Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
Magyar Bancorp's 3-Year RORE % for the quarter that ended in Mar. 2026 was 15.51%.
The industry rank for Magyar Bancorp's 3-Year RORE % or its related term are showing as below:
MGYR's 3-Year RORE % is ranked better than 61.69% of 1475
companies
in the Banks industry
Industry Median: 9.92
vs MGYR: 15.51
Magyar Bancorp (NAS:MGYR) 3-Year RORE % Explanation
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
Magyar Bancorp 3-Year RORE % Related Terms
Magyar Bancorp 3-Year RORE % Historical Data
* Premium members only.
The historical data trend for Magyar Bancorp's 3-Year RORE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Magyar Bancorp's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Magyar Bancorp 3-Year RORE % vs Banks Industry
For the Banks industry and Financial Services sector, Magyar Bancorp's 3-Year RORE % distribution charts can be found below:
* The bar in red indicates where Magyar Bancorp's 3-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 3-year before.
Magyar Bancorp (MGYR) has a 3-Year RORE % of 15.51 as of Mar. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Magyar Bancorp and its competitors. According to the industry distribution chart, Magyar Bancorp ranks #565 out of 1475 companies in the Banks industry, placing it in the top 38.3%.
Is Magyar Bancorp's 3-Year RORE % too high?
Magyar Bancorp's current 3-Year RORE % is 15.51. The Banks industry median 3-Year RORE % is 9.92. Magyar Bancorp's value of 15.51 is 56.4% above this industry median. Based on the distribution chart, Magyar Bancorp ranks #565 out of 1475 companies in the Banks industry, which is above the industry midpoint. Overall, Magyar Bancorp has a GF Score™ of 65/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Magyar Bancorp's 3-Year RORE % compare to CWBK and JFBC?
According to the Banks industry distribution chart, Magyar Bancorp ranks #565 out of 1475 companies for 3-Year RORE %. This puts Magyar Bancorp in the upper half of its industry. The industry median 3-Year RORE % is 9.92. Magyar Bancorp's value of 15.51 is 56.4% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a Banks company?
The median 3-Year RORE % among Banks companies is 9.92, based on 1,475 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Magyar Bancorp's current 3-Year RORE % of 15.51 is 56.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Magyar Bancorp and its competitors. For the Banks industry, the median 3-Year RORE % is 9.92 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Magyar Bancorp's current 3-Year RORE % is 15.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Magyar Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Magyar Bancorp (MGYR) is currently considered Fairly Valued. The stock's GF Value™ is $16.33, compared to a current price of $17.35 — trading 6.2% above its estimated fair value. The current 3-Year RORE % is 15.51 and 56.4% above the Banks industry median of 9.92. Magyar Bancorp's overall GF Score™ is 65/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Magyar Bancorp (MGYR), the current 3-Year RORE % is 15.51 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Magyar Bancorp (MGYR) Overvalued in 2026?
Based on GuruFocus' analysis, Magyar Bancorp stock appears to be overvalued.
The current stock price of $17.35 is trading 6.2% above its estimated GF Value™ of $16.33.
GuruFocus considers Magyar Bancorp to be Fairly Valued.
Key valuation signals for MGYR:
3-Year RORE %: 15.51
GF Value™: $16.33 vs. price of $17.35 (6.2% above fair value)
Industry Position: 56.4% above the Banks median (#565 of 1475)
No single metric tells the full story. See the MGYR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Magyar Bancorp Inc is an independent, community financial services provider offering traditional banking services to individual, business, and government customers. The Company attracts retail deposits through its main office in New Brunswick, New Jersey, and branch offices in Middlesex and Somerset Counties, and invests those funds mainly in commercial and residential real estate loans, commercial business loans, SBA loans, home equity loans and lines of credit, construction and land loans, and investment securities. Revenues are derived mainly from interest on loans and securities and from fees and service charges, with lending relationships focused on small to mid-sized businesses and individual consumers in central and northern New Jersey.
65GF Score
Get the complete analysis for MGYR
3-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
MGYR has been successfully added to your 
