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Union Bank Of The Philippines's quarterly Ending Cash Position
declined
from Dec. 2025 (₱128,705 Mil) to Mar. 2026 (₱121,087 Mil) and
declined
from Mar. 2026 (₱121,087 Mil) to Jun. 2026 (₱99,449 Mil).
Union Bank Of The Philippines's annual Ending Cash Position
declined
from Dec. 2023 (₱145,757 Mil) to Dec. 2024 (₱128,060 Mil) but then
increased
from Dec. 2024 (₱128,060 Mil) to Dec. 2025 (₱128,705 Mil).
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Union Bank Of The Philippines Ending Cash Position Chart
Union Bank Of The Philippines Ending Cash Position Calculation
Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. It is equal to the Beginning Cash Position plus the Net Change in Cash.
What does a Ending Cash Position of ₱99,449 Mil mean?
Union Bank Of The Philippines (PHS:UBP) has a Ending Cash Position of ₱99,449 Mil as of Jun. 2026. Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. View historical data on Union Bank Of The Philippines and its competitors.
Is Union Bank Of The Philippines' Ending Cash Position too high?
Union Bank Of The Philippines' current Ending Cash Position is ₱99,449 Mil. Overall, Union Bank Of The Philippines has a GF Score™ of 75/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Union Bank Of The Philippines' Ending Cash Position compare to competitors?
Union Bank Of The Philippines' Ending Cash Position of ₱99,449 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Ending Cash Position for a Banks company?
A good Ending Cash Position depends on the Banks industry context. However, Ending Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Ending Cash Position mean?
A high Ending Cash Position can signal that a stock is expensive relative to its fundamentals. Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. View historical data on Union Bank Of The Philippines and its competitors. Union Bank Of The Philippines's current Ending Cash Position is ₱99,449 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Union Bank Of The Philippines stock overvalued right now?
Based on GuruFocus' analysis, Union Bank Of The Philippines (PHS:UBP) is currently considered Significantly Undervalued. The stock's GF Value™ is ₱37.08, compared to a current price of ₱24.60 — trading 33.7% below its estimated fair value. The current Ending Cash Position is ₱99,449 Mil. Union Bank Of The Philippines' overall GF Score™ is 75/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Ending Cash Position calculated?
Ending Cash Position is calculated from a company's financial statements. For Union Bank Of The Philippines (PHS:UBP), the current Ending Cash Position is ₱99,449 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Union Bank Of The Philippines (PHS:UBP) Overvalued in 2026?
Based on GuruFocus' analysis, Union Bank Of The Philippines stock appears to be undervalued.
The current stock price of ₱24.60 is trading 33.7% below its estimated GF Value™ of ₱37.08.
GuruFocus considers Union Bank Of The Philippines to be Significantly Undervalued.
Key valuation signals for PHS:UBP:
Ending Cash Position: ₱99,449 Mil
GF Value™: ₱37.08 vs. price of ₱24.60 (33.7% below fair value)
No single metric tells the full story. See the PHS:UBP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Union Bank Of The Philippines Inc is a company that provides commercial banking products and services. It offers loans and deposits, cash management, retail banking, foreign exchange, capital markets, corporate and consumer finance, investment management, and trust banking. The group's main operating business segments are Consumer Banking, Institutional Banking, Mass Market/Digital Banking, Trust and Insurance, Treasury Banking, and Headquarters. The majority share of groups revenue is generated from the Consumer Banking business segment, which principally handles individual customers' deposits and provides consumer-type loans, such as automobiles and mortgage financing, credit card facilities, and funds transfer facilities.
75GF Score
Get the complete analysis for PHS:UBP
Ending Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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