyar Bancorp) Change In Receivables: $-0.39 Mil (TTM As of Jun. 2026)

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MGYR Magyar Bancorp Inc MGYR
62 GF Score
Price $19.40
GF Value $17.87
Valuation Fairly Valued
! 4 Warning Signs
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What is Magyar Bancorp Change In Receivables?

Magyar Bancorp MGYR -0.51% 62 Change In Receivables is $-0.39 Mil as of Jun. 2026. GuruFocus rates MGYR with a GF Score™ of 62/100 and a GF Value™ of $17.87 (Fairly Valued). The stock has 4 warning signs investors should review.

Magyar Bancorp's change in receivables for the quarter that ended in Jun. 2026 was $0.12 Mil. It means Magyar Bancorp's Accounts Receivable declined by $0.12 Mil from Mar. 2026 to Jun. 2026 .

Magyar Bancorp's change in receivables for the fiscal year that ended in Sep. 2025 was $-0.74 Mil. It means Magyar Bancorp's Accounts Receivable increased by $0.74 Mil from Sep. 2024 to Sep. 2025 .

Magyar Bancorp's Accounts Receivable for the quarter that ended in Jun. 2026 was $5.76 Mil.

Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed. Magyar Bancorp's Days Sales Outstanding for the three months ended in Jun. 2026 was 51.34.

In Ben Graham's calculation of liquidation value, Apple Inc's Accounts Receivable are only considered to be worth 75% of book value. Magyar Bancorp's liquidation value for the three months ended in Jun. 2026 was $-874.09 Mil.


Magyar Bancorp  (NAS:MGYR) Change In Receivables Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed.

Magyar Bancorp's Days Sales Outstanding for the quarter that ended in Jun. 2026 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=5.759/10.236*91
=51.34

2. In Ben Graham's calculation of liquidation value, Magyar Bancorp's accounts receivable are only considered to be worth 75% of book value:

Magyar Bancorp's liquidation value for the quarter that ended in Jun. 2026 is calculated as:

Liquidation Value
=Cash, Cash Equivalents, Marketable Securities-Total Liabilities+(0.75 * Accounts Receivable)+(0.5 * Total Inventories)
=43.463-921.876+0.75 * 5.759+0.5 * 0
=-874.09

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Magyar Bancorp Change In Receivables Related Terms


Magyar Bancorp Change In Receivables Historical Data

* Premium members only.

The historical data trend for Magyar Bancorp's Change In Receivables can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Magyar Bancorp Change In Receivables Chart

Magyar Bancorp Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Change In Receivables
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.50 0.06 -0.86 -0.72 -0.74

Magyar Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Change In Receivables Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.11 -0.42 0.20 -0.28 0.12
MGYR
62GF Score
Magyar Bancorp Inc MGYR
Change In Receivables is just one metric. See GF Score™, valuation, warning signs, and more.
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Magyar Bancorp Change In Receivables Calculation

Change In Accounts Receivable relative to the previous period. It is any increase or decrease in the cash a company is owed by its customers.

Change In Receivables for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-0.39 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Change In Receivables →
What does a Change In Receivables of $-0.39 Mil mean?
Magyar Bancorp (MGYR) has a Change In Receivables of $-0.39 Mil as of Jun. 2026. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Magyar Bancorp and its competitors.
Is Magyar Bancorp's Change In Receivables too high?
Magyar Bancorp's current Change In Receivables is $-0.39 Mil. Overall, Magyar Bancorp has a GF Score™ of 62/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Magyar Bancorp's Change In Receivables compare to JDVB and CNBP?
Magyar Bancorp's Change In Receivables of $-0.39 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Change In Receivables for a Banks company?
A good Change In Receivables depends on the Banks industry context. However, Change In Receivables should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Change In Receivables mean?
A high Change In Receivables can signal that a stock is expensive relative to its fundamentals. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Magyar Bancorp and its competitors. Magyar Bancorp's current Change In Receivables is $-0.39 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Magyar Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Magyar Bancorp (MGYR) is currently considered Fairly Valued. The stock's GF Value™ is $17.87, compared to a current price of $19.40 — trading 8.6% above its estimated fair value. The current Change In Receivables is $-0.39 Mil. Magyar Bancorp's overall GF Score™ is 62/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Change In Receivables calculated?
Change In Receivables is calculated from a company's financial statements. For Magyar Bancorp (MGYR), the current Change In Receivables is $-0.39 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Magyar Bancorp (MGYR) Overvalued in 2026?

Based on GuruFocus' analysis, Magyar Bancorp stock appears to be overvalued. The current stock price of $19.40 is trading 8.6% above its estimated GF Value™ of $17.87. GuruFocus considers Magyar Bancorp to be Fairly Valued.

Key valuation signals for MGYR:

  • Change In Receivables: $-0.39 Mil
  • GF Value™: $17.87 vs. price of $19.40 (8.6% above fair value)
  • GF Score™: 62/100 with 4 warning signs

No single metric tells the full story. See the MGYR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Magyar Bancorp Business Description

Address 400 Somerset Street, New Brunswick, NJ, USA, 08901
Magyar Bancorp Inc is an independent, community financial services provider offering traditional banking services to individual, business, and government customers. The Company attracts retail deposits through its main office in New Brunswick, New Jersey, and branch offices in Middlesex and Somerset Counties, and invests those funds mainly in commercial and residential real estate loans, commercial business loans, SBA loans, home equity loans and lines of credit, construction and land loans, and investment securities. Revenues are derived mainly from interest on loans and securities and from fees and service charges, with lending relationships focused on small to mid-sized businesses and individual consumers in central and northern New Jersey.
62GF Score

Get the complete analysis for MGYR

Change In Receivables is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$19.40
Price
$17.87
GF Value