Cash from financing is the cash generated/spent from financial activities such as share issuance (buy back), debt issuance (repayment), and dividends paid to preferred and common stockholders.
For the
three
months ended in Mar. 2026,
Union Bank Of The Philippines paid₱0 Mil more to buy back shares than it received from issuing new shares.
It spent₱940 Mil paying down its debt.
It paid₱0 Mil more to buy back preferred shares than it received from issuing preferred shares.
It spent₱3,316 Mil paying cash dividends to shareholders.
It spent₱93 Mil on other financial activities.
In all, Union Bank Of The Philippinesspent₱4,349 Mil on financial activities for the
three
months ended in Mar. 2026.
Union Bank Of The Philippines (PHS:UBP) Cash Flow from Financing Explanation
Cash from financing contains six items:
1. Issuance of Stock:
A company may raise cash from issuing new shares. Issuance of stock represents the cash inflow from offering common stock, which is the additional capital contribution to the entity during the period.
Union Bank Of The Philippines's issuance of stock for the
three
months ended in Mar. 2026 was ₱0 Mil.
2. Repurchase of Stock:
A company may raise cash from issuing new shares. It can also use cash to buy back shares. Repurchase of stock represents the cash outflow to reacquire common stock during the period.
Union Bank Of The Philippines's repurchase of stock for the
three
months ended in Mar. 2026 was ₱0 Mil.
3. Net Issuance of Debt:
Net issuance of debt is the cash a company received or spent through debt related activities such as debt issuance or debt repayment. If a company pays down its debt during the period, this number will be negative. If a company issued more debt, it receives cash and this number is positive.
Union Bank Of The Philippines's net issuance of debt for the
three
months ended in Mar. 2026 was ₱-940 Mil.
Union Bank Of The Philippines spent₱940 Mil paying down its debt.
4. Net Issuance of Preferred Stock:
A company may raise cash from issuing new preferred shares. It can also use cash to buy back preferred shares. If this number is positive, it means that the company has received more cash from issuing preferred shares than it has paid to buy back preferred shares. If this number is negative, it means that company has paid more cash to buy back preferred shares than it has received for issuing preferred shares.
Union Bank Of The Philippines's net issuance of preferred for the
three
months ended in Mar. 2026 was ₱0 Mil.
Union Bank Of The Philippines paid₱0 Mil more to buy back preferred shares than it received from issuing preferred shares.
5. Cash Flow for Dividends:
Cash flow for dividends refers to the payment of cash to shareholders as dividends when the company generates income.
Union Bank Of The Philippines's cash flow for dividends for the
three
months ended in Mar. 2026 was ₱-3,316 Mil.
Union Bank Of The Philippines spent₱3,316 Mil paying cash dividends to shareholders.
6. Other Financing:
Money spent or earned by company from other financial activities.
Union Bank Of The Philippines's other financing for the
three
months ended in Mar. 2026 was ₱-93 Mil.
Union Bank Of The Philippines spent₱93 Mil on other financial activities.
Union Bank Of The Philippines Cash Flow from Financing Related Terms
Union Bank Of The Philippines Cash Flow from Financing Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Union Bank Of The Philippines Cash Flow from Financing Chart
Union Bank Of The Philippines Cash Flow from Financing Calculation
This is the cash generated/spent from financial activities such as share issuance (buy back), debt issuance (repayment), and dividends paid to preferred and common stockholders. In the calculation of free cash flow, cash from financing is not calculated because it is not related to operating activities.
Cash Flow from Financing for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₱-67,512 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Cash Flow from Financing of ₱-67,512 Mil mean?
Union Bank Of The Philippines (PHS:UBP) has a Cash Flow from Financing of ₱-67,512 Mil as of Mar. 2026. Cash Flow from Financing is the amount of cash earned or paid from financing operations. View historical data for Union Bank Of The Philippines and its competitors.
Is Union Bank Of The Philippines' Cash Flow from Financing too high?
Union Bank Of The Philippines' current Cash Flow from Financing is ₱-67,512 Mil. Overall, Union Bank Of The Philippines has a GF Score™ of 75/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Union Bank Of The Philippines' Cash Flow from Financing compare to competitors?
Union Bank Of The Philippines' Cash Flow from Financing of ₱-67,512 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Flow from Financing for a Banks company?
A good Cash Flow from Financing depends on the Banks industry context. However, Cash Flow from Financing should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Flow from Financing mean?
A high Cash Flow from Financing can signal that a stock is expensive relative to its fundamentals. Cash Flow from Financing is the amount of cash earned or paid from financing operations. View historical data for Union Bank Of The Philippines and its competitors. Union Bank Of The Philippines's current Cash Flow from Financing is ₱-67,512 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Union Bank Of The Philippines stock overvalued right now?
Based on GuruFocus' analysis, Union Bank Of The Philippines (PHS:UBP) is currently considered Significantly Undervalued. The stock's GF Value™ is ₱37.78, compared to a current price of ₱24.30 — trading 35.7% below its estimated fair value. The current Cash Flow from Financing is ₱-67,512 Mil. Union Bank Of The Philippines' overall GF Score™ is 75/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Flow from Financing calculated?
Cash Flow from Financing is calculated from a company's financial statements. For Union Bank Of The Philippines (PHS:UBP), the current Cash Flow from Financing is ₱-67,512 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Union Bank Of The Philippines (PHS:UBP) Overvalued in 2026?
Based on GuruFocus' analysis, Union Bank Of The Philippines stock appears to be undervalued.
The current stock price of ₱24.30 is trading 35.7% below its estimated GF Value™ of ₱37.78.
GuruFocus considers Union Bank Of The Philippines to be Significantly Undervalued.
Key valuation signals for PHS:UBP:
Cash Flow from Financing: ₱-67,512 Mil
GF Value™: ₱37.78 vs. price of ₱24.30 (35.7% below fair value)
No single metric tells the full story. See the PHS:UBP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Union Bank Of The Philippines Business Description
Union Bank Of The Philippines Inc is a company that provides commercial banking products and services. It offers loans and deposits, cash management, retail banking, foreign exchange, capital markets, corporate and consumer finance, investment management, and trust banking. The group's main operating business segments are Consumer Banking, Institutional Banking, Mass Market/Digital Banking, Trust and Insurance, Treasury Banking, and Headquarters. The majority share of groups revenue is generated from the Consumer Banking business segment, which principally handles individual customers' deposits and provides consumer-type loans, such as automobiles and mortgage financing, credit card facilities, and funds transfer facilities.
75GF Score
Get the complete analysis for PHS:UBP
Cash Flow from Financing is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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