Union Bank Of The Philippines (PHS:UBP) Revenue: ₱81,846 Mil (TTM As of Mar. 2026)


PHS:UBP Union Bank Of The Philippines Inc PHS:UBP
77 GF Score
Price ₱24.15
GF Value ₱37.70
Valuation Significantly Undervalued
! 1 Warning Sign
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What is Union Bank Of The Philippines Revenue?

Union Bank Of The Philippines PHS:UBP -1.02% 77 Revenue is ₱81,846 Mil as of Mar. 2026. GuruFocus rates PHS:UBP with a GF Score™ of 77/100 and a GF Value™ of ₱37.70 (Significantly Undervalued). The stock has 1 warning sign investors should review.

Union Bank Of The Philippines's revenue for the three months ended in Mar. 2026 was ₱21,732 Mil. Its revenue for the trailing twelve months (TTM) ended in Mar. 2026 was ₱81,846 Mil. Union Bank Of The Philippines's Revenue per Share for the three months ended in Mar. 2026 was ₱6.55. Its Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was ₱24.68.

Good Sign:

Union Bank Of The Philippines Inc has shown predictable revenue and earnings growth.

During the past 12 months, the average Revenue per Share Growth Rate of Union Bank Of The Philippines was 7.50% per year. During the past 3 years, the average Revenue per Share Growth Rate was 6.70% per year. During the past 5 years, the average Revenue per Share Growth Rate was 1.50% per year. During the past 10 years, the average Revenue per Share Growth Rate was 11.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get other companies' revenue growth rate using Revenue per Share data.

During the past 13 years, Union Bank Of The Philippines's highest 3-Year average Revenue per Share Growth Rate was 42.40% per year. The lowest was -12.80% per year. And the median was 9.40% per year.


Union Bank Of The Philippines  (PHS:UBP) Revenue Explanation

In ranking the predictability, companies with more consistent revenue and earnings growth are ranked high with predictability.

Peter Lynch categorized companies according to their revenue growth:


Slow Grower: Inflation < 10-Year Revenue Growth Rate < 10%:
Stalwart: 10% < 10-Year Revenue Growth Rate < 20%:
Fast Grower: 10-Year Revenue Growth Rate > 20%:

His favorite companies are stalwart, those growing between 10-20% a year.

Companies in cyclical industries may see their revenue fluctuate wildly in good years and bad years.


Be Aware

Revenue can be manipulated by changing the way how revenue is booked. Companies may book sales before the payment is received, or before the revenue is fully earned. These will be added to balance sheet items such as account payable or account receivables.


Union Bank Of The Philippines Revenue Related Terms


Union Bank Of The Philippines Revenue Historical Data

* Premium members only.

The historical data trend for Union Bank Of The Philippines's Revenue can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Union Bank Of The Philippines Revenue Chart

Union Bank Of The Philippines Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Revenue
Get a 7-Day Free Trial Premium Member Only Premium Member Only 44,067.61 50,317.30 67,758.80 74,657.01 79,556.03

Union Bank Of The Philippines Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Revenue Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 19,442.03 20,304.15 20,716.34 19,093.51 21,732.17

Union Bank Of The Philippines Revenue Competitor Comparison

For the Banks - Regional subindustry, Union Bank Of The Philippines's Revenue, along with its competitors' market caps and Revenue data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Union Bank Of The Philippines Revenue vs Banks Industry

For the Banks industry and Financial Services sector, Union Bank Of The Philippines's Revenue distribution charts can be found below:

* The bar in red indicates where Union Bank Of The Philippines's Revenue falls into.


PHS:UBP
77GF Score
Union Bank Of The Philippines Inc PHS:UBP
Revenue is just one metric. See GF Score™, valuation, warning signs, and more.
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Union Bank Of The Philippines Revenue Calculation

Also referred as sales, revenue is income that a company receives from its normal business activities, usually from the sale of goods and services to customers. Revenue is often referred to as the "top line" due to its position on the income statement at the very top.

Revenue for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₱81,846 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Revenue →
What does a Revenue of ₱81,846 Mil mean?
Union Bank Of The Philippines (PHS:UBP) has a Revenue of ₱81,846 Mil as of Mar. 2026. Revenue is the total amount a company generates as sales through its operations. View historical data on Union Bank Of The Philippines and its competitors.
Is Union Bank Of The Philippines' Revenue too high?
Union Bank Of The Philippines' current Revenue is ₱81,846 Mil. Overall, Union Bank Of The Philippines has a GF Score™ of 77/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Union Bank Of The Philippines' Revenue compare to competitors?
Union Bank Of The Philippines' Revenue of ₱81,846 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Revenue for a Banks company?
A good Revenue depends on the Banks industry context. However, Revenue should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Revenue mean?
A high Revenue can signal that a stock is expensive relative to its fundamentals. Revenue is the total amount a company generates as sales through its operations. View historical data on Union Bank Of The Philippines and its competitors. Union Bank Of The Philippines's current Revenue is ₱81,846 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Union Bank Of The Philippines stock overvalued right now?
Based on GuruFocus' analysis, Union Bank Of The Philippines (PHS:UBP) is currently considered Significantly Undervalued. The stock's GF Value™ is ₱37.70, compared to a current price of ₱24.15 — trading 35.9% below its estimated fair value. The current Revenue is ₱81,846 Mil. Union Bank Of The Philippines' overall GF Score™ is 77/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Revenue calculated?
Revenue is calculated from a company's financial statements. For Union Bank Of The Philippines (PHS:UBP), the current Revenue is ₱81,846 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Union Bank Of The Philippines (PHS:UBP) Overvalued in 2026?

Based on GuruFocus' analysis, Union Bank Of The Philippines stock appears to be undervalued. The current stock price of ₱24.15 is trading 35.9% below its estimated GF Value™ of ₱37.70. GuruFocus considers Union Bank Of The Philippines to be Significantly Undervalued.

Key valuation signals for PHS:UBP:

  • Revenue: ₱81,846 Mil
  • GF Value™: ₱37.70 vs. price of ₱24.15 (35.9% below fair value)
  • GF Score™: 77/100 with 1 warning sign

No single metric tells the full story. See the PHS:UBP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Union Bank Of The Philippines Business Description

Address Meralco Avenue corner Onyx and Sapphire Roads, UnionBank Plaza, Ortigas Center, Pasig, PHL, 1605
Union Bank Of The Philippines Inc is a company that provides commercial banking products and services. It offers loans and deposits, cash management, retail banking, foreign exchange, capital markets, corporate and consumer finance, investment management, and trust banking. The group's main operating business segments are Consumer Banking, Institutional Banking, Mass Market/Digital Banking, Trust and Insurance, Treasury Banking, and Headquarters. The majority share of groups revenue is generated from the Consumer Banking business segment, which principally handles individual customers' deposits and provides consumer-type loans, such as automobiles and mortgage financing, credit card facilities, and funds transfer facilities.
77GF Score

Get the complete analysis for PHS:UBP

Revenue is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱24.15
Price
₱37.70
GF Value