Satin Creditcare Network (NSE:SATIN) Beta: 0.8358 (As of Jul. 01, 2026)


NSE:SATIN Satin Creditcare Network Ltd NSE:SATIN
64 GF Score
Price ₹245.90
GF Value ₹180.35
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Satin Creditcare Network Beta?

Satin Creditcare Network NSE:SATIN +4.24% 64 Beta is 0.8358 as of Jul. 01, 2026. GuruFocus rates NSE:SATIN with a GF Score™ of 64/100 and a GF Value™ of ₹180.35 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. As of today (2026-07-01), Satin Creditcare Network's Beta is 0.8358.


Satin Creditcare Network  (NSE:SATIN) Beta Explanation

Beta is a measure of the volatility, or systematic risk, of a security or a portfolio in comparison to the market as a whole. We usually compare beta to 1. A beta of 1 indicates that the security's price will move with the market. A beta of less than 1 means that the security will be less volatile than the market. A beta of greater than 1 indicates that the security's price will be more volatile than the market.

Beta is primarily used in the Capital Asset Pricing Model (CAPM) to calculate the Cost of Equity, which can be used in the calculation of WACC %. The formula of Cost of Equity is:
Cost of Equity = Risk-Free Rate of Return + Beta of Asset * (Expected Return of the Market - Risk-Free Rate of Return)


Satin Creditcare Network Beta Related Terms


Satin Creditcare Network Beta Historical Data

* Premium members only.

The historical data trend for Satin Creditcare Network's Beta can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Satin Creditcare Network Beta Chart

Satin Creditcare Network Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Beta
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.07 1.50 0.90 1.14 0.89

Satin Creditcare Network Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Beta Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.14 1.12 1.05 1.17 0.89

NSE:SATIN vs V, MA, AXP: Beta Comparison

For the Credit Services subindustry, Satin Creditcare Network's Beta, along with its competitors' market caps and Beta data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Satin Creditcare Network Beta vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Satin Creditcare Network's Beta distribution charts can be found below:

* The bar in red indicates where Satin Creditcare Network's Beta falls into.


NSE:SATIN
64GF Score
Satin Creditcare Network Ltd NSE:SATIN
Beta is just one metric. See GF Score™, valuation, warning signs, and more.
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Satin Creditcare Network Beta Calculation

Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. A stock's beta can be calculated by dividing the product of the covariance of the individual stock's returns and the market's returns by the variance of the market's returns over a specified period. Basically, GuruFocus uses the returns calculated over three-year period.

Frequently Asked Questions Learn more about Beta →
What does a Beta of 0.8358 mean?
Satin Creditcare Network (NSE:SATIN) has a Beta of 0.8358 as of Jul. 01, 2026. Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. View historical data for Satin Creditcare Network and its competitors.
Is Satin Creditcare Network's Beta too high?
Satin Creditcare Network's current Beta is 0.8358. Overall, Satin Creditcare Network has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Satin Creditcare Network's Beta compare to V and MA?
Satin Creditcare Network's Beta of 0.8358 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Beta for a Credit Services company?
A good Beta depends on the Credit Services industry context. However, Beta should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Beta mean?
A high Beta can signal that a stock is expensive relative to its fundamentals. Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. View historical data for Satin Creditcare Network and its competitors. Satin Creditcare Network's current Beta is 0.8358. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Satin Creditcare Network stock overvalued right now?
Based on GuruFocus' analysis, Satin Creditcare Network (NSE:SATIN) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹180.35, compared to a current price of ₹245.90 — trading 36.3% above its estimated fair value. The current Beta is 0.8358. Satin Creditcare Network's overall GF Score™ is 64/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Beta calculated?
Beta is calculated from a company's financial statements. For Satin Creditcare Network (NSE:SATIN), the current Beta is 0.8358 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Satin Creditcare Network (NSE:SATIN) Overvalued in 2026?

Based on GuruFocus' analysis, Satin Creditcare Network stock appears to be overvalued. The current stock price of ₹245.90 is trading 36.3% above its estimated GF Value™ of ₹180.35. GuruFocus considers Satin Creditcare Network to be Significantly Overvalued.

Key valuation signals for NSE:SATIN:

  • Beta: 0.8358
  • GF Value™: ₹180.35 vs. price of ₹245.90 (36.3% above fair value)
  • GF Score™: 64/100 with 7 warning signs

No single metric tells the full story. See the NSE:SATIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Satin Creditcare Network Business Description

Other Exchanges 539404:India
Address Plot No. 492, Udyog Vihar, Phase -III, Gurugram, HR, IND, 122016
Satin Creditcare Network Ltd is a micro-finance company based in India. Its core services are non-banking financial services. The company also offers loans to individual businesses; loans to micro, small and medium enterprises, product loans for financing the purchase of solar lamps, bicycles, and consumer durables, and loans for the development of water connections and sanitation facilities. Geographically, it operates only in India. The Company operates in a single reportable segment i.e. financing which has similar risks and returns. The Company derives its maximum revenues from financing activities and its customers are widespread.
64GF Score

Get the complete analysis for NSE:SATIN

Beta is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹245.90
Price
₹180.35
GF Value