Satin Creditcare Network (NSE:SATIN) GF Score: 64/100 (As of Jul. 22, 2026) — Near Median

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSE:SATIN Satin Creditcare Network Ltd NSE:SATIN
64 GF Score
Price ₹258.46
GF Value ₹176.56
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Satin Creditcare Network GF Score?

Satin Creditcare Network NSE:SATIN +0.93% 64 GF Score is 64 as of Jul. 22, 2026, which is 7% above its 10-year median of 60.00. GuruFocus rates NSE:SATIN with a GF Score™ of 64/100 and a GF Value™ of ₹176.56 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Satin Creditcare Network has the GF Score of 64, which implies that the company might have Poor future performance potential.

The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.

GF Score takes following five key aspects into consideration:

1. Financial Strength : 3/10
2. Profitability Rank : 7/10
3. Growth Rank : 6/10
4. GF Value Rank : 3/10
5. Momentum Rank : 3/10

Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.

Based on research and backtesting result, GuruFocus believes Satin Creditcare Network might have Poor future performance potential.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.


Satin Creditcare Network  (NSE:SATIN) GF Score Explanation

Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:

GF Score Performance Potential and All-in-One Screener Examples (1)
91 - 100Highest outperformance potential
81 - 90Good outperformance potential
71 - 80Likely to have average performance
51 - 70Poor future performance potential
0 - 50Worst future performance potential, or not enough data

(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.


Satin Creditcare Network GF Score Related Terms


NSE:SATIN vs V, MA, AXP: GF Score Comparison

For the Credit Services subindustry, Satin Creditcare Network's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Satin Creditcare Network GF Score vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Satin Creditcare Network's GF Score distribution charts can be found below:

* The bar in red indicates where Satin Creditcare Network's GF Score falls into.


NSE:SATIN
64GF Score
Satin Creditcare Network Ltd NSE:SATIN
GF Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Score →
What does a GF Score of 64 mean?
Satin Creditcare Network (NSE:SATIN) has a GF Score of 64 as of Jul. 22, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Satin Creditcare Network and its competitors. This is near median its historical median of 60.00. Over the past decade, Satin Creditcare Network's GF Score has ranged from 9.00 to 83.00.
Is Satin Creditcare Network's GF Score too high?
Satin Creditcare Network's current GF Score of 64 is near median its 10-year median of 60.00. Over the past 10 years, this metric has ranged from a low of 9.00 to a high of 83.00. Overall, Satin Creditcare Network has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Satin Creditcare Network's GF Score compare to V and MA?
Satin Creditcare Network's GF Score of 64 can be compared against companies in the Credit Services industry. Historically, Satin Creditcare Network's own GF Score has ranged from 9.00 to 83.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Credit Services company?
A good GF Score depends on the Credit Services industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Satin Creditcare Network and its competitors. Satin Creditcare Network's current GF Score is 64, which is near median its own 10-year median of 60.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Satin Creditcare Network stock overvalued right now?
Based on GuruFocus' analysis, Satin Creditcare Network (NSE:SATIN) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹176.56, compared to a current price of ₹258.46 — trading 46.4% above its estimated fair value. The current GF Score is 64, which is near median its 10-year median of 60.00. Satin Creditcare Network's overall GF Score™ is 64/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For Satin Creditcare Network (NSE:SATIN), the current GF Score is 64 as of Jul. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Satin Creditcare Network (NSE:SATIN) Overvalued in 2026?

Based on GuruFocus' analysis, Satin Creditcare Network stock appears to be overvalued. The current stock price of ₹258.46 is trading 46.4% above its estimated GF Value™ of ₹176.56. GuruFocus considers Satin Creditcare Network to be Significantly Overvalued.

Key valuation signals for NSE:SATIN:

  • GF Score: 64 (near median its 10-year median of 60.00)
  • GF Value™: ₹176.56 vs. price of ₹258.46 (46.4% above fair value)
  • GF Score™: 64/100 with 7 warning signs

No single metric tells the full story. See the NSE:SATIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Satin Creditcare Network Business Description

Other Exchanges 539404:India
Address Plot No. 492, Udyog Vihar, Phase -III, Gurugram, HR, IND, 122016
Satin Creditcare Network Ltd is a micro-finance company based in India. Its core services are non-banking financial services. The company also offers loans to individual businesses; loans to micro, small and medium enterprises, product loans for financing the purchase of solar lamps, bicycles, and consumer durables, and loans for the development of water connections and sanitation facilities. Geographically, it operates only in India. The Company operates in a single reportable segment i.e. financing which has similar risks and returns. The Company derives its maximum revenues from financing activities and its customers are widespread.
64GF Score

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GF Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹258.46
Price
₹176.56
GF Value