MGYR (Magyar Bancorp) EPS (Basic): $1.81 (TTM As of Mar. 2026)

What is Magyar Bancorp EPS (Basic)?

Magyar Bancorp MGYR -2.57% 65 EPS (Basic) is $1.81 as of Mar. 2026. GuruFocus rates MGYR with a GF Score™ of 65/100 and a GF Value™ of $16.27 (Fairly Valued). The stock has 5 warning signs investors should review.

Magyar Bancorp's basic earnings per share (Basic EPS) for the three months ended in Mar. 2026 was $0.49. Its basic earnings per share (Basic EPS) for the trailing twelve months (TTM) ended in Mar. 2026 was $1.81.

Magyar Bancorp's EPS (Diluted) for the three months ended in Mar. 2026 was $0.48. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $1.78.

Magyar Bancorp's EPS without NRI for the three months ended in Mar. 2026 was $0.48. Its EPS without NRIearnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was 1.78.

During the past 12 months, Magyar Bancorp's average EPS without NRIGrowth Rate was 38.10% per year. During the past 3 years, the average EPS without NRI Growth Rate was 9.70% per year. During the past 5 years, the average EPS without NRI Growth Rate was 26.50% per year. During the past 10 years, the average EPS without NRI Growth Rate was 27.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 13 years, Magyar Bancorp's highest 3-Year average EPS without NRI Growth Rate was 79.20% per year. The lowest was -122.00% per year. And the median was 32.10% per year.

Magyar Bancorp (NAS:MGYR) EPS (Basic) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.

Magyar Bancorp EPS (Basic) Related Terms

Magyar Bancorp EPS (Basic) Historical Data

* Premium members only.

The historical data trend for Magyar Bancorp's EPS (Basic) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Magyar Bancorp EPS (Basic) Chart

Magyar Bancorp Annual Data

Trend

Sep16

Sep17

Sep18

Sep19

Sep20

Sep21

Sep22

Sep23

Sep24

Sep25

EPS (Basic)

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1.01

1.17

1.20

1.23

1.57

Magyar Bancorp Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
EPS (Basic)	Get a 7-Day Free Trial															0.43	0.40	0.41	0.51	0.49

65GF Score

Magyar Bancorp Inc MGYR

EPS (Basic) is just one metric. See GF Score™, valuation, warning signs, and more.

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Magyar Bancorp EPS (Basic) Calculation

EPS (Basic) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Basic earnings per share (EPS) do not factor in the dilutive effects on convertible securities.

Magyar Bancorp's Basic EPS for the fiscal year that ended in Sep. 2025 is calculated as

Basic EPS (A: Sep. 2025 )	=	(Net Income	-	Preferred Dividends)	/	Shares Outstanding (Basic Average)
	=	(9.76	-	0)	/	6.222
	=	1.57

Magyar Bancorp's Basic EPS for the quarter that ended in Mar. 2026 is calculated as

Basic EPS (Q: Mar. 2026 )	=	(Net Income	-	Preferred Dividends)	/	Shares Outstanding (Basic Average)
	=	(3.03	-	0)	/	6.221
	=	0.49

EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $1.81

Frequently Asked Questions Learn more about EPS (Basic) →

What does a EPS (Basic) of $1.81 mean?

Magyar Bancorp (MGYR) has a EPS (Basic) of $1.81 as of Mar. 2026. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Magyar Bancorp and its competitors.

Is Magyar Bancorp's EPS (Basic) too high?

Magyar Bancorp's current EPS (Basic) is $1.81. Overall, Magyar Bancorp has a GF Score™ of 65/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.

How does Magyar Bancorp's EPS (Basic) compare to OFED and UNIB?

Magyar Bancorp's EPS (Basic) of $1.81 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good EPS (Basic) for a Banks company?

A good EPS (Basic) depends on the Banks industry context. However, EPS (Basic) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high EPS (Basic) mean?

A high EPS (Basic) can signal that a stock is expensive relative to its fundamentals. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Magyar Bancorp and its competitors. Magyar Bancorp's current EPS (Basic) is $1.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Magyar Bancorp stock overvalued right now?

Based on GuruFocus' analysis, Magyar Bancorp (MGYR) is currently considered Fairly Valued. The stock's GF Value™ is $16.27, compared to a current price of $17.54 — trading 7.8% above its estimated fair value. The current EPS (Basic) is $1.81. Magyar Bancorp's overall GF Score™ is 65/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is EPS (Basic) calculated?

EPS (Basic) is calculated from a company's financial statements. For Magyar Bancorp (MGYR), the current EPS (Basic) is $1.81 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Magyar Bancorp (MGYR) Overvalued in 2026?

Based on GuruFocus' analysis, Magyar Bancorp stock appears to be overvalued. The current stock price of $17.54 is trading 7.8% above its estimated GF Value™ of $16.27. GuruFocus considers Magyar Bancorp to be Fairly Valued.

Key valuation signals for MGYR:

EPS (Basic): $1.81
GF Value™: $16.27 vs. price of $17.54 (7.8% above fair value)
GF Score™: 65/100 with 5 warning signs

No single metric tells the full story. See the MGYR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Magyar Bancorp Business Description

Industry Financial Services Banks

Comparable Companies OFED UNIB CWBK FKYS CNBP PBCO WSBK FSRL SFDL BSBK SHSE:600036 SGX:D05 MIL:UCG NSE:HDFCBANK XPAR:BNP MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK XMAD:CABK

Address 400 Somerset Street, New Brunswick, NJ, USA, 08901

Website https://www.magbank.com

Magyar Bancorp Inc is an independent, community financial services provider offering traditional banking services to individual, business, and government customers. The Company attracts retail deposits through its main office in New Brunswick, New Jersey, and branch offices in Middlesex and Somerset Counties, and invests those funds mainly in commercial and residential real estate loans, commercial business loans, SBA loans, home equity loans and lines of credit, construction and land loans, and investment securities. Revenues are derived mainly from interest on loans and securities and from fees and service charges, with lending relationships focused on small to mid-sized businesses and individual consumers in central and northern New Jersey.

65GF Score

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EPS (Basic) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$17.54

Price

$16.27

GF Value

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