Satin Creditcare NetworkNSE:SATIN +2.34%64 Current Ratio is 350.36 as of Mar. 2026, which is 23897% above its 10-year median of 1.46. GuruFocus rates NSE:SATIN with a GF Score™ of 64/100 and a GF Value™ of ₹179.61 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 393 Credit Services companies, Satin Creditcare Network ranks better than 89.31% on this metric.
The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. Satin Creditcare Network's current ratio for the quarter that ended in Mar. 2026 was 350.36.
Satin Creditcare Network has a current ratio of 350.36. It indicates the company may not be efficiently using its current assets or its short-term financing facilities. This may also indicate problems in working capital management.
The historical rank and industry rank for Satin Creditcare Network's Current Ratio or its related term are showing as below:
NSE:SATIN'
s Current Ratio Range Over the Past 10 Years
Min: 1.21 Med: 1.46 Max: 350.36
Current: 350.36
During the past 13 years, Satin Creditcare Network's highest Current Ratio was 350.36. The lowest was 1.21. And the median was 1.46.
NSE:SATIN's Current Ratio is ranked better than 89.31% of 393
companies
in the Credit Services industry
Industry Median: 4.82
vs NSE:SATIN: 350.36
Satin Creditcare Network (NSE:SATIN) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
Satin Creditcare Network Current Ratio Related Terms
Satin Creditcare Network Current Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Satin Creditcare Network's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Satin Creditcare Network Current Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Satin Creditcare Network's Current Ratio distribution charts can be found below:
* The bar in red indicates where Satin Creditcare Network's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Satin Creditcare Network (NSE:SATIN) has a Current Ratio of 350.36 as of Mar. 2026. This is 23897% above median its historical median of 1.46. Over the past decade, Satin Creditcare Network's Current Ratio has ranged from 1.21 to 350.36. According to the industry distribution chart, Satin Creditcare Network ranks #42 out of 393 companies in the Credit Services industry, placing it in the top 10.7%.
Is Satin Creditcare Network's Current Ratio too high?
Satin Creditcare Network's current Current Ratio of 350.36 is 23897% above median its 10-year median of 1.46. Over the past 10 years, this metric has ranged from a low of 1.21 to a high of 350.36. The Credit Services industry median Current Ratio is 4.82. Satin Creditcare Network's value of 350.36 is 7168.9% above this industry median. Based on the distribution chart, Satin Creditcare Network ranks #42 out of 393 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Satin Creditcare Network has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Satin Creditcare Network's Current Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Satin Creditcare Network ranks #42 out of 393 companies for Current Ratio. This places Satin Creditcare Network in the top 11% of its industry — outperforming the majority of peers. The industry median Current Ratio is 4.82. Satin Creditcare Network's value of 350.36 is 7168.9% above this benchmark. Historically, Satin Creditcare Network's own Current Ratio has ranged from 1.21 to 350.36 over the past decade. While the company's 10-year median is 1.46 vs. the industry median of 4.82, Satin Creditcare Network has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Credit Services company?
The median Current Ratio among Credit Services companies is 4.82, based on 393 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Satin Creditcare Network's current Current Ratio of 350.36 is 7168.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Credit Services industry, the median Current Ratio is 4.82 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Satin Creditcare Network's current Current Ratio is 350.36, which is 23897% above median its own 10-year median of 1.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Satin Creditcare Network stock overvalued right now?
Based on GuruFocus' analysis, Satin Creditcare Network (NSE:SATIN) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹179.61, compared to a current price of ₹263.29 — trading 46.6% above its estimated fair value. The current Current Ratio is 350.36, which is 23897% above median its 10-year median of 1.46 and 7168.9% above the Credit Services industry median of 4.82. Satin Creditcare Network's overall GF Score™ is 64/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Satin Creditcare Network (NSE:SATIN), the current Current Ratio is 350.36 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Satin Creditcare Network (NSE:SATIN) Overvalued in 2026?
Based on GuruFocus' analysis, Satin Creditcare Network stock appears to be overvalued.
The current stock price of ₹263.29 is trading 46.6% above its estimated GF Value™ of ₹179.61.
GuruFocus considers Satin Creditcare Network to be Significantly Overvalued.
Key valuation signals for NSE:SATIN:
Current Ratio: 350.36 (23897% above median its 10-year median of 1.46)
GF Value™: ₹179.61 vs. price of ₹263.29 (46.6% above fair value)
Industry Position: 7168.9% above the Credit Services median (#42 of 393)
No single metric tells the full story. See the NSE:SATIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Satin Creditcare Network Ltd is a micro-finance company based in India. Its core services are non-banking financial services. The company also offers loans to individual businesses; loans to micro, small and medium enterprises, product loans for financing the purchase of solar lamps, bicycles, and consumer durables, and loans for the development of water connections and sanitation facilities. Geographically, it operates only in India. The Company operates in a single reportable segment i.e. financing which has similar risks and returns. The Company derives its maximum revenues from financing activities and its customers are widespread.
64GF Score
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