MGYR (Magyar Bancorp) Long-Term Debt: $49.05 Mil (As of Mar. 2026)

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MGYR Magyar Bancorp Inc MGYR
65 GF Score
Price $17.37
GF Value $16.35
Valuation Fairly Valued
! 5 Warning Signs
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What is Magyar Bancorp Long-Term Debt?

Magyar Bancorp MGYR +0.35% 65 Long-Term Debt is $49.05 Mil as of Mar. 2026. GuruFocus rates MGYR with a GF Score™ of 65/100 and a GF Value™ of $16.35 (Fairly Valued). The stock has 5 warning signs investors should review.

Magyar Bancorp's Long-Term Debt for the quarter that ended in Mar. 2026 was $49.05 Mil.

Magyar Bancorp's quarterly Long-Term Debt stayed the same from Sep. 2025 ($49.05 Mil) to Dec. 2025 ($49.05 Mil) and stayed the same from Dec. 2025 ($49.05 Mil) to Mar. 2026 ($49.05 Mil).

Magyar Bancorp's annual Long-Term Debt declined from Sep. 2023 ($29.52 Mil) to Sep. 2024 ($28.57 Mil) but then increased from Sep. 2024 ($28.57 Mil) to Sep. 2025 ($49.05 Mil).

Magyar Bancorp  (NAS:MGYR) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

Magyar Bancorp Long-Term Debt Related Terms

Magyar Bancorp Long-Term Debt Historical Data

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The historical data trend for Magyar Bancorp's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Magyar Bancorp Long-Term Debt Chart

Magyar Bancorp Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 23.36 15.63 29.52 28.57 49.05

Magyar Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 33.92 36.05 49.05 49.05 49.05
MGYR
65GF Score
Magyar Bancorp Inc MGYR
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of $49.05 Mil mean?
Magyar Bancorp (MGYR) has a Long-Term Debt of $49.05 Mil as of Mar. 2026.
Is Magyar Bancorp's Long-Term Debt too high?
Magyar Bancorp's current Long-Term Debt is $49.05 Mil. Overall, Magyar Bancorp has a GF Score™ of 65/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Magyar Bancorp's Long-Term Debt compare to CWBK and JFBC?
Magyar Bancorp's Long-Term Debt of $49.05 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for a Banks company?
A good Long-Term Debt depends on the Banks industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. Magyar Bancorp's current Long-Term Debt is $49.05 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Magyar Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Magyar Bancorp (MGYR) is currently considered Fairly Valued. The stock's GF Value™ is $16.35, compared to a current price of $17.37 — trading 6.2% above its estimated fair value. The current Long-Term Debt is $49.05 Mil. Magyar Bancorp's overall GF Score™ is 65/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For Magyar Bancorp (MGYR), the current Long-Term Debt is $49.05 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Magyar Bancorp (MGYR) Overvalued in 2026?

Based on GuruFocus' analysis, Magyar Bancorp stock appears to be overvalued. The current stock price of $17.37 is trading 6.2% above its estimated GF Value™ of $16.35. GuruFocus considers Magyar Bancorp to be Fairly Valued.

Key valuation signals for MGYR:

  • Long-Term Debt: $49.05 Mil
  • GF Value™: $16.35 vs. price of $17.37 (6.2% above fair value)
  • GF Score™: 65/100 with 5 warning signs

No single metric tells the full story. See the MGYR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Magyar Bancorp Business Description

Address 400 Somerset Street, New Brunswick, NJ, USA, 08901
Magyar Bancorp Inc is an independent, community financial services provider offering traditional banking services to individual, business, and government customers. The Company attracts retail deposits through its main office in New Brunswick, New Jersey, and branch offices in Middlesex and Somerset Counties, and invests those funds mainly in commercial and residential real estate loans, commercial business loans, SBA loans, home equity loans and lines of credit, construction and land loans, and investment securities. Revenues are derived mainly from interest on loans and securities and from fees and service charges, with lending relationships focused on small to mid-sized businesses and individual consumers in central and northern New Jersey.
65GF Score

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Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$17.37
Price
$16.35
GF Value