Satin Creditcare Network (NSE:SATIN) Enterprise Value: ₹116,404 Mil (As of Jul. 08, 2026) ***


NSE:SATIN Satin Creditcare Network Ltd NSE:SATIN
64 GF Score
Price ₹263.29
GF Value ₹179.61
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Satin Creditcare Network Enterprise Value?

Satin Creditcare Network NSE:SATIN +2.34% 64 Enterprise Value is ₹116,404 Mil as of Jul. 08, 2026. GuruFocus rates NSE:SATIN with a GF Score™ of 64/100 and a GF Value™ of ₹179.61 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, Satin Creditcare Network's Enterprise Value is ₹116,404 Mil. Satin Creditcare Network's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 was ₹3,768 Mil. Therefore, Satin Creditcare Network's EV-to-EBIT ratio for today is 30.89.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. As of today, Satin Creditcare Network's Enterprise Value is ₹116,404 Mil. Satin Creditcare Network's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 was ₹4,071 Mil. Therefore, Satin Creditcare Network's EV-to-EBITDA ratio for today is 28.60.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Satin Creditcare Network's Enterprise Value is ₹116,404 Mil. Satin Creditcare Network's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 was ₹25,145 Mil. Therefore, Satin Creditcare Network's EV-to-Revenue ratio for today is 4.63.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, Satin Creditcare Network's Enterprise Value is ₹116,404 Mil. Satin Creditcare Network's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was ₹0 Mil. Therefore, Satin Creditcare Network's EV-to-OCF ratio for today is .

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, Satin Creditcare Network's Enterprise Value is ₹116,404 Mil. Satin Creditcare Network's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was ₹0 Mil. Therefore, Satin Creditcare Network's EV-to-FCF ratio for today is .

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


Satin Creditcare Network  (NSE:SATIN) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-EBIT is calculated as Enterprise Value divided by its EBIT.

Satin Creditcare Network's EV-to-EBIT for today is

EV-to-EBIT=Enterprise Value (Today)/EBIT (TTM)
=116403.944/3767.765
=30.89

Satin Creditcare Network's current Enterprise Value is ₹116,404 Mil.
Satin Creditcare Network's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹3,768 Mil.

2. EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA.

Satin Creditcare Network's EV-to-EBITDA for today is:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA(TTM)
=116403.944/4070.684
=28.60

Satin Creditcare Network's current Enterprise Value is ₹116,404 Mil.
Satin Creditcare Network's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹4,071 Mil.

3. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

Satin Creditcare Network's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=116403.944/25145.274
=4.63

Satin Creditcare Network's current Enterprise Value is ₹116,404 Mil.
Satin Creditcare Network's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹25,145 Mil.

4. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

Satin Creditcare Network's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=116403.944/0
=

Satin Creditcare Network's current Enterprise Value is ₹116,404 Mil.
Satin Creditcare Network's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹0 Mil.

5. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

Satin Creditcare Network's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=116403.944/0
=

Satin Creditcare Network's current Enterprise Value is ₹116,404 Mil.
Satin Creditcare Network's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Satin Creditcare Network Enterprise Value Related Terms


Satin Creditcare Network Enterprise Value Historical Data

* Premium members only.

The historical data trend for Satin Creditcare Network's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Satin Creditcare Network Enterprise Value Chart

Satin Creditcare Network Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 46,852.17 61,382.69 91,408.43 90,853.28 102,829.22

Satin Creditcare Network Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 90,853.28 18,661.66 86,670.32 15,811.87 102,829.22

NSE:SATIN vs V, MA, AXP: Enterprise Value Comparison

For the Credit Services subindustry, Satin Creditcare Network's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Satin Creditcare Network Enterprise Value vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Satin Creditcare Network's Enterprise Value distribution charts can be found below:

* The bar in red indicates where Satin Creditcare Network's Enterprise Value falls into.


NSE:SATIN
64GF Score
Satin Creditcare Network Ltd NSE:SATIN
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Satin Creditcare Network Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

Satin Creditcare Network's Enterprise Value for the fiscal year that ended in Mar. 2026 is calculated as

Satin Creditcare Network's Enterprise Value for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of ₹116,404 Mil mean?
Satin Creditcare Network (NSE:SATIN) has a Enterprise Value of ₹116,404 Mil as of Jul. 08, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Satin Creditcare Network and its competitors.
Is Satin Creditcare Network's Enterprise Value too high?
Satin Creditcare Network's current Enterprise Value is ₹116,404 Mil. Overall, Satin Creditcare Network has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Satin Creditcare Network's Enterprise Value compare to V and MA?
Satin Creditcare Network's Enterprise Value of ₹116,404 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Credit Services company?
A good Enterprise Value depends on the Credit Services industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Satin Creditcare Network and its competitors. Satin Creditcare Network's current Enterprise Value is ₹116,404 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Satin Creditcare Network stock overvalued right now?
Based on GuruFocus' analysis, Satin Creditcare Network (NSE:SATIN) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹179.61, compared to a current price of ₹263.29 — trading 46.6% above its estimated fair value. The current Enterprise Value is ₹116,404 Mil. Satin Creditcare Network's overall GF Score™ is 64/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Satin Creditcare Network (NSE:SATIN), the current Enterprise Value is ₹116,404 Mil as of Jul. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Satin Creditcare Network (NSE:SATIN) Overvalued in 2026?

Based on GuruFocus' analysis, Satin Creditcare Network stock appears to be overvalued. The current stock price of ₹263.29 is trading 46.6% above its estimated GF Value™ of ₹179.61. GuruFocus considers Satin Creditcare Network to be Significantly Overvalued.

Key valuation signals for NSE:SATIN:

  • Enterprise Value: ₹116,404 Mil
  • GF Value™: ₹179.61 vs. price of ₹263.29 (46.6% above fair value)
  • GF Score™: 64/100 with 7 warning signs

No single metric tells the full story. See the NSE:SATIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Satin Creditcare Network Business Description

Other Exchanges 539404:India
Address Plot No. 492, Udyog Vihar, Phase -III, Gurugram, HR, IND, 122016
Satin Creditcare Network Ltd is a micro-finance company based in India. Its core services are non-banking financial services. The company also offers loans to individual businesses; loans to micro, small and medium enterprises, product loans for financing the purchase of solar lamps, bicycles, and consumer durables, and loans for the development of water connections and sanitation facilities. Geographically, it operates only in India. The Company operates in a single reportable segment i.e. financing which has similar risks and returns. The Company derives its maximum revenues from financing activities and its customers are widespread.
64GF Score

Get the complete analysis for NSE:SATIN

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹263.29
Price
₹179.61
GF Value