Union Bank Of The Philippines (PHS:UBP) Change In Receivables: ₱0 Mil (TTM As of Mar. 2026)


PHS:UBP Union Bank Of The Philippines Inc PHS:UBP
78 GF Score
Price ₱24.00
GF Value ₱37.87
Valuation Significantly Undervalued
! 1 Warning Sign
View Full Analysis

What is Union Bank Of The Philippines Change In Receivables?

Union Bank Of The Philippines PHS:UBP +0.42% 78 Change In Receivables is ₱0 Mil as of Mar. 2026. GuruFocus rates PHS:UBP with a GF Score™ of 78/100 and a GF Value™ of ₱37.87 (Significantly Undervalued). The stock has 1 warning sign investors should review.

Union Bank Of The Philippines's change in receivables for the quarter that ended in Mar. 2026 was ₱0 Mil. It means Union Bank Of The Philippines's Accounts Receivable stayed the same from Dec. 2025 to Mar. 2026 .

Union Bank Of The Philippines's change in receivables for the fiscal year that ended in Dec. 2025 was ₱0 Mil. It means Union Bank Of The Philippines's Accounts Receivable stayed the same from Dec. 2024 to Dec. 2025 .

Union Bank Of The Philippines's Accounts Receivable for the quarter that ended in Mar. 2026 was ₱0 Mil.

Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed. Union Bank Of The Philippines's Days Sales Outstanding for the three months ended in Mar. 2026 was 0.00.

In Ben Graham's calculation of liquidation value, Apple Inc's Accounts Receivable are only considered to be worth 75% of book value. Union Bank Of The Philippines's liquidation value for the three months ended in Mar. 2026 was ₱-870,666 Mil.

Union Bank Of The Philippines  (PHS:UBP) Change In Receivables Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed.

Union Bank Of The Philippines's Days Sales Outstanding for the quarter that ended in Mar. 2026 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=0/21732.171*91
=0.00

2. In Ben Graham's calculation of liquidation value, Union Bank Of The Philippines's accounts receivable are only considered to be worth 75% of book value:

Union Bank Of The Philippines's liquidation value for the quarter that ended in Mar. 2026 is calculated as:

Liquidation Value
=Cash, Cash Equivalents, Marketable Securities-Total Liabilities+(0.75 * Accounts Receivable)+(0.5 * Total Inventories)
=104863.752-975529.907+0.75 * 0+0.5 * 0
=-870,666

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Union Bank Of The Philippines Change In Receivables Related Terms

Union Bank Of The Philippines Change In Receivables Historical Data

* Premium members only.

The historical data trend for Union Bank Of The Philippines's Change In Receivables can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Union Bank Of The Philippines Change In Receivables Chart

Union Bank Of The Philippines Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Change In Receivables
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Union Bank Of The Philippines Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Change In Receivables Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
PHS:UBP
78GF Score
Union Bank Of The Philippines Inc PHS:UBP
Change In Receivables is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Union Bank Of The Philippines Change In Receivables Calculation

Change In Accounts Receivable relative to the previous period. It is any increase or decrease in the cash a company is owed by its customers.

Change In Receivables for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₱0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Change In Receivables →
What does a Change In Receivables of ₱0 Mil mean?
Union Bank Of The Philippines (PHS:UBP) has a Change In Receivables of ₱0 Mil as of Mar. 2026. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Union Bank Of The Philippines and its competitors.
Is Union Bank Of The Philippines' Change In Receivables too high?
Union Bank Of The Philippines' current Change In Receivables is ₱0 Mil. Overall, Union Bank Of The Philippines has a GF Score™ of 78/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Union Bank Of The Philippines' Change In Receivables compare to competitors?
Union Bank Of The Philippines' Change In Receivables of ₱0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Change In Receivables for a Banks company?
A good Change In Receivables depends on the Banks industry context. However, Change In Receivables should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Change In Receivables mean?
A high Change In Receivables can signal that a stock is expensive relative to its fundamentals. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Union Bank Of The Philippines and its competitors. Union Bank Of The Philippines's current Change In Receivables is ₱0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Union Bank Of The Philippines stock overvalued right now?
Based on GuruFocus' analysis, Union Bank Of The Philippines (PHS:UBP) is currently considered Significantly Undervalued. The stock's GF Value™ is ₱37.87, compared to a current price of ₱24.00 — trading 36.6% below its estimated fair value. The current Change In Receivables is ₱0 Mil. Union Bank Of The Philippines' overall GF Score™ is 78/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Change In Receivables calculated?
Change In Receivables is calculated from a company's financial statements. For Union Bank Of The Philippines (PHS:UBP), the current Change In Receivables is ₱0 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Union Bank Of The Philippines (PHS:UBP) Overvalued in 2026?

Based on GuruFocus' analysis, Union Bank Of The Philippines stock appears to be undervalued. The current stock price of ₱24.00 is trading 36.6% below its estimated GF Value™ of ₱37.87. GuruFocus considers Union Bank Of The Philippines to be Significantly Undervalued.

Key valuation signals for PHS:UBP:

  • Change In Receivables: ₱0 Mil
  • GF Value™: ₱37.87 vs. price of ₱24.00 (36.6% below fair value)
  • GF Score™: 78/100 with 1 warning sign

No single metric tells the full story. See the PHS:UBP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Union Bank Of The Philippines Business Description

Address Meralco Avenue corner Onyx and Sapphire Roads, UnionBank Plaza, Ortigas Center, Pasig, PHL, 1605
Union Bank Of The Philippines Inc is a company that provides commercial banking products and services. It offers loans and deposits, cash management, retail banking, foreign exchange, capital markets, corporate and consumer finance, investment management, and trust banking. The group's main operating business segments are Consumer Banking, Institutional Banking, Mass Market/Digital Banking, Trust and Insurance, Treasury Banking, and Headquarters. The majority share of groups revenue is generated from the Consumer Banking business segment, which principally handles individual customers' deposits and provides consumer-type loans, such as automobiles and mortgage financing, credit card facilities, and funds transfer facilities.
78GF Score

Get the complete analysis for PHS:UBP

Change In Receivables is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱24.00
Price
₱37.87
GF Value