Union Bank Of The Philippines's quarterly Beginning Cash Position
increased
from Sep. 2025 (₱100,878 Mil) to Dec. 2025 (₱124,906 Mil) and
increased
from Dec. 2025 (₱124,906 Mil) to Mar. 2026 (₱128,705 Mil).
Union Bank Of The Philippines's annual Beginning Cash Position
declined
from Dec. 2023 (₱174,296 Mil) to Dec. 2024 (₱145,757 Mil) and
declined
from Dec. 2024 (₱145,757 Mil) to Dec. 2025 (₱128,060 Mil).
Union Bank Of The Philippines Beginning Cash Position Related Terms
Union Bank Of The Philippines Beginning Cash Position Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Union Bank Of The Philippines Beginning Cash Position Chart
What does a Beginning Cash Position of ₱128,705 Mil mean?
Union Bank Of The Philippines (PHS:UBP) has a Beginning Cash Position of ₱128,705 Mil as of Mar. 2026. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on Union Bank Of The Philippines and its competitors.
Is Union Bank Of The Philippines' Beginning Cash Position too high?
Union Bank Of The Philippines' current Beginning Cash Position is ₱128,705 Mil. Overall, Union Bank Of The Philippines has a GF Score™ of 83/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Union Bank Of The Philippines' Beginning Cash Position compare to competitors?
Union Bank Of The Philippines' Beginning Cash Position of ₱128,705 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Beginning Cash Position for a Banks company?
A good Beginning Cash Position depends on the Banks industry context. However, Beginning Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Beginning Cash Position mean?
A high Beginning Cash Position can signal that a stock is expensive relative to its fundamentals. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on Union Bank Of The Philippines and its competitors. Union Bank Of The Philippines's current Beginning Cash Position is ₱128,705 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Union Bank Of The Philippines stock overvalued right now?
Based on GuruFocus' analysis, Union Bank Of The Philippines (PHS:UBP) is currently considered Significantly Undervalued. The stock's GF Value™ is ₱37.76, compared to a current price of ₱23.70 — trading 37.2% below its estimated fair value. The current Beginning Cash Position is ₱128,705 Mil. Union Bank Of The Philippines' overall GF Score™ is 83/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Beginning Cash Position calculated?
Beginning Cash Position is calculated from a company's financial statements. For Union Bank Of The Philippines (PHS:UBP), the current Beginning Cash Position is ₱128,705 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Union Bank Of The Philippines (PHS:UBP) Overvalued in 2026?
Based on GuruFocus' analysis, Union Bank Of The Philippines stock appears to be undervalued.
The current stock price of ₱23.70 is trading 37.2% below its estimated GF Value™ of ₱37.76.
GuruFocus considers Union Bank Of The Philippines to be Significantly Undervalued.
Key valuation signals for PHS:UBP:
Beginning Cash Position: ₱128,705 Mil
GF Value™: ₱37.76 vs. price of ₱23.70 (37.2% below fair value)
No single metric tells the full story. See the PHS:UBP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Union Bank Of The Philippines Business Description
Union Bank Of The Philippines Inc is a company that provides commercial banking products and services. It offers loans and deposits, cash management, retail banking, foreign exchange, capital markets, corporate and consumer finance, investment management, and trust banking. The group's main operating business segments are Consumer Banking, Institutional Banking, Mass Market/Digital Banking, Trust and Insurance, Treasury Banking, and Headquarters. The majority share of groups revenue is generated from the Consumer Banking business segment, which principally handles individual customers' deposits and provides consumer-type loans, such as automobiles and mortgage financing, credit card facilities, and funds transfer facilities.
83GF Score
Get the complete analysis for PHS:UBP
Beginning Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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