NWPP (New Peoples Bankshares) Profitability Rank: 6 (As of Jun. 2026) — 20% Above Median

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Director of Data and Quant Analytics at GuruFocus
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NWPP New Peoples Bankshares Inc NWPP
61 GF Score
Price $4.76
GF Value $3.48
Valuation Significantly Overvalued
! 5 Warning Signs
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What is New Peoples Bankshares Profitability Rank?

New Peoples Bankshares NWPP +0.42% 61 Profitability Rank is 6 as of Jun. 2026, which is 20% above its 10-year median of 5.00. GuruFocus rates NWPP with a GF Score™ of 61/100 and a GF Value™ of $3.48 (Significantly Overvalued). The stock has 5 warning signs investors should review.

New Peoples Bankshares has the Profitability Rank of 6.

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way. It is rated on a scale of 1 to 10 and is based on these factors:

1. Operating Margin %
2. Piotroski F-Score
3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.
4. Consistency of the profitability
5. Predictability Rank

A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

New Peoples Bankshares's Operating Margin % for the quarter that ended in Jun. 2026 was 0.00%. As of today, New Peoples Bankshares's Piotroski F-Score is 9.


New Peoples Bankshares Profitability Rank Related Terms


NWPP vs BNCC, BYLB, BORT: Profitability Rank Comparison

For the Banks - Regional subindustry, New Peoples Bankshares's Profitability Rank, along with its competitors' market caps and Profitability Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


New Peoples Bankshares Profitability Rank vs Banks Industry

For the Banks industry and Financial Services sector, New Peoples Bankshares's Profitability Rank distribution charts can be found below:

* The bar in red indicates where New Peoples Bankshares's Profitability Rank falls into.


NWPP
61GF Score
New Peoples Bankshares Inc NWPP
Profitability Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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New Peoples Bankshares Profitability Rank Calculation

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.

The rank is rated on a scale of 1 to 10. A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

New Peoples Bankshares has the Profitability Rank of 6.

Profitability Rank is not directly related to the Financial Strength. But if a company is consistently profitable, its financial strength will be stronger.

Profitability Rank is based on these factors:

1. Operating Margin %

Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.

New Peoples Bankshares's Operating Margin % for the quarter that ended in Jun. 2026 is calculated as:

Operating Margin %=Operating Income (Q: Jun. 2026 ) / Revenue (Q: Jun. 2026 )
=0 / 11.864
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

2. Piotroski F-Score

Good Sign:

Piotroski F-Score is 9, indicates a very healthy situation.

The zones of discrimination were as such:

Good or high score = 8 or 9
Bad or low score = 0 or 1

New Peoples Bankshares has an F-score of 9. It is a good or high score, which usually indicates a very healthy situation.

3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.

4. Consistency of the profitability

5. Predictability Rank

Frequently Asked Questions Learn more about Profitability Rank →
What does a Profitability Rank of 6 mean?
New Peoples Bankshares (NWPP) has a Profitability Rank of 6 as of Jun. 2026. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on New Peoples Bankshares and its competitors. This is 20% above median its historical median of 5.00. Over the past decade, New Peoples Bankshares' Profitability Rank has ranged from 2.00 to 6.00.
Is New Peoples Bankshares' Profitability Rank too high?
New Peoples Bankshares' current Profitability Rank of 6 is 20% above median its 10-year median of 5.00. Over the past 10 years, this metric has ranged from a low of 2.00 to a high of 6.00. Overall, New Peoples Bankshares has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does New Peoples Bankshares' Profitability Rank compare to BNCC and BYLB?
New Peoples Bankshares' Profitability Rank of 6 can be compared against companies in the Banks industry. Historically, New Peoples Bankshares' own Profitability Rank has ranged from 2.00 to 6.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Profitability Rank for a Banks company?
A good Profitability Rank depends on the Banks industry context. However, Profitability Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Profitability Rank mean?
A high Profitability Rank can signal that a stock is expensive relative to its fundamentals. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on New Peoples Bankshares and its competitors. New Peoples Bankshares's current Profitability Rank is 6, which is 20% above median its own 10-year median of 5.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is New Peoples Bankshares stock overvalued right now?
Based on GuruFocus' analysis, New Peoples Bankshares (NWPP) is currently considered Significantly Overvalued. The stock's GF Value™ is $3.48, compared to a current price of $4.76 — trading 36.8% above its estimated fair value. The current Profitability Rank is 6, which is 20% above median its 10-year median of 5.00. New Peoples Bankshares' overall GF Score™ is 61/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Profitability Rank calculated?
Profitability Rank is calculated from a company's financial statements. For New Peoples Bankshares (NWPP), the current Profitability Rank is 6 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is New Peoples Bankshares (NWPP) Overvalued in 2026?

Based on GuruFocus' analysis, New Peoples Bankshares stock appears to be overvalued. The current stock price of $4.76 is trading 36.8% above its estimated GF Value™ of $3.48. GuruFocus considers New Peoples Bankshares to be Significantly Overvalued.

Key valuation signals for NWPP:

  • Profitability Rank: 6 (20% above median its 10-year median of 5.00)
  • GF Value™: $3.48 vs. price of $4.76 (36.8% above fair value)
  • GF Score™: 61/100 with 5 warning signs

No single metric tells the full story. See the NWPP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


New Peoples Bankshares Business Description

Address 67 Commerce Drive, Honaker, VA, USA, 24260
New Peoples Bankshares Inc is a bank holding company for New Peoples Bank. The Bank offers a range of banking & related financial services focused on serving individuals, small to medium-sized businesses, and the professional community. Its main banking services include personal banking, business banking, and financial services. These services include commercial and consumer loans, along with traditional deposit products such as checking and savings accounts. Its banking products comprise checking, savings, deposit accounts, commercial loans, consumer loans, and real estate loans. The Company's revenue is derived from the business of banking.
61GF Score

Get the complete analysis for NWPP

Profitability Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$4.76
Price
$3.48
GF Value