Affirm Holdings (MIL:1AFRM) 1-Year Sharpe Ratio: N/A (As of Aug. 03, 2026)

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Director of Data and Quant Analytics at GuruFocus
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MIL:1AFRM Affirm Holdings Inc MIL:1AFRM
56 GF Score
Price €62.59
GF Value €63.47
Valuation Fairly Valued
! 7 Warning Signs
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What is Affirm Holdings 1-Year Sharpe Ratio?

The 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk over the past year. As of today (2026-08-03), Affirm Holdings's 1-Year Sharpe Ratio is Not available.

Affirm Holdings  (MIL:1AFRM) 1-Year Sharpe Ratio Explanation

The 1-Year Sharpe Ratio inidicates the risk-adjusted return of an investment over the past year. It is calculated as the annualized result of the average monthly excess return divided by its standard deviation over the past year. The monthly excess return is the monthly investment return minus the monthly risk-free rate (typically the 10-year Treasury Constant Maturity Rate). If the risk-free rate for a specific region is not available, U.S. data is used by default.

The greater a portfolio's Sharpe Ratio, the better its risk-adjusted performance. A negative Sharpe Ratio means the risk-free rate is greater than the portfolio’s historical or projected return, or else the portfolio's return is expected to be negative.

Affirm Holdings 1-Year Sharpe Ratio Related Terms

MIL:1AFRM vs SYF, SOFI, ALLY: 1-Year Sharpe Ratio Comparison

For the Credit Services subindustry, Affirm Holdings's 1-Year Sharpe Ratio, along with its competitors' market caps and 1-Year Sharpe Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Affirm Holdings 1-Year Sharpe Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Affirm Holdings's 1-Year Sharpe Ratio distribution charts can be found below:

* The bar in red indicates where Affirm Holdings's 1-Year Sharpe Ratio falls into.


MIL:1AFRM
56GF Score
Affirm Holdings Inc MIL:1AFRM
1-Year Sharpe Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Affirm Holdings 1-Year Sharpe Ratio Calculation

The 1-Year Sharpe Ratio measures the performance of an investment such as a stock or portfolio compared to a risk-free asset. A stock / portfolio's 1-Year Sharpe Ratio can be calculated by dividing the difference between the one-year returns of the investment and the risk-free rate, by the standard deviation of the investment returns over one year.

Is Affirm Holdings (MIL:1AFRM) Overvalued in 2026?

Based on GuruFocus' analysis, Affirm Holdings stock appears to be undervalued. The current stock price of €62.59 is trading 1.4% below its estimated GF Value™ of €63.47. GuruFocus considers Affirm Holdings to be Fairly Valued.

Key valuation signals for MIL:1AFRM:

  • 1-Year Sharpe Ratio: N/A
  • GF Value™: €63.47 vs. price of €62.59 (1.4% below fair value)
  • GF Score™: 56/100 with 7 warning signs

No single metric tells the full story. See the MIL:1AFRM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Affirm Holdings Business Description

Other Exchanges AFRM:USAAFRM:Mexico
Address 650 California Street, San Francisco, CA, USA, 94108
Founded in 2012, Affirm is a market leader in the buy now, pay later space with around $36 billion in transaction volume in fiscal 2025. Affirm offers both zero-interest financing, which is merchant subsidized, and interest-bearing loans, which function as personal loans that are approved on a per-transaction basis. Over 70% of Affirm's transaction volume comes from its interest-bearing loans, which also constitute the majority of its revenue. Affirm primarily operates in the United States, which accounted for more than 95% of its revenue in 2025, but it has also expanded to Canada and the United Kingdom.
56GF Score

Get the complete analysis for MIL:1AFRM

1-Year Sharpe Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€62.59
Price
€63.47
GF Value