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Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
Satin Creditcare Network Effective Interest Rate on Debt % Related Terms
Satin Creditcare Network Effective Interest Rate on Debt % Historical Data
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The historical data trend for Satin Creditcare Network's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Satin Creditcare Network Effective Interest Rate on Debt % Chart
NSE:SATIN vs V, MA, AXP: Effective Interest Rate on Debt % Comparison
For the Credit Services subindustry, Satin Creditcare Network's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Satin Creditcare Network Effective Interest Rate on Debt % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Satin Creditcare Network's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where Satin Creditcare Network's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is four times the quarterly (Jun. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 0.00% mean?
Satin Creditcare Network (NSE:SATIN) has a Effective Interest Rate on Debt % of 0.00% as of Jun. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Satin Creditcare Network and its competitors.
Is Satin Creditcare Network's Effective Interest Rate on Debt % too high?
Satin Creditcare Network's current Effective Interest Rate on Debt % is 0.00%. Overall, Satin Creditcare Network has a GF Score™ of 68/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Satin Creditcare Network's Effective Interest Rate on Debt % compare to V and MA?
Satin Creditcare Network's Effective Interest Rate on Debt % of 0.00% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Credit Services company?
A good Effective Interest Rate on Debt % depends on the Credit Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Satin Creditcare Network and its competitors. Satin Creditcare Network's current Effective Interest Rate on Debt % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Satin Creditcare Network stock overvalued right now?
Based on GuruFocus' analysis, Satin Creditcare Network (NSE:SATIN) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹196.26, compared to a current price of ₹226.98 — trading 15.7% above its estimated fair value. The current Effective Interest Rate on Debt % is 0.00%. Satin Creditcare Network's overall GF Score™ is 68/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Satin Creditcare Network (NSE:SATIN), the current Effective Interest Rate on Debt % is 0.00% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Satin Creditcare Network (NSE:SATIN) Overvalued in 2026?
Based on GuruFocus' analysis, Satin Creditcare Network stock appears to be overvalued.
The current stock price of ₹226.98 is trading 15.7% above its estimated GF Value™ of ₹196.26.
GuruFocus considers Satin Creditcare Network to be Modestly Overvalued.
Key valuation signals for NSE:SATIN:
Effective Interest Rate on Debt %: 0.00%
GF Value™: ₹196.26 vs. price of ₹226.98 (15.7% above fair value)
No single metric tells the full story. See the NSE:SATIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Satin Creditcare Network Ltd is a micro-finance company based in India. Its core services are non-banking financial services. The company also offers loans to individual businesses; loans to micro, small and medium enterprises, product loans for financing the purchase of solar lamps, bicycles, and consumer durables, and loans for the development of water connections and sanitation facilities. Geographically, it operates only in India. The Company operates in a single reportable segment i.e. financing which has similar risks and returns. The Company derives its maximum revenues from financing activities and its customers are widespread.
68GF Score
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