Satin Creditcare NetworkNSE:SATIN -1.88%69 Quick Ratio is 350.36 as of Mar. 2026, which is 23897% above its 10-year median of 1.46. GuruFocus rates NSE:SATIN with a GF Score™ of 69/100 and a GF Value™ of ₹179.83 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 392 Credit Services companies, Satin Creditcare Network ranks better than 89.29% on this metric.
Satin Creditcare Network has a quick ratio of 350.36. It generally indicates good short-term financial strength.
The historical rank and industry rank for Satin Creditcare Network's Quick Ratio or its related term are showing as below:
NSE:SATIN'
s Quick Ratio Range Over the Past 10 Years
Min: 1.21 Med: 1.46 Max: 350.36
Current: 350.36
During the past 13 years, Satin Creditcare Network's highest Quick Ratio was 350.36. The lowest was 1.21. And the median was 1.46.
NSE:SATIN's Quick Ratio is ranked better than 89.29% of 392
companies
in the Credit Services industry
Industry Median: 4.52
vs NSE:SATIN: 350.36
Satin Creditcare Network (NSE:SATIN) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
Satin Creditcare Network Quick Ratio Related Terms
Satin Creditcare Network Quick Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Satin Creditcare Network's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Satin Creditcare Network Quick Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Satin Creditcare Network's Quick Ratio distribution charts can be found below:
* The bar in red indicates where Satin Creditcare Network's Quick Ratio falls into.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
Satin Creditcare Network's Quick Ratio for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Satin Creditcare Network (NSE:SATIN) has a Quick Ratio of 350.36 as of Mar. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Satin Creditcare Network and its competitors. This is 23897% above median its historical median of 1.46. Over the past decade, Satin Creditcare Network's Quick Ratio has ranged from 1.21 to 350.36. According to the industry distribution chart, Satin Creditcare Network ranks #42 out of 392 companies in the Credit Services industry, placing it in the top 10.7%.
Is Satin Creditcare Network's Quick Ratio too high?
Satin Creditcare Network's current Quick Ratio of 350.36 is 23897% above median its 10-year median of 1.46. Over the past 10 years, this metric has ranged from a low of 1.21 to a high of 350.36. The Credit Services industry median Quick Ratio is 4.52. Satin Creditcare Network's value of 350.36 is 7651.3% above this industry median. Based on the distribution chart, Satin Creditcare Network ranks #42 out of 392 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Satin Creditcare Network has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Satin Creditcare Network's Quick Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Satin Creditcare Network ranks #42 out of 392 companies for Quick Ratio. This places Satin Creditcare Network in the top 11% of its industry — outperforming the majority of peers. The industry median Quick Ratio is 4.52. Satin Creditcare Network's value of 350.36 is 7651.3% above this benchmark. Historically, Satin Creditcare Network's own Quick Ratio has ranged from 1.21 to 350.36 over the past decade. While the company's 10-year median is 1.46 vs. the industry median of 4.52, Satin Creditcare Network has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Credit Services company?
The median Quick Ratio among Credit Services companies is 4.52, based on 392 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Satin Creditcare Network's current Quick Ratio of 350.36 is 7651.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Satin Creditcare Network and its competitors. For the Credit Services industry, the median Quick Ratio is 4.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Satin Creditcare Network's current Quick Ratio is 350.36, which is 23897% above median its own 10-year median of 1.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Satin Creditcare Network stock overvalued right now?
Based on GuruFocus' analysis, Satin Creditcare Network (NSE:SATIN) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹179.83, compared to a current price of ₹254.80 — trading 41.7% above its estimated fair value. The current Quick Ratio is 350.36, which is 23897% above median its 10-year median of 1.46 and 7651.3% above the Credit Services industry median of 4.52. Satin Creditcare Network's overall GF Score™ is 69/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For Satin Creditcare Network (NSE:SATIN), the current Quick Ratio is 350.36 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Satin Creditcare Network (NSE:SATIN) Overvalued in 2026?
Based on GuruFocus' analysis, Satin Creditcare Network stock appears to be overvalued.
The current stock price of ₹254.80 is trading 41.7% above its estimated GF Value™ of ₹179.83.
GuruFocus considers Satin Creditcare Network to be Significantly Overvalued.
Key valuation signals for NSE:SATIN:
Quick Ratio: 350.36 (23897% above median its 10-year median of 1.46)
GF Value™: ₹179.83 vs. price of ₹254.80 (41.7% above fair value)
Industry Position: 7651.3% above the Credit Services median (#42 of 392)
No single metric tells the full story. See the NSE:SATIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Satin Creditcare Network Ltd is a micro-finance company based in India. Its core services are non-banking financial services. The company also offers loans to individual businesses; loans to micro, small and medium enterprises, product loans for financing the purchase of solar lamps, bicycles, and consumer durables, and loans for the development of water connections and sanitation facilities. Geographically, it operates only in India. The Company operates in a single reportable segment i.e. financing which has similar risks and returns. The Company derives its maximum revenues from financing activities and its customers are widespread.
69GF Score
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