MGYR (Magyar Bancorp) Scaled Net Operating Assets: 0.10 (As of Mar. 2026)


MGYR Magyar Bancorp Inc MGYR
65 GF Score
Price $17.65
GF Value $16.27
Valuation Fairly Valued
! 5 Warning Signs
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What is Magyar Bancorp Scaled Net Operating Assets?

Magyar Bancorp MGYR -1.40% 65 Scaled Net Operating Assets is 0.10 as of Mar. 2026. GuruFocus rates MGYR with a GF Score™ of 65/100 and a GF Value™ of $16.27 (Fairly Valued). The stock has 5 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Magyar Bancorp's operating assets for the quarter that ended in Mar. 2026 was $994.99 Mil. Magyar Bancorp's operating liabilities for the quarter that ended in Mar. 2026 was $895.19 Mil. Magyar Bancorp's Total Assets for the quarter that ended in Dec. 2025 was $1,045.50 Mil. Therefore, Magyar Bancorp's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.10.

MGYR
65GF Score
Magyar Bancorp Inc MGYR
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Magyar Bancorp Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Magyar Bancorp's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Sep. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Sep. 2025 )
=(Operating Assets (A: Sep. 2025 )-Operating Liabilities (A: Sep. 2025 ))/Total Assets (A: Sep. 2024 )
=(990.574-829.764)/951.918
=0.17

where

Operating Assets(A: Sep. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=997.66 - 7.086
=990.574

Operating Liabilities(A: Sep. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=878.818 - 49.054 - 0
=829.764

Magyar Bancorp's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(994.99-895.188)/1045.498
=0.10

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=1068.398 - 73.408
=994.99

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=944.242 - 49.054 - 0
=895.188

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.10 mean?
Magyar Bancorp (MGYR) has a Scaled Net Operating Assets of 0.10 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Magyar Bancorp and its competitors.
Is Magyar Bancorp's Scaled Net Operating Assets too high?
Magyar Bancorp's current Scaled Net Operating Assets is 0.10. Overall, Magyar Bancorp has a GF Score™ of 65/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Magyar Bancorp's Scaled Net Operating Assets compare to CWBK and JFBC?
Magyar Bancorp's Scaled Net Operating Assets of 0.10 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Magyar Bancorp and its competitors. Magyar Bancorp's current Scaled Net Operating Assets is 0.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Magyar Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Magyar Bancorp (MGYR) is currently considered Fairly Valued. The stock's GF Value™ is $16.27, compared to a current price of $17.65 — trading 8.5% above its estimated fair value. The current Scaled Net Operating Assets is 0.10. Magyar Bancorp's overall GF Score™ is 65/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Magyar Bancorp (MGYR), the current Scaled Net Operating Assets is 0.10 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Magyar Bancorp (MGYR) Overvalued in 2026?

Based on GuruFocus' analysis, Magyar Bancorp stock appears to be overvalued. The current stock price of $17.65 is trading 8.5% above its estimated GF Value™ of $16.27. GuruFocus considers Magyar Bancorp to be Fairly Valued.

Key valuation signals for MGYR:

  • Scaled Net Operating Assets: 0.10
  • GF Value™: $16.27 vs. price of $17.65 (8.5% above fair value)
  • GF Score™: 65/100 with 5 warning signs

No single metric tells the full story. See the MGYR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Magyar Bancorp Business Description

Address 400 Somerset Street, New Brunswick, NJ, USA, 08901
Magyar Bancorp Inc is an independent, community financial services provider offering traditional banking services to individual, business, and government customers. The Company attracts retail deposits through its main office in New Brunswick, New Jersey, and branch offices in Middlesex and Somerset Counties, and invests those funds mainly in commercial and residential real estate loans, commercial business loans, SBA loans, home equity loans and lines of credit, construction and land loans, and investment securities. Revenues are derived mainly from interest on loans and securities and from fees and service charges, with lending relationships focused on small to mid-sized businesses and individual consumers in central and northern New Jersey.
65GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$17.65
Price
$16.27
GF Value