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New Peoples BanksharesNWPP +0.22%62 Dividend Payout Ratio is 0.69 as of Mar. 2026, which is 263% above its 10-year median of 0.19. GuruFocus rates NWPP with a GF Score™ of 62/100 and a GF Value™ of $3.31 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,173 Banks companies, New Peoples Bankshares ranks better than 80.31% on this metric.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. New Peoples Bankshares's Dividend Payout Ratio for the
months ended in Mar. 2026 was 0.69.
The historical rank and industry rank for New Peoples Bankshares's Dividend Payout Ratio or its related term are showing as below:
NWPP'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.15 Med: 0.19 Max: 0.22
Current: 0.19
During the past 13 years, the highest Dividend Payout Ratio of New Peoples Bankshares was 0.22. The lowest was 0.15. And the median was 0.19.
NWPP's Dividend Payout Ratio is ranked better than 80.31% of 1173
companies
in the Banks industry
Industry Median: 0.32
vs NWPP: 0.19
During the past 13 years, the highest Trailing Annual Dividend Yield of New Peoples Bankshares was 2.93%. The lowest was 1.86%. And the median was 2.40%.
During the past 12 months, New Peoples Bankshares's average Dividends Per Share Growth Rate was 12.50% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 17.00% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of New Peoples Bankshares was 17.00% per year. The lowest was 17.00% per year. And the median was 17.00% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
New Peoples Bankshares (OTCPK:NWPP) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
New Peoples Bankshares Dividend Payout Ratio Related Terms
New Peoples Bankshares Dividend Payout Ratio Historical Data
* Premium members only.
The historical data trend for New Peoples Bankshares's Dividend Payout Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
New Peoples Bankshares Dividend Payout Ratio Chart
NWPP vs PFBX, SFBC, TYBT: Dividend Payout Ratio Comparison
For the Banks - Regional subindustry, New Peoples Bankshares's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
New Peoples Bankshares Dividend Payout Ratio vs Banks Industry
For the Banks industry and Financial Services sector, New Peoples Bankshares's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where New Peoples Bankshares's Dividend Payout Ratio falls into.
New Peoples Bankshares Dividend Payout Ratio Calculation
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
New Peoples Bankshares's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
New Peoples Bankshares (NWPP) has a Dividend Payout Ratio of 0.69 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on New Peoples Bankshares and its competitors. This is 263% above median its historical median of 0.19. Over the past decade, New Peoples Bankshares' Dividend Payout Ratio has ranged from 0.15 to 0.22. According to the industry distribution chart, New Peoples Bankshares ranks #231 out of 1173 companies in the Banks industry, placing it in the top 19.7%.
Is New Peoples Bankshares' Dividend Payout Ratio too high?
New Peoples Bankshares' current Dividend Payout Ratio of 0.69 is 263% above median its 10-year median of 0.19. Over the past 10 years, this metric has ranged from a low of 0.15 to a high of 0.22. The Banks industry median Dividend Payout Ratio is 0.32. New Peoples Bankshares' value of 0.69 is 115.6% above this industry median. Based on the distribution chart, New Peoples Bankshares ranks #231 out of 1173 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, New Peoples Bankshares has a GF Score™ of 62/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does New Peoples Bankshares' Dividend Payout Ratio compare to PFBX and SFBC?
According to the Banks industry distribution chart, New Peoples Bankshares ranks #231 out of 1173 companies for Dividend Payout Ratio. This places New Peoples Bankshares in the top 20% of its industry — outperforming the majority of peers. The industry median Dividend Payout Ratio is 0.32. New Peoples Bankshares' value of 0.69 is 115.6% above this benchmark. Historically, New Peoples Bankshares' own Dividend Payout Ratio has ranged from 0.15 to 0.22 over the past decade. While the company's 10-year median is 0.19 vs. the industry median of 0.32, New Peoples Bankshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,173 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. New Peoples Bankshares's current Dividend Payout Ratio of 0.69 is 115.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on New Peoples Bankshares and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. New Peoples Bankshares's current Dividend Payout Ratio is 0.69, which is 263% above median its own 10-year median of 0.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is New Peoples Bankshares stock overvalued right now?
Based on GuruFocus' analysis, New Peoples Bankshares (NWPP) is currently considered Significantly Overvalued. The stock's GF Value™ is $3.31, compared to a current price of $4.50 — trading 36% above its estimated fair value. The current Dividend Payout Ratio is 0.69, which is 263% above median its 10-year median of 0.19 and 115.6% above the Banks industry median of 0.32. New Peoples Bankshares' overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For New Peoples Bankshares (NWPP), the current Dividend Payout Ratio is 0.69 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is New Peoples Bankshares (NWPP) Overvalued in 2026?
Based on GuruFocus' analysis, New Peoples Bankshares stock appears to be overvalued.
The current stock price of $4.50 is trading 36% above its estimated GF Value™ of $3.31.
GuruFocus considers New Peoples Bankshares to be Significantly Overvalued.
Key valuation signals for NWPP:
Dividend Payout Ratio: 0.69 (263% above median its 10-year median of 0.19)
GF Value™: $3.31 vs. price of $4.50 (36% above fair value)
Industry Position: 115.6% above the Banks median (#231 of 1173)
No single metric tells the full story. See the NWPP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
New Peoples Bankshares Inc is a bank holding company for New Peoples Bank. The Bank offers a range of banking & related financial services focused on serving individuals, small to medium-sized businesses, and the professional community. Its main banking services include personal banking, business banking, and financial services. These services include commercial and consumer loans, along with traditional deposit products such as checking and savings accounts. Its banking products comprise checking, savings, deposit accounts, commercial loans, consumer loans, and real estate loans. The Company's revenue is derived from the business of banking.
62GF Score
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