NWPP (New Peoples Bankshares) Book Value per Share: $3.53 (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NWPP New Peoples Bankshares Inc NWPP
62 GF Score
Price $4.50
GF Value $3.31
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is New Peoples Bankshares Book Value per Share?

New Peoples Bankshares NWPP +0.22% 62 Book Value per Share is $3.53 as of Mar. 2026. GuruFocus rates NWPP with a GF Score™ of 62/100 and a GF Value™ of $3.31 (Significantly Overvalued). The stock has 5 warning signs investors should review.

New Peoples Bankshares's book value per share for the quarter that ended in Mar. 2026 was $3.53.

During the past 12 months, New Peoples Bankshares's average Book Value Per Share Growth Rate was 14.80% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 13.60% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 6.90% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 5.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the book value growth rate using book value per share data.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of New Peoples Bankshares was 13.60% per year. The lowest was -26.80% per year. And the median was 3.25% per year.

New Peoples Bankshares's current price is $4.50. Its book value per share for the quarter that ended in Mar. 2026 was $3.53. Hence, today's PB Ratio of New Peoples Bankshares is 1.28.

During the past 13 years, the highest P/B Ratio of New Peoples Bankshares was 1.28. The lowest was 0.60. And the median was 0.91.

Warning Sign:

New Peoples Bankshares Inc stock PB Ratio (=1.28) is close to 10-year high of 1.28.


New Peoples Bankshares  (OTCPK:NWPP) Book Value per Share Explanation

Usually a company's book value and Tangible Book per Share may not reflect its true value. The assets may be carried on the balance sheets at the original cost minus depreciation. This may underestimate the true economic values of the assets. It also may over-estimate their true economic value because the assets can become obsolete.

For financial companies such as banks and insurance companies, their assets may be reported in current market value of the assets owned. Book values of financial companies are more accurate indicator of the economic value of the company.


New Peoples Bankshares Book Value per Share Related Terms


New Peoples Bankshares Book Value per Share Historical Data

* Premium members only.

The historical data trend for New Peoples Bankshares's Book Value per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

New Peoples Bankshares Book Value per Share Chart

New Peoples Bankshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Book Value per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.66 2.40 2.73 2.99 3.52

New Peoples Bankshares Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Book Value per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.07 3.17 3.37 3.52 3.53

NWPP vs PFBX, SFBC, TYBT: Book Value per Share Comparison

For the Banks - Regional subindustry, New Peoples Bankshares's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


New Peoples Bankshares PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, New Peoples Bankshares's PB Ratio distribution charts can be found below:

* The bar in red indicates where New Peoples Bankshares's PB Ratio falls into.


NWPP
62GF Score
New Peoples Bankshares Inc NWPP
Book Value per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

New Peoples Bankshares Book Value per Share Calculation

New Peoples Bankshares's Book Value Per Share for the fiscal year that ended in Dec. 2025 is calculated as:

Book Value Per Share=(Total Stockholders Equity-Preferred Stock)/Shares Outstanding (EOP)
=(82.86-0.00)/23.57
=3.52

New Peoples Bankshares's Book Value Per Share for the quarter that ended in Mar. 2026 is calculated as:

Book Value Per Share=(Total Stockholders Equity-Preferred Stock)/Shares Outstanding (EOP)
=(83.12-0.00)/23.56
=3.53

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Theoretically it is what the shareholders will receive if the company is liquidated. Total Stockholders Equity is a balance sheet item and equal to Total Assets less Total Liabilities of the company.

Book value may include intangible items which may come from the company's past acquisitions. Book value less intangibles is called Tangible Book.

Frequently Asked Questions Learn more about Book Value per Share →
What does a Book Value per Share of $3.53 mean?
New Peoples Bankshares (NWPP) has a Book Value per Share of $3.53 as of Mar. 2026. Book value per share gives the per-share value of a company's stockholder equity. View historical data on New Peoples Bankshares and its competitors.
Is New Peoples Bankshares' Book Value per Share too high?
New Peoples Bankshares' current Book Value per Share is $3.53. Overall, New Peoples Bankshares has a GF Score™ of 62/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does New Peoples Bankshares' Book Value per Share compare to PFBX and SFBC?
New Peoples Bankshares' Book Value per Share of $3.53 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Book Value per Share for a Banks company?
A good Book Value per Share depends on the Banks industry context. However, Book Value per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Book Value per Share mean?
A high Book Value per Share can signal that a stock is expensive relative to its fundamentals. Book value per share gives the per-share value of a company's stockholder equity. View historical data on New Peoples Bankshares and its competitors. New Peoples Bankshares's current Book Value per Share is $3.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is New Peoples Bankshares stock overvalued right now?
Based on GuruFocus' analysis, New Peoples Bankshares (NWPP) is currently considered Significantly Overvalued. The stock's GF Value™ is $3.31, compared to a current price of $4.50 — trading 36% above its estimated fair value. The current Book Value per Share is $3.53. New Peoples Bankshares' overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Book Value per Share calculated?
Book Value per Share is calculated from a company's financial statements. For New Peoples Bankshares (NWPP), the current Book Value per Share is $3.53 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is New Peoples Bankshares (NWPP) Overvalued in 2026?

Based on GuruFocus' analysis, New Peoples Bankshares stock appears to be overvalued. The current stock price of $4.50 is trading 36% above its estimated GF Value™ of $3.31. GuruFocus considers New Peoples Bankshares to be Significantly Overvalued.

Key valuation signals for NWPP:

  • Book Value per Share: $3.53
  • GF Value™: $3.31 vs. price of $4.50 (36% above fair value)
  • GF Score™: 62/100 with 5 warning signs

No single metric tells the full story. See the NWPP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


New Peoples Bankshares Business Description

Address 67 Commerce Drive, Honaker, VA, USA, 24260
New Peoples Bankshares Inc is a bank holding company for New Peoples Bank. The Bank offers a range of banking & related financial services focused on serving individuals, small to medium-sized businesses, and the professional community. Its main banking services include personal banking, business banking, and financial services. These services include commercial and consumer loans, along with traditional deposit products such as checking and savings accounts. Its banking products comprise checking, savings, deposit accounts, commercial loans, consumer loans, and real estate loans. The Company's revenue is derived from the business of banking.
62GF Score

Get the complete analysis for NWPP

Book Value per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$4.50
Price
$3.31
GF Value