NWPP (New Peoples Bankshares) Beginning Cash Position: $77.21 Mil (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NWPP New Peoples Bankshares Inc NWPP
62 GF Score
Price $4.50
GF Value $3.31
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is New Peoples Bankshares Beginning Cash Position?

New Peoples Bankshares NWPP +0.22% 62 Beginning Cash Position is $77.21 Mil as of Mar. 2026. GuruFocus rates NWPP with a GF Score™ of 62/100 and a GF Value™ of $3.31 (Significantly Overvalued). The stock has 5 warning signs investors should review.

New Peoples Bankshares's Beginning Cash Position for the quarter that ended in Mar. 2026 was $77.21 Mil.

New Peoples Bankshares's quarterly Beginning Cash Position increased from Sep. 2025 ($72.16 Mil) to Dec. 2025 ($80.71 Mil) but then declined from Dec. 2025 ($80.71 Mil) to Mar. 2026 ($77.21 Mil).

New Peoples Bankshares's annual Beginning Cash Position increased from Dec. 2023 ($61.69 Mil) to Dec. 2024 ($64.98 Mil) and increased from Dec. 2024 ($64.98 Mil) to Dec. 2025 ($67.67 Mil).

New Peoples Bankshares Beginning Cash Position Related Terms

New Peoples Bankshares Beginning Cash Position Historical Data

* Premium members only.

The historical data trend for New Peoples Bankshares's Beginning Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

New Peoples Bankshares Beginning Cash Position Chart

New Peoples Bankshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Beginning Cash Position
Get a 7-Day Free Trial Premium Member Only Premium Member Only 92.35 60.95 61.69 64.98 67.67

New Peoples Bankshares Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Beginning Cash Position Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 67.67 83.28 72.16 80.71 77.21
NWPP
62GF Score
New Peoples Bankshares Inc NWPP
Beginning Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

New Peoples Bankshares Beginning Cash Position Calculation

Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement.

What does a Beginning Cash Position of $77.21 Mil mean?
New Peoples Bankshares (NWPP) has a Beginning Cash Position of $77.21 Mil as of Mar. 2026. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on New Peoples Bankshares and its competitors.
Is New Peoples Bankshares' Beginning Cash Position too high?
New Peoples Bankshares' current Beginning Cash Position is $77.21 Mil. Overall, New Peoples Bankshares has a GF Score™ of 62/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does New Peoples Bankshares' Beginning Cash Position compare to PFBX and SFBC?
New Peoples Bankshares' Beginning Cash Position of $77.21 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Beginning Cash Position for a Banks company?
A good Beginning Cash Position depends on the Banks industry context. However, Beginning Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Beginning Cash Position mean?
A high Beginning Cash Position can signal that a stock is expensive relative to its fundamentals. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on New Peoples Bankshares and its competitors. New Peoples Bankshares's current Beginning Cash Position is $77.21 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is New Peoples Bankshares stock overvalued right now?
Based on GuruFocus' analysis, New Peoples Bankshares (NWPP) is currently considered Significantly Overvalued. The stock's GF Value™ is $3.31, compared to a current price of $4.50 — trading 36% above its estimated fair value. The current Beginning Cash Position is $77.21 Mil. New Peoples Bankshares' overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Beginning Cash Position calculated?
Beginning Cash Position is calculated from a company's financial statements. For New Peoples Bankshares (NWPP), the current Beginning Cash Position is $77.21 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is New Peoples Bankshares (NWPP) Overvalued in 2026?

Based on GuruFocus' analysis, New Peoples Bankshares stock appears to be overvalued. The current stock price of $4.50 is trading 36% above its estimated GF Value™ of $3.31. GuruFocus considers New Peoples Bankshares to be Significantly Overvalued.

Key valuation signals for NWPP:

  • Beginning Cash Position: $77.21 Mil
  • GF Value™: $3.31 vs. price of $4.50 (36% above fair value)
  • GF Score™: 62/100 with 5 warning signs

No single metric tells the full story. See the NWPP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

New Peoples Bankshares Business Description

Address 67 Commerce Drive, Honaker, VA, USA, 24260
New Peoples Bankshares Inc is a bank holding company for New Peoples Bank. The Bank offers a range of banking & related financial services focused on serving individuals, small to medium-sized businesses, and the professional community. Its main banking services include personal banking, business banking, and financial services. These services include commercial and consumer loans, along with traditional deposit products such as checking and savings accounts. Its banking products comprise checking, savings, deposit accounts, commercial loans, consumer loans, and real estate loans. The Company's revenue is derived from the business of banking.
62GF Score

Get the complete analysis for NWPP

Beginning Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$4.50
Price
$3.31
GF Value