NWPP (New Peoples Bankshares) Long-Term Capital Lease Obligation: $2.88 Mil (As of Mar. 2026)


NWPP New Peoples Bankshares Inc NWPP
64 GF Score
Price $4.25
GF Value $3.29
Valuation Modestly Overvalued
! 3 Warning Signs
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What is New Peoples Bankshares Long-Term Capital Lease Obligation?

New Peoples Bankshares NWPP 64 Long-Term Capital Lease Obligation is $2.88 Mil as of Mar. 2026. GuruFocus rates NWPP with a GF Score™ of 64/100 and a GF Value™ of $3.29 (Modestly Overvalued). The stock has 3 warning signs investors should review.

New Peoples Bankshares's Long-Term Capital Lease Obligation for the quarter that ended in Mar. 2026 was $2.88 Mil.

New Peoples Bankshares's quarterly Long-Term Capital Lease Obligation declined from Sep. 2025 ($3.12 Mil) to Dec. 2025 ($3.00 Mil) and declined from Dec. 2025 ($3.00 Mil) to Mar. 2026 ($2.88 Mil).

New Peoples Bankshares's annual Long-Term Capital Lease Obligation declined from Dec. 2023 ($3.85 Mil) to Dec. 2024 ($3.41 Mil) and declined from Dec. 2024 ($3.41 Mil) to Dec. 2025 ($3.00 Mil).

New Peoples Bankshares  (OTCPK:NWPP) Long-Term Capital Lease Obligation Explanation

Long-Term Capital Lease Obligation are the amount due for long-term asset lease agreements that are nearly equivalent to asset purchases. Capital lease obligations are installment payments that constitute a payment of principal plus interest for the capital lease. The Short-Term Capital Lease Obligation is the portion of a Long-Term Capital Lease Obligation that is due over the next year.

Under US Generally Accepted Accounting Principles (GAAP), a capital lease is essentially equivalent to a purchase by the lessee if it meets the following criteria:

1. Ownership of the asset is transferred to the lessee at the end of the lease term;
2. The lease contains a bargain purchase option to buy the equipment at less than fair market value;
3. The lease term equals or exceeds 75% of the asset's estimated useful life;
4. The present value of the lease payments equals or exceeds 90% of the total original cost of the equipment.

New Peoples Bankshares Long-Term Capital Lease Obligation Related Terms

New Peoples Bankshares Long-Term Capital Lease Obligation Historical Data

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The historical data trend for New Peoples Bankshares's Long-Term Capital Lease Obligation can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

New Peoples Bankshares Long-Term Capital Lease Obligation Chart

New Peoples Bankshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Capital Lease Obligation
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.06 3.73 3.85 3.41 3.00

New Peoples Bankshares Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Long-Term Capital Lease Obligation Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.35 3.23 3.12 3.00 2.88
NWPP
64GF Score
New Peoples Bankshares Inc NWPP
Long-Term Capital Lease Obligation is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Long-Term Capital Lease Obligation of $2.88 Mil mean?
New Peoples Bankshares (NWPP) has a Long-Term Capital Lease Obligation of $2.88 Mil as of Mar. 2026. Capital leases are leases where a finance company is typically the legal owner of the asset during the lease term. View historical data on New Peoples Bankshares and its competitors.
Is New Peoples Bankshares' Long-Term Capital Lease Obligation too high?
New Peoples Bankshares' current Long-Term Capital Lease Obligation is $2.88 Mil. Overall, New Peoples Bankshares has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does New Peoples Bankshares' Long-Term Capital Lease Obligation compare to CNBB and BYLB?
New Peoples Bankshares' Long-Term Capital Lease Obligation of $2.88 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Capital Lease Obligation for a Banks company?
A good Long-Term Capital Lease Obligation depends on the Banks industry context. However, Long-Term Capital Lease Obligation should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Capital Lease Obligation mean?
A high Long-Term Capital Lease Obligation can signal that a stock is expensive relative to its fundamentals. Capital leases are leases where a finance company is typically the legal owner of the asset during the lease term. View historical data on New Peoples Bankshares and its competitors. New Peoples Bankshares's current Long-Term Capital Lease Obligation is $2.88 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is New Peoples Bankshares stock overvalued right now?
Based on GuruFocus' analysis, New Peoples Bankshares (NWPP) is currently considered Modestly Overvalued. The stock's GF Value™ is $3.29, compared to a current price of $4.25 — trading 29.2% above its estimated fair value. The current Long-Term Capital Lease Obligation is $2.88 Mil. New Peoples Bankshares' overall GF Score™ is 64/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Capital Lease Obligation calculated?
Long-Term Capital Lease Obligation is calculated from a company's financial statements. For New Peoples Bankshares (NWPP), the current Long-Term Capital Lease Obligation is $2.88 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is New Peoples Bankshares (NWPP) Overvalued in 2026?

Based on GuruFocus' analysis, New Peoples Bankshares stock appears to be overvalued. The current stock price of $4.25 is trading 29.2% above its estimated GF Value™ of $3.29. GuruFocus considers New Peoples Bankshares to be Modestly Overvalued.

Key valuation signals for NWPP:

  • Long-Term Capital Lease Obligation: $2.88 Mil
  • GF Value™: $3.29 vs. price of $4.25 (29.2% above fair value)
  • GF Score™: 64/100 with 3 warning signs

No single metric tells the full story. See the NWPP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

New Peoples Bankshares Business Description

Address 67 Commerce Drive, Honaker, VA, USA, 24260
New Peoples Bankshares Inc is a bank holding company for New Peoples Bank. The Bank offers a range of banking & related financial services focused on serving individuals, small to medium-sized businesses, and the professional community. Its main banking services include personal banking, business banking, and financial services. These services include commercial and consumer loans, along with traditional deposit products such as checking and savings accounts. Its banking products comprise checking, savings, deposit accounts, commercial loans, consumer loans, and real estate loans. The Company's revenue is derived from the business of banking.
64GF Score

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Long-Term Capital Lease Obligation is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$4.25
Price
$3.29
GF Value