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Union Bank Of The Philippines (PHS:UBP) Cyclically Adjusted PS Ratio : 1.75 (As of May. 22, 2025)


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What is Union Bank Of The Philippines Cyclically Adjusted PS Ratio?

As of today (2025-05-22), Union Bank Of The Philippines's current share price is ₱33.95. Union Bank Of The Philippines's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2025 was ₱19.45. Union Bank Of The Philippines's Cyclically Adjusted PS Ratio for today is 1.75.

The historical rank and industry rank for Union Bank Of The Philippines's Cyclically Adjusted PS Ratio or its related term are showing as below:

PHS:UBP' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 1.65   Med: 3.26   Max: 5.3
Current: 1.75

During the past years, Union Bank Of The Philippines's highest Cyclically Adjusted PS Ratio was 5.30. The lowest was 1.65. And the median was 3.26.

PHS:UBP's Cyclically Adjusted PS Ratio is ranked better than
73.99% of 1242 companies
in the Banks industry
Industry Median: 2.74 vs PHS:UBP: 1.75

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Union Bank Of The Philippines's adjusted revenue per share data for the three months ended in Mar. 2025 was ₱5.862. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is ₱19.45 for the trailing ten years ended in Mar. 2025.

Shiller PE for Stocks: The True Measure of Stock Valuation


Union Bank Of The Philippines Cyclically Adjusted PS Ratio Historical Data

The historical data trend for Union Bank Of The Philippines's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Union Bank Of The Philippines Cyclically Adjusted PS Ratio Chart

Union Bank Of The Philippines Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.16 4.72 4.07 2.86 1.91

Union Bank Of The Philippines Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.45 1.88 2.06 1.91 1.75

Competitive Comparison of Union Bank Of The Philippines's Cyclically Adjusted PS Ratio

For the Banks - Regional subindustry, Union Bank Of The Philippines's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Union Bank Of The Philippines's Cyclically Adjusted PS Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Union Bank Of The Philippines's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Union Bank Of The Philippines's Cyclically Adjusted PS Ratio falls into.


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Union Bank Of The Philippines Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Union Bank Of The Philippines's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=33.95/19.45
=1.75

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Union Bank Of The Philippines's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2025 is calculated as:

For example, Union Bank Of The Philippines's adjusted Revenue per Share data for the three months ended in Mar. 2025 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=5.862/134.9266*134.9266
=5.862

Current CPI (Mar. 2025) = 134.9266.

Union Bank Of The Philippines Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201506 2.125 100.684 2.848
201509 1.800 100.392 2.419
201512 2.634 99.792 3.561
201603 2.372 100.470 3.185
201606 2.677 101.688 3.552
201609 4.442 101.861 5.884
201612 2.877 101.863 3.811
201703 2.767 102.862 3.630
201706 2.922 103.349 3.815
201709 3.211 104.136 4.160
201712 3.112 104.011 4.037
201803 3.474 105.290 4.452
201806 2.934 106.317 3.724
201809 2.617 106.507 3.315
201812 2.790 105.998 3.551
201903 3.059 107.251 3.848
201906 3.171 108.070 3.959
201909 4.255 108.329 5.300
201912 5.161 108.420 6.423
202003 4.177 108.902 5.175
202006 5.697 108.767 7.067
202009 4.351 109.815 5.346
202012 4.314 109.897 5.297
202103 6.255 111.754 7.552
202106 4.899 114.631 5.766
202109 4.009 115.734 4.674
202112 4.128 117.630 4.735
202203 5.169 121.301 5.750
202206 3.934 125.017 4.246
202209 4.959 125.227 5.343
202212 4.771 125.222 5.141
202303 5.419 127.348 5.741
202306 5.999 128.729 6.288
202309 6.012 129.860 6.247
202312 4.998 129.419 5.211
202403 6.044 131.776 6.188
202406 5.716 132.554 5.818
202409 6.138 133.029 6.226
202412 5.245 133.157 5.315
202503 5.862 134.927 5.862

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Union Bank Of The Philippines  (PHS:UBP) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Union Bank Of The Philippines Cyclically Adjusted PS Ratio Related Terms

Thank you for viewing the detailed overview of Union Bank Of The Philippines's Cyclically Adjusted PS Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Union Bank Of The Philippines Business Description

Traded in Other Exchanges
N/A
Address
Meralco Avenue corner Onyx and Sapphire Streets, UnionBank Plaza, Ortigas Center, Pasig, PHL, 1605
Union Bank Of The Philippines Inc is a company which provides commercial banking products and services. It offers loans and deposits, cash management, retail banking, foreign exchange, capital markets, corporate and consumer finance, investment management and trust banking. The group's main operating business segments are Consumer Banking, Corporate and Commercial Banking, Treasury and Headquarters. The majority share of groups revenue is generated from Consumer Banking business segment which principally handles individual customers' deposits and provides consumer type loans, such as automobiles and mortgage financing, credit card facilities and funds transfer facilities.

Union Bank Of The Philippines Headlines

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