Union Bank Of The Philippines (PHS:UBP) Preferred Stock: ₱0 Mil (As of Mar. 2026)


PHS:UBP Union Bank Of The Philippines Inc PHS:UBP
77 GF Score
Price ₱24.15
GF Value ₱37.70
Valuation Significantly Undervalued
! 1 Warning Sign
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What is Union Bank Of The Philippines Preferred Stock?

Union Bank Of The Philippines PHS:UBP -1.02% 77 Preferred Stock is ₱0 Mil as of Mar. 2026. GuruFocus rates PHS:UBP with a GF Score™ of 77/100 and a GF Value™ of ₱37.70 (Significantly Undervalued). The stock has 1 warning sign investors should review.

Preferred stock is a special equity security that has properties of both equity and debt. Union Bank Of The Philippines's preferred stock for the quarter that ended in Mar. 2026 was ₱0 Mil.

The market value of preferred stock needs to be added to the market value of common stocks in the calculation of Enterprise Value. Union Bank Of The Philippines's Enterprise Value for the quarter that ended in Mar. 2026 was ₱14,820 Mil.

In the calculation of book value, the par value of preferred stocks needs to subtracted from total equity. Union Bank Of The Philippines's Book Value per Share for the quarter that ended in Mar. 2026 was ₱60.72.

Dividends paid to preferred stocks need to be subtracted from net income in the calculation of Earnings per Share (Diluted). Union Bank Of The Philippines's Earnings per Share (Diluted) for the three months ended in Mar. 2026 was ₱1.15.


Union Bank Of The Philippines  (PHS:UBP) Preferred Stock Explanation

When a company needs capital but does not wish to issue debt, they may sell preferred stocks to investors.

For instance, during the financial crisis of 2008, Goldman Sachs (GS) issued a combination of preferred stock and common stock options for $5 billion of capital to Warren Buffett’s Berkshire Hathaway (BRK.A)(BRK.B). In this deal, Berkshire Hathaway paid $5 billion for 10% cumulative perpetual preferred stock and warrants to buy 43.5 million shares of Goldman Sachs at $115 a share. Goldman Sachs bought back the preferred in 2010. Guess how much money Warren Buffett made in this deal in two years? Read How Much Did Warren Buffett’s Berkshire Hathaway (BRK.B) Make on Its Goldman Sachs (GS) Preferred Stock?

1. The market value of Preferred Stocks needs to be added to the market value of common stocks in the calculation of enterprise value.

Union Bank Of The Philippines's Enterprise Value for the quarter that ended in Mar. 2026 is calculated as

2. In the calculation of Book Value, the par value of Preferred Stocks needs to subtracted from total equity.

Union Bank Of The Philippines's Book Value per Share for the quarter that ended in Mar. 2026 is calculated as

3. Dividends paid to Preferred Stocks need to be subtracted from net income in the calculation of earnings per share.

Union Bank Of The Philippines's Earnings per Share (Diluted) (EPS) for the three months ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Union Bank Of The Philippines Preferred Stock Related Terms


Union Bank Of The Philippines Preferred Stock Historical Data

* Premium members only.

The historical data trend for Union Bank Of The Philippines's Preferred Stock can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Union Bank Of The Philippines Preferred Stock Chart

Union Bank Of The Philippines Annual Data
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Union Bank Of The Philippines Quarterly Data
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PHS:UBP
77GF Score
Union Bank Of The Philippines Inc PHS:UBP
Preferred Stock is just one metric. See GF Score™, valuation, warning signs, and more.
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Union Bank Of The Philippines Preferred Stock Calculation

Preferred Stock is a special equity security that has properties of both equity and debt. It is generally considered a hybrid instrument. Preferred stock is senior to common stock, but is subordinate to bonds in terms of claim or rights to their share of the assets of the company.

Preferred stock has priority over common stock in the payment of dividends and any payments received when a company liquidates.

Preferred stock comes in many forms. It can be:


Convertible or Non-Convertible
Cumulative or Non-Cumulative
Voting or Non-Voting
Callable or Non-Callable
Maturity Date or No Maturity Date

A preferred stock without a maturity date is called a perpetual preferred stock. These are relatively rare. A good example of perpetual preferred stock is the many series of Public Storage (PSA) preferred shares that trade on the New York Stock Exchange.

