Affirm Holdings (MIL:1AFRM) Beta: N/A (As of Aug. 03, 2026)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

MIL:1AFRM Affirm Holdings Inc MIL:1AFRM
56 GF Score
Price €62.59
GF Value €62.60
Valuation Fairly Valued
! 7 Warning Signs
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What is Affirm Holdings Beta?

Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. As of today (2026-08-03), Affirm Holdings's Beta is Not available.

Affirm Holdings  (MIL:1AFRM) Beta Explanation

Beta is a measure of the volatility, or systematic risk, of a security or a portfolio in comparison to the market as a whole. We usually compare beta to 1. A beta of 1 indicates that the security's price will move with the market. A beta of less than 1 means that the security will be less volatile than the market. A beta of greater than 1 indicates that the security's price will be more volatile than the market.

Beta is primarily used in the Capital Asset Pricing Model (CAPM) to calculate the Cost of Equity, which can be used in the calculation of WACC %. The formula of Cost of Equity is:
Cost of Equity = Risk-Free Rate of Return + Beta of Asset * (Expected Return of the Market - Risk-Free Rate of Return)

Affirm Holdings Beta Related Terms

Affirm Holdings Beta Historical Data

* Premium members only.

The historical data trend for Affirm Holdings's Beta can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Affirm Holdings Beta Chart

Affirm Holdings Annual Data
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Affirm Holdings Quarterly Data
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Beta Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
MIL:1AFRM
56GF Score
Affirm Holdings Inc MIL:1AFRM
Beta is just one metric. See GF Score™, valuation, warning signs, and more.
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Affirm Holdings Beta Calculation

Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. A stock's beta can be calculated by dividing the product of the covariance of the individual stock's returns and the market's returns by the variance of the market's returns over a specified period. Basically, GuruFocus uses the returns calculated over three-year period.

Is Affirm Holdings (MIL:1AFRM) Overvalued in 2026?

Based on GuruFocus' analysis, Affirm Holdings stock appears to be undervalued. The current stock price of €62.59 is trading 0% below its estimated GF Value™ of €62.60. GuruFocus considers Affirm Holdings to be Fairly Valued.

Key valuation signals for MIL:1AFRM:

  • Beta: N/A
  • GF Value™: €62.60 vs. price of €62.59 (0% below fair value)
  • GF Score™: 56/100 with 7 warning signs

No single metric tells the full story. See the MIL:1AFRM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Affirm Holdings Business Description

Other Exchanges AFRM:USAAFRM:Mexico
Address 650 California Street, San Francisco, CA, USA, 94108
Founded in 2012, Affirm is a market leader in the buy now, pay later space with around $36 billion in transaction volume in fiscal 2025. Affirm offers both zero-interest financing, which is merchant subsidized, and interest-bearing loans, which function as personal loans that are approved on a per-transaction basis. Over 70% of Affirm's transaction volume comes from its interest-bearing loans, which also constitute the majority of its revenue. Affirm primarily operates in the United States, which accounted for more than 95% of its revenue in 2025, but it has also expanded to Canada and the United Kingdom.
56GF Score

Get the complete analysis for MIL:1AFRM

Beta is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€62.59
Price
€62.60
GF Value