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New Peoples BanksharesNWPP +0.22%62 Median PS Value is $2.73 as of Aug. 01, 2026, which is 131% above its 10-year median of 1.18. GuruFocus rates NWPP with a GF Score™ of 62/100 and a GF Value™ of $3.31 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,044 Banks companies, New Peoples Bankshares ranks worse than 83.33% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
New Peoples Bankshares (OTCPK:NWPP) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
New Peoples Bankshares's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
4.50
/
2.73
=
1.65
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
New Peoples Bankshares Median PS Value Related Terms
New Peoples Bankshares Median PS Value Historical Data
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The historical data trend for New Peoples Bankshares's Median PS Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NWPP vs PFBX, SFBC, TYBT: Median PS Value Comparison
For the Banks - Regional subindustry, New Peoples Bankshares's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
New Peoples Bankshares Price-to-Median-PS-Value vs Banks Industry
For the Banks industry and Financial Services sector, New Peoples Bankshares's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where New Peoples Bankshares's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 1.4654.
New Peoples Bankshares's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $1.863.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
New Peoples Bankshares (NWPP) has a Median PS Value of $2.73 as of Aug. 01, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on New Peoples Bankshares and its competitors. This is 131% above median its historical median of 1.18. Over the past decade, New Peoples Bankshares' Median PS Value has ranged from 1.06 to 1.65. According to the industry distribution chart, New Peoples Bankshares ranks #870 out of 1044 companies in the Banks industry, placing it in the top 83.3%.
Is New Peoples Bankshares' Median PS Value too high?
New Peoples Bankshares' current Median PS Value of $2.73 is 131% above median its 10-year median of 1.18. Over the past 10 years, this metric has ranged from a low of 1.06 to a high of 1.65. The Banks industry median Median PS Value is 1.13. New Peoples Bankshares' value of $2.73 is 141.6% above this industry median. Based on the distribution chart, New Peoples Bankshares ranks #870 out of 1044 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, New Peoples Bankshares has a GF Score™ of 62/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does New Peoples Bankshares' Median PS Value compare to PFBX and SFBC?
According to the Banks industry distribution chart, New Peoples Bankshares ranks #870 out of 1044 companies for Median PS Value. This places New Peoples Bankshares in the lower half of its industry. The industry median Median PS Value is 1.13. New Peoples Bankshares' value of $2.73 is 141.6% above this benchmark. Historically, New Peoples Bankshares' own Median PS Value has ranged from 1.06 to 1.65 over the past decade. While the company's 10-year median is 1.18 vs. the industry median of 1.13, New Peoples Bankshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.13, based on 1,044 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. New Peoples Bankshares's current Median PS Value of $2.73 is 141.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on New Peoples Bankshares and its competitors. For the Banks industry, the median Median PS Value is 1.13 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. New Peoples Bankshares's current Median PS Value is $2.73, which is 131% above median its own 10-year median of 1.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is New Peoples Bankshares stock overvalued right now?
Based on GuruFocus' analysis, New Peoples Bankshares (NWPP) is currently considered Significantly Overvalued. The stock's GF Value™ is $3.31, compared to a current price of $4.50 — trading 36% above its estimated fair value. The current Median PS Value is $2.73, which is 131% above median its 10-year median of 1.18 and 141.6% above the Banks industry median of 1.13. New Peoples Bankshares' overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For New Peoples Bankshares (NWPP), the current Median PS Value is $2.73 as of Aug. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is New Peoples Bankshares (NWPP) Overvalued in 2026?
Based on GuruFocus' analysis, New Peoples Bankshares stock appears to be overvalued.
The current stock price of $4.50 is trading 36% above its estimated GF Value™ of $3.31.
GuruFocus considers New Peoples Bankshares to be Significantly Overvalued.
Key valuation signals for NWPP:
Median PS Value: $2.73 (131% above median its 10-year median of 1.18)
GF Value™: $3.31 vs. price of $4.50 (36% above fair value)
Industry Position: 141.6% above the Banks median (#870 of 1044)
No single metric tells the full story. See the NWPP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
New Peoples Bankshares Inc is a bank holding company for New Peoples Bank. The Bank offers a range of banking & related financial services focused on serving individuals, small to medium-sized businesses, and the professional community. Its main banking services include personal banking, business banking, and financial services. These services include commercial and consumer loans, along with traditional deposit products such as checking and savings accounts. Its banking products comprise checking, savings, deposit accounts, commercial loans, consumer loans, and real estate loans. The Company's revenue is derived from the business of banking.
62GF Score
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