MGYR (Magyar Bancorp) ROE % Adjusted to Book Value: 10.96% (As of Mar. 2026)


MGYR Magyar Bancorp Inc MGYR
65 GF Score
Price $17.66
GF Value $16.27
Valuation Fairly Valued
! 5 Warning Signs
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What is Magyar Bancorp ROE % Adjusted to Book Value?

Magyar Bancorp MGYR +0.56% 65 ROE % Adjusted to Book Value is 10.96% as of Mar. 2026. GuruFocus rates MGYR with a GF Score™ of 65/100 and a GF Value™ of $16.27 (Fairly Valued). The stock has 5 warning signs investors should review.

Magyar Bancorp's ROE % for the quarter that ended in Mar. 2026 was 9.86%. Magyar Bancorp's PB Ratio for the quarter that ended in Mar. 2026 was 0.90. Magyar Bancorp's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 10.96%.


Magyar Bancorp ROE % Adjusted to Book Value Related Terms


Magyar Bancorp ROE % Adjusted to Book Value Historical Data

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The historical data trend for Magyar Bancorp's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Magyar Bancorp ROE % Adjusted to Book Value Chart

Magyar Bancorp Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.54 9.49 11.66 9.90 9.05

Magyar Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.01 9.32 9.14 11.34 10.96

MGYR vs CWBK, JFBC, UNB: ROE % Adjusted to Book Value Comparison

For the Banks - Regional subindustry, Magyar Bancorp's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Magyar Bancorp ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Magyar Bancorp's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Magyar Bancorp's ROE % Adjusted to Book Value falls into.


MGYR
65GF Score
Magyar Bancorp Inc MGYR
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Magyar Bancorp ROE % Adjusted to Book Value Calculation

Magyar Bancorp's ROE % Adjusted to Book Value for the fiscal year that ended in Sep. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=8.51% / 0.94
=9.05%

Magyar Bancorp's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=9.86% / 0.90
=10.96%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 10.96% mean?
Magyar Bancorp (MGYR) has a ROE % Adjusted to Book Value of 10.96% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Magyar Bancorp and its competitors.
Is Magyar Bancorp's ROE % Adjusted to Book Value too high?
Magyar Bancorp's current ROE % Adjusted to Book Value is 10.96%. Overall, Magyar Bancorp has a GF Score™ of 65/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Magyar Bancorp's ROE % Adjusted to Book Value compare to CWBK and JFBC?
Magyar Bancorp's ROE % Adjusted to Book Value of 10.96% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Magyar Bancorp and its competitors. Magyar Bancorp's current ROE % Adjusted to Book Value is 10.96%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Magyar Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Magyar Bancorp (MGYR) is currently considered Fairly Valued. The stock's GF Value™ is $16.27, compared to a current price of $17.66 — trading 8.5% above its estimated fair value. The current ROE % Adjusted to Book Value is 10.96%. Magyar Bancorp's overall GF Score™ is 65/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Magyar Bancorp (MGYR), the current ROE % Adjusted to Book Value is 10.96% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Magyar Bancorp (MGYR) Overvalued in 2026?

Based on GuruFocus' analysis, Magyar Bancorp stock appears to be overvalued. The current stock price of $17.66 is trading 8.5% above its estimated GF Value™ of $16.27. GuruFocus considers Magyar Bancorp to be Fairly Valued.

Key valuation signals for MGYR:

  • ROE % Adjusted to Book Value: 10.96%
  • GF Value™: $16.27 vs. price of $17.66 (8.5% above fair value)
  • GF Score™: 65/100 with 5 warning signs

No single metric tells the full story. See the MGYR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Magyar Bancorp Business Description

Address 400 Somerset Street, New Brunswick, NJ, USA, 08901
Magyar Bancorp Inc is an independent, community financial services provider offering traditional banking services to individual, business, and government customers. The Company attracts retail deposits through its main office in New Brunswick, New Jersey, and branch offices in Middlesex and Somerset Counties, and invests those funds mainly in commercial and residential real estate loans, commercial business loans, SBA loans, home equity loans and lines of credit, construction and land loans, and investment securities. Revenues are derived mainly from interest on loans and securities and from fees and service charges, with lending relationships focused on small to mid-sized businesses and individual consumers in central and northern New Jersey.
65GF Score

Get the complete analysis for MGYR

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$17.66
Price
$16.27
GF Value