Affirm Holdings (MIL:1AFRM) Receivables Turnover: (As of Jun. 2026)

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MIL:1AFRM Affirm Holdings Inc MIL:1AFRM
58 GF Score
Price €61.74
GF Value €68.34
Valuation Modestly Undervalued
! 9 Warning Signs
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What is Affirm Holdings Receivables Turnover?

The Receivables Turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by average Accounts Receivable. An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. Affirm Holdings's Revenue for the three months ended in Jun. 2026 was €937 Mil. Affirm Holdings's average Accounts Receivable for the three months ended in Jun. 2026 was €0 Mil.

Affirm Holdings  (MIL:1AFRM) Receivables Turnover Explanation

An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. This metric is commonly used to compare companies within the same industry to check whether they are on par with their competitors.

Affirm Holdings Receivables Turnover Related Terms

Affirm Holdings Receivables Turnover Historical Data

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The historical data trend for Affirm Holdings's Receivables Turnover can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Affirm Holdings Receivables Turnover Chart

Affirm Holdings Annual Data
Trend Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25 Jun26
Receivables Turnover
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Affirm Holdings Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
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MIL:1AFRM vs SYF, SOFI, ALLY: Receivables Turnover Comparison

For the Credit Services subindustry, Affirm Holdings's Receivables Turnover, along with its competitors' market caps and Receivables Turnover data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Affirm Holdings Receivables Turnover vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Affirm Holdings's Receivables Turnover distribution charts can be found below:

* The bar in red indicates where Affirm Holdings's Receivables Turnover falls into.


MIL:1AFRM
58GF Score
Affirm Holdings Inc MIL:1AFRM
Receivables Turnover is just one metric. See GF Score™, valuation, warning signs, and more.
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Affirm Holdings Receivables Turnover Calculation

Receivables Turnover measures the number of times a company collects its average accounts receivable balance.

Affirm Holdings's Receivables Turnover for the fiscal year that ended in Jun. 2026 is calculated as

Receivables Turnover (A: Jun. 2026 )
=Revenue / Average Accounts Receivable
=Revenue (A: Jun. 2026 ) / ((Accounts Receivable (A: Jun. 2025 ) + Accounts Receivable (A: Jun. 2026 )) / count )
=3385.818 / (( + ) / 1 )
=3385.818 / 0
=N/A

Affirm Holdings's Receivables Turnover for the quarter that ended in Jun. 2026 is calculated as

Receivables Turnover (Q: Jun. 2026 )
=Revenue / Average Accounts Receivable
=Revenue (Q: Jun. 2026 ) / ((Accounts Receivable (Q: Mar. 2026 ) + Accounts Receivable (Q: Jun. 2026 )) / count )
=937.187 / (( + ) / 1 )
=937.187 / 0
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is Affirm Holdings (MIL:1AFRM) Overvalued in 2026?

Based on GuruFocus' analysis, Affirm Holdings stock appears to be undervalued. The current stock price of €61.74 is trading 9.7% below its estimated GF Value™ of €68.34. GuruFocus considers Affirm Holdings to be Modestly Undervalued.

Key valuation signals for MIL:1AFRM:

  • Receivables Turnover:
  • GF Value™: €68.34 vs. price of €61.74 (9.7% below fair value)
  • GF Score™: 58/100 with 9 warning signs

No single metric tells the full story. See the MIL:1AFRM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Affirm Holdings Business Description

Other Exchanges AFRM:USAAFRM:Mexico
Address 650 California Street, San Francisco, CA, USA, 94108
Founded in 2012, Affirm is a market leader in the buy now, pay later space with around $36 billion in transaction volume in fiscal 2025. Affirm offers both zero-interest financing, which is merchant subsidized, and interest-bearing loans, which function as personal loans that are approved on a per-transaction basis. Over 70% of Affirm's transaction volume comes from its interest-bearing loans, which also constitute the majority of its revenue. Affirm primarily operates in the United States, which accounted for more than 95% of its revenue in 2025, but it has also expanded to Canada and the United Kingdom.
58GF Score

Get the complete analysis for MIL:1AFRM

Receivables Turnover is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€61.74
Price
€68.34
GF Value