Before investing in preferred stock, it is important to know which of the above groups the stock belongs to. Is it convertible or non-convertible? Are dividends cumulative or non-cumulative?

It is also critical that an investor knows what bonds the company has in front of the preferred stock. Bondholders get paid first. So the decision to buy a preferred stock can be similar to the decision to buy a bond. But, remember, the preferred stock of a company with bonds is junior to those bonds.

Unless a preferred stock is convertible, the upside in a preferred stock investment is more limited than in a common stock investment. If a company doubles its earnings, it is usually under no more obligation to double the dividends paid to preferred shareholders than it is to double the interest paid to its bankers and bondholders.So preferred stock is very different from common stock.

Frequently Asked Questions Learn more about Preferred Stock →
What does a Preferred Stock of ₱0 Mil mean?
Union Bank Of The Philippines (PHS:UBP) has a Preferred Stock of ₱0 Mil as of Mar. 2026. Preferred Stock represents the par value of a company's preferred shares. View historical data on Union Bank Of The Philippines and its competitors.
Is Union Bank Of The Philippines' Preferred Stock too high?
Union Bank Of The Philippines' current Preferred Stock is ₱0 Mil. Overall, Union Bank Of The Philippines has a GF Score™ of 77/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Union Bank Of The Philippines' Preferred Stock compare to competitors?
Union Bank Of The Philippines' Preferred Stock of ₱0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Preferred Stock for a Banks company?
A good Preferred Stock depends on the Banks industry context. However, Preferred Stock should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Preferred Stock mean?
A high Preferred Stock can signal that a stock is expensive relative to its fundamentals. Preferred Stock represents the par value of a company's preferred shares. View historical data on Union Bank Of The Philippines and its competitors. Union Bank Of The Philippines's current Preferred Stock is ₱0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Union Bank Of The Philippines stock overvalued right now?
Based on GuruFocus' analysis, Union Bank Of The Philippines (PHS:UBP) is currently considered Significantly Undervalued. The stock's GF Value™ is ₱37.70, compared to a current price of ₱24.15 — trading 35.9% below its estimated fair value. The current Preferred Stock is ₱0 Mil. Union Bank Of The Philippines' overall GF Score™ is 77/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Preferred Stock calculated?
Preferred Stock is calculated from a company's financial statements. For Union Bank Of The Philippines (PHS:UBP), the current Preferred Stock is ₱0 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Union Bank Of The Philippines (PHS:UBP) Overvalued in 2026?

Based on GuruFocus' analysis, Union Bank Of The Philippines stock appears to be undervalued. The current stock price of ₱24.15 is trading 35.9% below its estimated GF Value™ of ₱37.70. GuruFocus considers Union Bank Of The Philippines to be Significantly Undervalued.

Key valuation signals for PHS:UBP:

  • Preferred Stock: ₱0 Mil
  • GF Value™: ₱37.70 vs. price of ₱24.15 (35.9% below fair value)
  • GF Score™: 77/100 with 1 warning sign

No single metric tells the full story. See the PHS:UBP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Union Bank Of The Philippines Business Description

Address Meralco Avenue corner Onyx and Sapphire Roads, UnionBank Plaza, Ortigas Center, Pasig, PHL, 1605
Union Bank Of The Philippines Inc is a company that provides commercial banking products and services. It offers loans and deposits, cash management, retail banking, foreign exchange, capital markets, corporate and consumer finance, investment management, and trust banking. The group's main operating business segments are Consumer Banking, Institutional Banking, Mass Market/Digital Banking, Trust and Insurance, Treasury Banking, and Headquarters. The majority share of groups revenue is generated from the Consumer Banking business segment, which principally handles individual customers' deposits and provides consumer-type loans, such as automobiles and mortgage financing, credit card facilities, and funds transfer facilities.
77GF Score

Get the complete analysis for PHS:UBP

Preferred Stock is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱24.15
Price
₱37.70
GF Value