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New Peoples BanksharesNWPP +0.22%62 FCF Margin % is 33.42% as of Mar. 2026, which is 85% above its 10-year median of 18.09. GuruFocus rates NWPP with a GF Score™ of 62/100 and a GF Value™ of $3.31 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,502 Banks companies, New Peoples Bankshares ranks better than 57.99% on this metric.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, New Peoples Bankshares's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
New Peoples Bankshares FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, New Peoples Bankshares's FCF Margin % distribution charts can be found below:
* The bar in red indicates where New Peoples Bankshares's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
New Peoples Bankshares (NWPP) has a FCF Margin % of 33.42% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on New Peoples Bankshares and its competitors. This is 85% above median its historical median of 18.09. According to the industry distribution chart, New Peoples Bankshares ranks #631 out of 1502 companies in the Banks industry, placing it in the top 42%.
Is New Peoples Bankshares' FCF Margin % too high?
New Peoples Bankshares' current FCF Margin % of 33.42% is 85% above median its 10-year median of 18.09. The Banks industry median FCF Margin % is 25.85. New Peoples Bankshares' value of 33.42% is 29.3% above this industry median. Based on the distribution chart, New Peoples Bankshares ranks #631 out of 1502 companies in the Banks industry, which is above the industry midpoint. Overall, New Peoples Bankshares has a GF Score™ of 62/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does New Peoples Bankshares' FCF Margin % compare to PFBX and SFBC?
According to the Banks industry distribution chart, New Peoples Bankshares ranks #631 out of 1502 companies for FCF Margin %. This puts New Peoples Bankshares in the upper half of its industry. The industry median FCF Margin % is 25.85. New Peoples Bankshares' value of 33.42% is 29.3% above this benchmark. While the company's 10-year median is 18.09 vs. the industry median of 25.85, New Peoples Bankshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 25.85, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. New Peoples Bankshares's current FCF Margin % of 33.42% is 29.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on New Peoples Bankshares and its competitors. For the Banks industry, the median FCF Margin % is 25.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. New Peoples Bankshares's current FCF Margin % is 33.42%, which is 85% above median its own 10-year median of 18.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is New Peoples Bankshares stock overvalued right now?
Based on GuruFocus' analysis, New Peoples Bankshares (NWPP) is currently considered Significantly Overvalued. The stock's GF Value™ is $3.31, compared to a current price of $4.50 — trading 36% above its estimated fair value. The current FCF Margin % is 33.42%, which is 85% above median its 10-year median of 18.09 and 29.3% above the Banks industry median of 25.85. New Peoples Bankshares' overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For New Peoples Bankshares (NWPP), the current FCF Margin % is 33.42% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is New Peoples Bankshares (NWPP) Overvalued in 2026?
Based on GuruFocus' analysis, New Peoples Bankshares stock appears to be overvalued.
The current stock price of $4.50 is trading 36% above its estimated GF Value™ of $3.31.
GuruFocus considers New Peoples Bankshares to be Significantly Overvalued.
Key valuation signals for NWPP:
FCF Margin %: 33.42% (85% above median its 10-year median of 18.09)
GF Value™: $3.31 vs. price of $4.50 (36% above fair value)
Industry Position: 29.3% above the Banks median (#631 of 1502)
No single metric tells the full story. See the NWPP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
New Peoples Bankshares Inc is a bank holding company for New Peoples Bank. The Bank offers a range of banking & related financial services focused on serving individuals, small to medium-sized businesses, and the professional community. Its main banking services include personal banking, business banking, and financial services. These services include commercial and consumer loans, along with traditional deposit products such as checking and savings accounts. Its banking products comprise checking, savings, deposit accounts, commercial loans, consumer loans, and real estate loans. The Company's revenue is derived from the business of banking.
62GF Score
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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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