Satin Creditcare NetworkNSE:SATIN -1.88%64 Median PS Value is ₹218.84 as of Jul. 04, 2026, which is 100% below its 10-year median of 0.63. GuruFocus rates NSE:SATIN with a GF Score™ of 64/100 and a GF Value™ of ₹180.04 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 288 Credit Services companies, Satin Creditcare Network ranks worse than 66.32% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
The historical rank and industry rank for Satin Creditcare Network's Median PS Value or its related term are showing as below:
NSE:SATIN'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.61 Med: 0.63 Max: 1.19
Current: 1.16
During the past 13 years, the highest Price to Median PS Value of Satin Creditcare Network was 1.19. The lowest was 0.61. And the median was 0.63.
NSE:SATIN's Price-to-Median-PS-Value is ranked worse than 66.32% of 288
companies
in the Credit Services industry
Industry Median: 0.91
vs NSE:SATIN: 1.16
Satin Creditcare Network (NSE:SATIN) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Satin Creditcare Network's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
254.80
/
218.84
=
1.16
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Satin Creditcare Network Median PS Value Related Terms
Satin Creditcare Network Median PS Value Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:SATIN vs V, MA, AXP: Median PS Value Comparison
For the Credit Services subindustry, Satin Creditcare Network's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Satin Creditcare Network Price-to-Median-PS-Value vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Satin Creditcare Network's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Satin Creditcare Network's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 0.9573.
Satin Creditcare Network's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹228.593.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Satin Creditcare Network (NSE:SATIN) has a Median PS Value of ₹218.84 as of Jul. 04, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Satin Creditcare Network and its competitors. This is 34637% above median its historical median of 0.63. Over the past decade, Satin Creditcare Network's Median PS Value has ranged from 0.61 to 1.19. According to the industry distribution chart, Satin Creditcare Network ranks #191 out of 288 companies in the Credit Services industry, placing it in the top 66.3%.
Is Satin Creditcare Network's Median PS Value too high?
Satin Creditcare Network's current Median PS Value of ₹218.84 is 34637% above median its 10-year median of 0.63. Over the past 10 years, this metric has ranged from a low of 0.61 to a high of 1.19. Based on the distribution chart, Satin Creditcare Network ranks #191 out of 288 companies in the Credit Services industry, which is below the industry midpoint. Overall, Satin Creditcare Network has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Satin Creditcare Network's Median PS Value compare to V and MA?
According to the Credit Services industry distribution chart, Satin Creditcare Network ranks #191 out of 288 companies for Median PS Value. This places Satin Creditcare Network in the lower half of its industry. The industry median Median PS Value is 0.91. Historically, Satin Creditcare Network's own Median PS Value has ranged from 0.61 to 1.19 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Credit Services company?
The median Median PS Value among Credit Services companies is 0.91, based on 288 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Satin Creditcare Network and its competitors. For the Credit Services industry, the median Median PS Value is 0.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Satin Creditcare Network's current Median PS Value is ₹218.84, which is 34637% above median its own 10-year median of 0.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Satin Creditcare Network stock overvalued right now?
Based on GuruFocus' analysis, Satin Creditcare Network (NSE:SATIN) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹180.04, compared to a current price of ₹254.80 — trading 41.5% above its estimated fair value. The current Median PS Value is ₹218.84, which is 34637% above median its 10-year median of 0.63. Satin Creditcare Network's overall GF Score™ is 64/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Satin Creditcare Network (NSE:SATIN), the current Median PS Value is ₹218.84 as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Satin Creditcare Network (NSE:SATIN) Overvalued in 2026?
Based on GuruFocus' analysis, Satin Creditcare Network stock appears to be overvalued.
The current stock price of ₹254.80 is trading 41.5% above its estimated GF Value™ of ₹180.04.
GuruFocus considers Satin Creditcare Network to be Significantly Overvalued.
Key valuation signals for NSE:SATIN:
Median PS Value: ₹218.84 (34637% above median its 10-year median of 0.63)
GF Value™: ₹180.04 vs. price of ₹254.80 (41.5% above fair value)
No single metric tells the full story. See the NSE:SATIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Satin Creditcare Network Ltd is a micro-finance company based in India. Its core services are non-banking financial services. The company also offers loans to individual businesses; loans to micro, small and medium enterprises, product loans for financing the purchase of solar lamps, bicycles, and consumer durables, and loans for the development of water connections and sanitation facilities. Geographically, it operates only in India. The Company operates in a single reportable segment i.e. financing which has similar risks and returns. The Company derives its maximum revenues from financing activities and its customers are widespread.
64GF Score
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